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Miami Short-Term Rental Injury Lawyer

Catastrophic Injuries at Airbnb, VRBO & Vacation Rentals

When a short-term rental property fails to protect you—and you suffer a life-altering injury—you may have a claim against the owner. CHG Personal Injury Lawyers focuses exclusively on catastrophic injuries and holds property owners accountable.

By CHG Lawyers · Published August 25, 2026

Miami Short-Term Rental Injury Lawyer for Catastrophic Injuries

If you suffered a catastrophic, life-altering injury at a short-term rental in Miami, the property owner may be legally responsible. Unsafe conditions, negligent maintenance, inadequate security, or failure to warn can trigger a claim for damages. A Miami short-term rental injury lawyer can help you understand your legal options and pursue the compensation you deserve.

This firm focuses exclusively on catastrophic injuries: spinal cord injuries, paralysis (paraplegia and quadriplegia), traumatic brain injury, amputation, severe burns, and catastrophic back or neck injuries. We handle short-term rental injury claims nationwide, including throughout Miami and Florida. We work on a contingency basis—you pay nothing upfront.

Not sure what your next step is?

Talk it through with our team — the first consultation is free, confidential, and carries no obligation.

Beached jet ski with hull damage at a rental livery after a water collision.

When You Can Hold a Short-Term Rental Owner Liable

Property owners and managers of short-term rentals—whether listed on Airbnb, VRBO, or operated independently—have a legal duty to keep guests safe. When they fail to maintain safe conditions, repair known hazards, provide adequate security, or warn guests of dangers, they may be held accountable.

Under Florida premises liability law, short-term rental guests are classified as “invitees.” This means the owner owes you a high duty of care. That duty includes inspecting the property, repairing or removing hazards, and disclosing known dangers. If the owner breached that duty and your catastrophic injury resulted, you have grounds for a claim.

A short-term rental injury claim can arise from:

  • Broken or unstable stairs, railings, or balconies
  • Faulty locks, gates, or security systems
  • Inadequate lighting in hallways, parking areas, or entryways
  • Failure to repair known hazards or defects
  • Failure to provide working locks on doors and windows
  • Failure to install or maintain security cameras
  • Failure to prevent assault, robbery, or violent crime due to lack of security measures
  • Failure to disclose known hazards or risks to guests

Why Property Owners Can Be Held Liable Under Florida Law

The Legal Duty

Under Florida law, property owners owe different levels of duty depending on the visitor’s status. Short-term rental guests are “invitees”—the highest category of visitor protection. The owner must:

  • Maintain the property in a reasonably safe condition
  • Inspect the property regularly for hazards
  • Repair or remove known dangers
  • Warn guests of non-obvious hazards that cannot be easily repaired

Florida’s Comparative Negligence Rule

Florida’s comparative negligence statute allows you to recover damages even if you are partially at fault. Under Fla. Stat. §768.81, you can recover as long as you are 50% or less at fault. If the property owner is more than 50% at fault, they bear the greater share of responsibility.

Establishing Negligence

To succeed in a short-term rental injury claim, you must prove four things:

  1. Duty: The owner owed you a duty of care (established for short-term rental guests)
  2. Breach: The owner failed to maintain safe conditions, repair hazards, or warn of dangers
  3. Causation: The breach directly caused your catastrophic injury
  4. Damages: You suffered serious, quantifiable harm (medical expenses, lost income, pain and suffering, permanent disability)

How Short-Term Rental Injury Claims Work

Step 1: Free Case Evaluation

You contact the firm and describe your injury, where it happened, what unsafe condition caused it, and the nature of your injury. An attorney listens, asks clarifying questions, and advises whether you have a viable claim.

