If you’ve been injured in a car collision in Coral Gables or Miami, securing experienced legal representation can mean the difference between a denied insurance claim and maximum compensation for your injuries. A qualified car collision lawyer near you, or a car collision lawyer near me, understands Florida’s complex traffic laws, knows how to negotiate with aggressive insurance adjusters, and can navigate the specific challenges of accidents occurring on US-1, Miracle Mile, or the congested streets around the University of Miami. With only two years to file a personal injury claim under Florida Statute 95.11, acting quickly protects your legal rights while evidence is fresh and witnesses are available.
At CHG Law, our Coral Gables car accident attorneys have recovered millions for clients injured in rear-end collisions, T-bone crashes, hit-and-run incidents throughout Miami-Dade County. We work on a contingency fee basis—you pay nothing unless we win your case. Contact us today for a free consultation: (305) 501-8021.
If you’re searching for car collision lawyers near me, you can trust our team to guide you through the legal process with expertise and compassion.
Why Hire a Local Car Collision Lawyer in Coral Gables or Miami?
Deep Knowledge of Local Traffic Patterns and High-Risk Areas
Coral Gables and Miami present unique traffic challenges that out-of-area attorneys may not fully appreciate. A local car collision lawyer knows that:
- The Miracle Mile (Coral Way between Douglas Road and LeJeune Road) experiences frequent pedestrian-vehicle conflicts
- US-1 through Coconut Grove sees high-speed rear-end collisions during rush hour
- Ponce de Leon Boulevard intersections near University of Miami create dangerous left-turn scenarios
- Miami International Airport access roads generate complex multi-vehicle crashes involving rideshare vehicles
This geographic familiarity allows your attorney to reconstruct accidents accurately, identify contributing factors like poor roadway design or inadequate signage, and leverage local traffic data to strengthen your case.
Understanding Florida’s Unique Insurance Laws
Florida’s no-fault insurance system requires Personal Injury Protection (PIP) coverage, but PIP only covers 80% of medical bills up to $10,000—often insufficient for serious collision injuries. A Miami car accident lawyer can explain:
- When your injuries meet Florida’s “serious injury threshold” allowing you to step outside the no-fault system
- How to maximize underinsured/uninsured motorist (UM/UIM) coverage
- Strategies to combat insurance companies denying claims based on pre-existing conditions
Florida’s modified comparative negligence rule means you can recover damages only if you are 50% or less at fault, and your recovery is reduced proportionally to your percentage of fault.
According to Florida Highway Safety and Motor Vehicles data, Miami-Dade County recorded over 64,000 traffic crashes in 2023, with several hundred fatalities, and local attorneys understand how these statistics impact settlement valuations and jury perceptions.
Immediate Access and Community Resources
When you search for “car collision lawyers near me,” proximity matters beyond convenience:
- Same-day consultations at our Coral Gables office
- Rapid accident scene investigation before evidence disappears
- Relationships with local medical providers who accept liens (treatment now, payment from settlement)
- Familiarity with Miami-Dade County court procedures and judge preferences
For urgent legal support after a collision on I-95, the Palmetto Expressway, or anywhere in Miami-Dade, having an attorney minutes away—not hours—can preserve crucial evidence and witness statements.
Types of Car Collision Cases We Handle in Coral Gables and Miami
Rear-End Collisions
Rear-end crashes account for approximately 29% of all accidents nationwide, per National Highway Traffic Safety Administration (NHTSA) data. In stop-and-go Miami traffic on US-1 or Brickell Avenue, distracted driving and sudden stops frequently cause these collisions. Common injuries include:
- Whiplash and cervical spine damage
- Traumatic brain injuries (even from “minor” impacts)
- Back and lumbar spine injuries
- Psychological trauma (PTSD from the collision)
Liability is often clear in rear-end accidents, but insurance companies may still dispute injury severity or claim pre-existing conditions. Our catastrophic injury team fights for comprehensive compensation including future medical care.
T-Bone and Intersection Accidents
T-bone collisions—where the front of one vehicle strikes the side of another—are particularly dangerous and common at Coral Gables intersections like:
- Alhambra Circle and Coral Way
- LeJeune Road and Bird Road
- Ponce de Leon Boulevard and University Drive
These accidents often result from:
- Red-light runners
- Failure to yield right-of-way
- Obscured traffic signals (due to tree coverage or poor maintenance)
- Speeding through yellow lights
T-bone crashes cause severe injuries because passenger compartment doors offer minimal protection. Victims may suffer fractured ribs, internal organ damage, pelvic fractures, and head trauma.
