After a Life-Changing Injury, You Deserve Clear Answers

Were you or someone you love hurt in a permanent, life-changing accident near Jacksonville? CHG Personal Injury Lawyers is a catastrophic injury claims law firm. Jacksonville families can call us, and we can help.

We help you seek full payment from those at fault. Our focus is serious, lasting harm. We handle these cases throughout Florida.

Our attorneys are members of the Florida Bar. We take on spinal cord injuries, paralysis, and traumatic brain injuries. We also handle amputations, severe burns, catastrophic back and neck injuries, and wrongful-death claims.

This page explains what we do, how the process works, and the Florida laws that affect your case.

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When an Injury Changes Everything: How We Help Jacksonville Families

A catastrophic injury is a permanent, life-altering harm. It is not a sprain, a routine broken bone, or a minor burn. These injuries change how you live, work, and care for yourself. Often, the change lasts forever.

We wrote this page for the injured person and the family who cares for them. You may face surgeries, long rehab, lost income, and large medical bills all at once. That is overwhelming.

CHG Personal Injury Lawyers is a Florida personal injury firm that handles cases of every severity, from everyday accidents to catastrophic injuries and wrongful-death claims. We are not a high-volume shop. We focus on cases where someone’s life was permanently changed or lost because another party was careless.

Our support is bilingual (English and Spanish) from your first call.

What Counts as a Catastrophic Injury Claim

A catastrophic injury claim involves a permanent, disabling harm or a death. Someone else’s carelessness caused it. We handle these specific injury types:

• Spinal cord injuries and paralysis, including paraplegia (both legs) and quadriplegia/tetraplegia (all four limbs). A spinal cord injury can cause lasting loss of movement and feeling. It can also cause problems with breathing, bladder, bowel, and blood pressure, according to the Mayo Clinic.
• Traumatic brain injuries (TBI), from mild long-term problems to severe, life-changing damage.
• Amputation and limb loss, meaning the loss of an arm, leg, hand, or foot, in the accident or through surgery.
• Severe burn injuries, including deep burns that need skin grafts and cause permanent scarring or disability.
• Catastrophic back and neck injuries, with permanent harm, not simple strains.
• Fatal injuries and wrongful death. A death is the most catastrophic outcome there is. When a family loses someone, we handle the claim with dignity. We focus on what they can do next.

Doctors rate how severe a spinal cord injury is using the ASIA Impairment Scale. This is a standard from the American Spinal Injury Association. Our focus is permanent, life-altering harm.

How These Injuries Happen in and Around Jacksonville

Catastrophic injuries in the Jacksonville area often come from a few clear causes. Knowing the cause helps us find who is at fault.

• Serious truck and large-vehicle crashes. Wrecks on I-95, I-10, I-295, and US-1 can be devastating. An 80,000-pound truck causes terrible harm.
• Other severe accidents and medical negligence. Falls, machinery, defective products, and preventable medical errors can all cause lasting harm.
• Violent crime on unsafe property. Were you assaulted, shot, robbed, or attacked? This might happen at an apartment complex, a parking lot or garage, a hotel, a bar, a gas station, or an ATM.

Maybe the property owner did not provide reasonable security. That means working locks and gates, good lighting, cameras, or guards. If so, that owner may share the blame for what happened to you.

That last situation has a legal name: negligent security. It is a type of premises-liability claim. A premises-liability claim is a case about harm on someone’s property. You do not need to know the term to have a case. You just need to tell us what happened.

Talk to our team about your situation →

What Our Catastrophic Injury Representation Includes

We cover every part of building and proving a life-altering injury claim. These cases demand more work than routine ones. We put in that work.

• Full investigation. We gather scene evidence, crash and police reports, truck black-box data and driver logs, security footage, and property records.
• Identifying every responsible party and all available insurance coverage, not just the obvious one.
• Working with outside experts. We bring in medical, life-care planning, job, and money experts. They document your lifelong needs.
• Calculating full damages. This includes past and future medical care, equipment, lost earnings and earning power, home changes, and pain and suffering.
• Handling insurers and defense lawyers so your family can focus on recovery, not phone calls.
• Litigation and trial readiness. If no fair settlement comes, we prepare to try your case.
• Bilingual support in English and Spanish at every step.

How the Claim Process Works, Step by Step

The process moves through clear stages. It starts with a free case evaluation. It ends with a settlement or a trial verdict. Here is what to expect.

1. Free case evaluation. We listen, review your situation, and explain your options. There is no obligation.
2. Investigation and evidence preservation. We act fast. Security footage and records can disappear within days or weeks.
3. Medical documentation. We build a full picture of your injuries and future care. We use your records and input from outside experts.
4. Demand and negotiation. We present the evidence and damages to the insurers. We push for a fair offer.
5. Filing suit. If talks stall, we file a lawsuit. This starts litigation, the court process.
6. Resolution. Your case ends in a settlement or a trial verdict.

Catastrophic cases often take longer than minor ones. That is on purpose. We need to understand your full lifelong needs before we resolve the claim. That way, you are not left short years from now.

Florida Laws That Affect Your Jacksonville Catastrophic Injury Case

Several Florida laws directly shape your claim. Deadlines matter. Here are the key ones.

Deadline to file. Florida sets filing deadlines by statute. Missing one can cost you your right to recover. Fla. Stat. § 95.11 lists time limits for many kinds of actions. Wrongful-death claims are brought under the Florida Wrongful Death Act. So act promptly.

Shared fault. Under Fla. Stat. § 768.81, in a negligence action, contributory fault reduces the amount awarded for your injury in proportion to fault. Your recovery drops by your share of fault. In a negligence action, if you are found more than 50 percent at fault for your own harm, you may not recover any damages. This does not apply to an action for damages for personal injury or wrongful death arising out of medical negligence pursuant to chapter 766.

Pain and suffering. These are non-economic damages. They are real harms, such as physical pain, emotional distress, and loss of enjoyment of life. In many motor vehicle cases, Florida law allows these damages only for serious, permanent injuries. These include significant and permanent loss of an important bodily function, permanent injury, and death. No honest lawyer can quote a dollar figure without reviewing your facts.

This is general information, not legal advice. A lawyer should review your specific situation.

Why Families Choose CHG Personal Injury Lawyers

Our practice handles personal injury cases of every severity, including catastrophic and fatal injuries. We bring the resources these cases require. Here is how we work:

• Focused practice. We handle personal injury cases of every severity, from everyday accidents to life-altering injuries and wrongful death.
• Licensed attorneys admitted to the Florida Bar, handling cases throughout Florida.
• Real investigation resources to fund the outside experts and evidence-gathering serious cases need.
• Contingency fees. You pay no attorney fee and no case costs unless we recover for you. We explain costs plainly before you sign.
• Bilingual, clear communication in English and Spanish.

We do not promise results, and we do not call ourselves “the best.” Under Florida Bar rules, no lawyer can honestly make those promises. Our commitment is diligence, honesty, and a thorough process.

Your Questions, Answered (FAQ)

Talk to Our Florida Catastrophic Injury Team Today

Did you suffer a permanent, life-altering injury, or lose a loved one? Get a review of your case before deadlines pass. The sooner we start, the better we can preserve evidence and protect your rights.

CHG Personal Injury Lawyers offers a free, confidential case evaluation. There is no obligation. Our team is bilingual. And you pay no fee unless we recover for you.

Contact CHG Personal Injury Lawyers for your free case evaluation →