Step 2: Investigation and Evidence Gathering

If you have a potential claim, the firm investigates thoroughly:

  • Photographs and video of the unsafe condition
  • Maintenance and repair records
  • Prior complaints from other guests
  • Security footage (if available)
  • Witness statements
  • Expert reports (engineers, medical specialists, safety consultants)
  • Insurance policy information

Step 3: Demand and Negotiation

The firm sends a detailed demand letter to the property owner’s insurance company. It explains the owner’s negligence, the severity of your injury, and the damages you’ve suffered. Many cases resolve at this stage.

Step 4: Litigation (If Necessary)

If a fair settlement cannot be reached, the firm files a lawsuit and represents you through discovery, depositions, motion practice, and trial if needed.

Timeline

Most short-term rental injury claims take 1 to 3 years to resolve. Catastrophic injury cases often require expert testimony and detailed medical documentation, which takes time to gather and prepare.

How Attorney Fees Work

Contingency Fee Structure

The firm is paid only if you recover money through settlement or judgment. You pay no upfront fees and have no obligation to pay if you recover nothing.

Fee Percentage

The firm’s fee is typically: – 33% of your recovery if the case settles before trial – Up to 40% of your recovery if the case goes to trial

Costs

Costs (expert witness fees, medical records, court filing fees, deposition transcripts, etc.) are separate from attorney fees. These costs are paid from your recovery and are in addition to the attorney fee percentage.

Why This Firm Focuses Exclusively on Catastrophic Injuries

Catastrophic injuries—spinal cord injury, paralysis (paraplegia and quadriplegia), traumatic brain injury, amputation, severe burns, and catastrophic back or neck injuries—are fundamentally different from routine personal injury claims.

Specialized Knowledge Required

Catastrophic injuries demand expertise in:

  • Long-term medical care, rehabilitation, and ongoing treatment
  • Lifetime damages (future medical expenses, lost earning capacity, life care planning)
  • Complex liability and causation in premises liability cases
  • Insurance coverage disputes and policy limits
  • Expert testimony from medical specialists, life-care planners, and economists

Focused Practice

This firm does not handle minor or routine injuries. Every case receives focused, expert attention from attorneys trained exclusively in catastrophic injury law. All attorneys are licensed in Florida and admitted to the Florida Bar. The firm has handled catastrophic injury cases nationwide, including complex short-term rental liability claims in Miami and throughout Florida.

Related Practice Areas

If your catastrophic injury arose from a different accident, the firm also handles spinal cord injury claims, traumatic brain injury cases, and other catastrophic injury compensation claims. Additionally, the firm handles premises liability cases in Miami and can help you understand your legal options regardless of where your injury occurred.

What If You Signed a Waiver or Terms of Service?

Many short-term rental platforms include liability waivers or terms of service that attempt to limit the owner’s or platform’s liability. You may worry that signing these terms bars your claim.

Waivers of Gross Negligence Are Unenforceable

Under Florida law, waivers of liability for gross negligence or willful misconduct are generally unenforceable. If the property owner’s conduct was egregious—for example, knowingly failing to repair a dangerous condition that caused your catastrophic injury—a waiver may not protect them.

Waivers May Not Eliminate Your Claim

Even if a waiver is enforceable in your case, it may not eliminate your claim entirely. An attorney can review your specific waiver language and advise whether it bars your claim or whether you still have grounds to pursue damages.

Frequently Asked Questions About Short-Term Rental Injury Claims

What is the deadline to file a short-term rental injury claim in Miami?

In Florida, you generally have two years from the date of your injury to file a lawsuit. This deadline is set by Fla. Stat. §95.11, the statute of limitations. Contact the firm as soon as possible to preserve evidence and protect your rights.

Can I sue Airbnb or VRBO directly?

In most cases, the platform itself is not liable for injuries caused by unsafe conditions at a host’s property. Your claim is against the property owner or manager. An attorney can advise you on your specific situation, as liability may vary depending on the circumstances.

What if the property owner lives out of state?

The firm handles short-term rental injury cases nationwide and can pursue claims against out-of-state property owners. The owner’s location does not prevent you from filing a claim in Florida if the injury occurred at a Florida property.