Hit-and-Run Incidents
Florida law requires drivers to remain at accident scenes and exchange information. Unfortunately, Miami-Dade sees thousands of hit-and-run crashes annually—drivers fleeing to avoid DUI charges, license issues, or liability.
If you’re the victim of a hit-and-run:
- Call 911 immediately and get a police report number
- Attempt to note the vehicle description, license plate, and direction of travel
- Photograph the scene and any witnesses
- Contact a car accident lawyer to explore UM/UIM coverage options
Many clients don’t realize their own auto insurance policy may cover hit-and-run damages through uninsured motorist provisions. We help identify all available coverage sources.
Multi-Vehicle Crashes and Chain-Reaction Collisions
Heavy traffic on I-95, the Dolphin Expressway, or the Palmetto Expressway creates conditions for multi-vehicle pileups. These cases involve complex liability determinations:
- Which driver initiated the chain reaction?
- Did multiple parties share fault?
- Are there claims against government entities for dangerous road conditions?
Multi-vehicle accidents require thorough investigation, including accident reconstruction, review of traffic camera footage, and analysis of all drivers’ actions. Our wrongful death attorneys also handle fatal crashes involving multiple vehicles.
Motorcycle and Truck Accidents
South Florida’s year-round riding weather means motorcycles share Miami roads constantly. Motorcycle accidents often result in catastrophic injuries because riders lack protective barriers. Common causes include:
- Left-turn collisions (drivers failing to see motorcyclists)
- Lane-splitting dangers on congested highways
- Road hazards (potholes, debris) that are manageable for cars but deadly for bikes
Commercial truck accidents involving semi-trucks, delivery vehicles, and Amazon vans present unique challenges due to federal regulations, employer liability, and often severe injuries from the size/weight disparity. These cases may invoke violations of Federal Motor Carrier Safety Administration (FMCSA) regulations.
How to Choose the Right Car Collision Lawyer in Coral Gables or Miami
Factors to Consider
When searching for “car collision lawyers near me,” evaluate:
- Track Record of Verdicts and Settlements: Look for firms that have secured seven-figure recoveries in car accident cases. At CHG Law, we’ve obtained over millions for collision victims.
- Trial Experience: Many firms settle every case. If insurance won’t offer fair compensation, will your lawyer actually go to trial? Our attorneys are experienced trial lawyers who’ve argued before Miami-Dade juries.
- Resources to Battle Large Insurers: Major insurers like State Farm, GEICO, and Progressive have teams of lawyers. You need a firm with resources to hire accident reconstruction experts, medical specialists, and economists to prove your damages.
- Accessibility and Communication: Can you reach your attorney when questions arise? Do they return calls promptly? Our clients have direct attorney access— and support team.
- No-Fee-Unless-We-Win Policy: Reputable personal injury lawyers work on contingency. You shouldn’t pay upfront legal fees when you’re facing medical bills and lost wages.
Questions to Ask During Your Free Consultation
- “How many car accident cases have you handled in Coral Gables/Miami specifically?”
- “What’s your success rate at trial versus settlement?”
- “Who will handle day-to-day communication—an attorney or a paralegal?”
- “What expenses might I be responsible for if we lose?” (Most reputable firms cover case costs)
- “How long do cases like mine typically take in Miami-Dade courts?”
Evaluating Experience and Success Rate
Don’t just rely on marketing claims. Check:
- Florida Bar attorney search for disciplinary history
- Client reviews on Google, Avvo, and independent review sites
- Awards and peer recognition (Super Lawyers, Best Lawyers, Million Dollar Advocates Forum)
Immediate Steps to Take After a Car Accident in Coral Gables or Miami
1. Ensure Safety and Seek Medical Attention
Move to safety if possible and call 911. Always get medical evaluation even if you feel fine—adrenaline masks pain, and injuries like internal bleeding or brain trauma may not present symptoms immediately. Delaying treatment gives insurers ammunition to deny your claim.
2. Gather Evidence at the Scene
If you’re physically able:
- Photograph vehicle damage from multiple angles
- Capture the entire accident scene, including traffic signals, street signs, and road conditions
- Get contact information for all drivers and witnesses
- Note exact location (intersection, mile marker, nearby landmarks)
Miami-Dade Police Department will create an accident report, but this takes days to process. Your own documentation is crucial.
3. Contact a Car Collision Lawyer Immediately
Do not give recorded statements to any insurance company without legal representation. Insurers use these statements to minimize payouts. Contact CHG Law at (305) 505-8021 for a free case review before speaking with adjusters.
4. Understand Florida’s Statute of Limitations
Under Florida Statute 95.11, you have two years from the accident date to file a personal injury lawsuit. While this seems like ample time, evidence degrades, witnesses relocate, and insurance companies delay tactics. The sooner you hire a lawyer, the stronger your case.