What if I was partially at fault for my injury?

Under Florida’s comparative negligence rule, you can still recover damages if you are 50% or less at fault. The property owner or manager must bear more than 50% of the responsibility. An attorney can evaluate your specific circumstances and advise whether you have a viable claim.

How much is my short-term rental injury case worth?

The value of your case depends on many factors: the severity of your catastrophic injury, your medical expenses (past and future), lost income, pain and suffering, permanent disability, and the strength of the liability evidence. An attorney can discuss your case value during a free case evaluation.

How long will my case take to resolve?

Most short-term rental injury claims take 1 to 3 years to resolve. Catastrophic injury cases often require extensive medical documentation, expert testimony, and investigation, which takes time. If the case goes to trial, it may take longer.

Doctor pointing to spine injury on X-ray during medical examination.

Get Your Free Case Evaluation Today

If you or a family member suffered a catastrophic injury at a short-term rental in Miami, the next step is to contact the firm for a free case evaluation.

What to Have Ready

When you call, be prepared to discuss:

  • The name and location of the short-term rental (Airbnb, VRBO, or other platform)
  • The date of your injury
  • What unsafe condition or negligence caused your injury
  • The nature and severity of your injury
  • Any medical treatment you have received
  • Whether you have photos or other evidence

What Happens During the Evaluation

An attorney will listen to your story, ask clarifying questions, review the facts, and advise you on whether you have a viable claim and what to expect next. There is no cost for this evaluation, and you have no obligation to hire the firm.

You Are Not Alone

Many people injured at short-term rentals in Miami and throughout Florida reach out to discuss their options. Your situation is not unique, and you do not have to face it alone. The firm is ready to help.

Contact us today for your free case evaluation.


This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship.

Act Quickly—Evidence Fades

Florida law sets a deadline to file a claim. The sooner you contact us, the sooner we can preserve evidence, document the property's unsafe conditions, and protect your rights.

How Property Owners Fail to Protect Guests

Broken Locks & Unsecured Doors

Intruders gain access because the rental lacks working locks, deadbolts, or secure entry systems—leading to assault, robbery, or worse.

Poor Lighting & Blind Spots

Dark hallways, stairwells, parking areas, and entryways create opportunities for violent crime. Adequate lighting is a basic safety duty.

Missing or Broken Stairs, Railings & Balconies

Unsafe structural conditions cause falls, spinal cord injuries, and catastrophic fractures that change lives forever.

Hazardous Pools & Water Features

Drowning can happen in seconds. Owners must maintain safe conditions, proper depth markers, and working rescue equipment.

Why CHG Personal Injury Lawyers

Focused on Catastrophic Injury

We focus exclusively on life-altering injuries—spinal cord damage, paralysis, traumatic brain injury, amputations, severe burns, and wrongful death. We don't handle minor claims.

Florida Bar Licensed Attorneys

Our attorneys are licensed to practice in Florida and handle cases nationwide, bringing deep knowledge of property liability law and short-term rental regulations.

Bilingual Support

We publish educational content and provide legal guidance in English and Spanish, ensuring language is never a barrier to justice.

No Fees Unless There Is a Recovery

We work on contingency. You pay nothing upfront—we only recover a fee if we secure compensation for you.

What Happens Next: Your Path Forward

Free Case Evaluation

Tell us what happened. We listen, ask questions, and explain whether you have a viable claim—with no obligation.

Investigation & Evidence Gathering

We document the property's unsafe conditions, interview witnesses, obtain security footage, and build a record of the owner's negligence.

Negotiation & Settlement

We pursue fair compensation from the property owner's insurance and, if necessary, prepare your case for trial.

Support Throughout

We handle the legal work while you focus on recovery. We keep you informed every step of the way.

Related practice areas

Call Now — Free Consultation (786) 751-4283