Why Choose CHG Law for Your Car Collision Case?
✅ 30+ Years of Combined Experience in South Florida personal injury law
✅ Proven Track Record: Millions recovered for clients
✅ No Fees Unless We Win: You pay nothing upfront or out-of-pocket
✅ 24/7 Availability: Accidents don’t wait for business hours—neither do we
✅ Bilingual Staff: Serving Miami’s diverse community in English and Spanish
Whether your collision occurred on Miracle Mile, near Miami International Airport, on I-95, or anywhere in Miami-Dade County, our team is ready to fight for the compensation you deserve. Call (305) 505-8021 for a free case review.
Frequently Asked Questions: Car Collision Lawyers in Coral Gables & Miami
How much does it cost to hire a car collision lawyer in Miami?
Reputable car accident lawyers in Coral Gables and Miami work on a contingency fee basis, meaning you pay no upfront costs or hourly fees. The attorney receives a percentage (typically 33.33% before litigation, 40% if a lawsuit is filed) only if they recover compensation for you. If you don’t win, you owe nothing for legal fees. Additionally, most firms advance all case expenses—accident reconstruction, medical record retrieval, expert witnesses—and only recoup these costs from your settlement or verdict. This structure allows injured victims to access top-tier legal representation regardless of financial circumstances.
How long do I have to file a car accident claim in Florida?
Florida’s statute of limitations for personal injury claims is two years from the accident date under Florida Statute 95.11(3)(a). While these deadlines seem generous, waiting to hire a lawyer damages your case—witnesses’ memories fade, physical evidence disappears, and medical records become harder to obtain.
How long will my car accident case take to settle?
Car accident case timelines vary significantly based on injury severity, liability disputes, and insurance company cooperation. Simple cases with clear liability and minor injuries may settle in 3-6 months. Complex cases involving serious injuries requiring extensive medical treatment often take 12-24 months or longer—it’s crucial to reach maximum medical improvement (MMI) before settling to ensure all future medical needs are accounted for. Cases that proceed to trial add 12-18+ months
What if I was partially at fault for the car accident?
Florida now follows a modified comparative negligence rule, not a pure one: you can recover damages only if you are 50% or less at fault, and your compensation is reduced by your percentage of fault. For example, if you suffered 100,000 in damages and were found 30% responsible for the collision, you would recover 70,000, because your award is reduced by your 30% share of fault. In states that use stricter modified systems, recovery is barred once your fault exceeds a set threshold (often just over 50%), similar to Florida’s rule that bars recovery at 51% or more fault. Insurance companies often try to push your assigned fault percentage higher—arguing you were speeding, distracted, or violating traffic laws—to reduce or eliminate payouts. An experienced Miami car accident attorney counters this by gathering and preserving evidence such as traffic camera or surveillance footage, witness statements, police reports, and accident reconstruction analysis to establish fair fault percentages, and you should still avoid admitting fault at the scene or to insurance adjusters.
Do I really need a lawyer for a “minor” car accident?
Many accident victims initially believe their collision was “minor” only to discover serious injuries days or weeks later—soft tissue damage, herniated discs, concussions, and internal injuries often have delayed symptom onset. Additionally, what seems like minor property damage can correlate with significant bodily harm. According to the Insurance Research Council, accident victims who hire attorneys recover 3.5 times more compensation on average than those who handle claims alone, even after legal fees. Insurance companies know unrepresented claimants accept lowball offers and miss hidden damages like future medical expenses, lost earning capacity, and pain and suffering.
Get the Legal Help You Deserve—Contact CHG Law Today
Car collisions cause devastating physical, emotional, and financial harm. You shouldn’t face aggressive insurance companies and complex legal processes alone. The experienced car collision lawyers at CHG Law are ready to fight for maximum compensation while you focus on healing.
Your consultation is completely free. We don’t get paid unless we win your case.
We Serve All of Miami-Dade County:
- Downtown Miami
- Coral Gables
- Aventura
- Kendall
- Homestead
- Hialeah
- Doral
- Pinecrest
Don’t let insurance companies take advantage of you during this difficult time. Call Cornish Hernandez Gonzalez today. Your recovery starts with a phone call.
Hablamos español.
Remember: You have limited time to protect your rights. Don’t wait – call today.
Call (305) 745-7035 now for a free, no-obligation consultation.
This article is provided for informational purposes and does not constitute legal advice. Every case is unique, and outcomes depend on specific facts and circumstances. For personalized legal guidance on your accident injury claim, consult with a qualified personal injury attorney in your jurisdiction.
