
Severe Burn Injuries
Fire & Explosion Burn Injury Lawyer
If a fire, explosion, or thermal accident left you or a loved one with severe burns, we help you pursue full compensation for medical care, lost income, and lifelong recovery.
By CHG Lawyers · Published October 02, 2026
Fire & Explosion Burn Injury Lawyer for Unsafe Property Victims
You were in an apartment, a hotel room, a rental house, or at work. It was a place you didn’t own or control. Then a fire broke out. Or something exploded.
Now you face skin grafts, a long stay in a burn unit, and bills you never agreed to. Maybe a broken smoke detector caused it. Maybe it was a leaking gas line or a faulty appliance. You should not have to pay for that.
Did a fire or explosion leave you or a loved one with severe burns? You may have a legal claim against the party who failed to keep the place — or the product — reasonably safe.
Below, in plain language, we explain:
- When someone else is responsible.
- What a claim actually pays for.
- How burn cases are valued.
This includes the question most people ask first: how much can I recover?
CHG Personal Injury Lawyers is a Florida-based firm. We handle catastrophic burn cases nationwide. We take only life-altering injuries — no fender-benders, no minor burns.
Get a free, confidential case evaluation. No cost, no obligation, in English or Spanish.

Not sure what your next step is?
Talk it through with our team — the first consultation is free, confidential, and carries no obligation.
The Real Impact of Catastrophic Burn Injuries
Severe burns are among the worst injuries a person can survive. Recovery takes months and years, not days. But the disruption goes far deeper than the medical timeline.
What catastrophic burns do to your life:
A third- or fourth-degree burn that covers even 10–15% of your body surface area can mean:
- Months in a burn center. According to the American Burn Association, approximately 486,000 people seek medical care for burns annually in the U.S., and roughly 40,000 require hospitalization. Severe cases land in specialized burn units for ICU-level care, infection control, and repeated surgeries.
- Years of reconstruction. Skin grafts, scar revision, and contracture release surgeries often continue for years after the initial injury. A single burn survivor may undergo 10, 20, or more procedures.
- Permanent disfigurement and functional loss. Visible scarring on the face, neck, hands, or body changes how others perceive you and how you see yourself. Burns to the hands can mean lost grip strength, reduced mobility, and the end of a career. Facial burns affect breathing, eating, and social interaction.
- Inhalation injury. Smoke and toxic fumes (carbon monoxide, hydrogen cyanide, ammonia) can scar the lungs and airways, causing lifelong breathing problems, chronic cough, and increased infection risk.
- Psychological trauma. Survivors often face depression, anxiety, PTSD, and social isolation. The emotional weight of permanent scarring and disability is real and documented in burn-survivor research.
- Lost income and earning ability. If you worked with your hands, your face, or your mobility, a severe burn may end that career. Retraining, if possible, takes time and money.
- Amputation. The deepest burns destroy tissue beyond recovery. Fingers, hands, feet, or limbs may be lost.
This is why placing responsibility — and the cost — correctly matters so much.
Who This Page Is For
You may recognize your situation here:
- Survivors of apartment, house, or building fires caused by bad wiring, missing or dead smoke detectors, blocked or locked exits, or fire-code violations.
- People hurt in gas explosions — propane or natural-gas leaks, faulty meters, unsafe installation or repair.
- Victims burned in industrial blasts, equipment failures, or fires at hotels, restaurants, bars, stores, or workplaces.
- Families who lost someone in a fatal fire or explosion and want answers and accountability.
A note on scope: this page covers serious, permanent burns and the accidents that cause them. It does not cover minor burns that fully heal.
When Someone Else May Be Legally Responsible
Fires rarely “just happen.” Usually, they trace back to a choice or a failure. Someone who had a duty to keep others safe let people down.
The parties often at fault:
Landlords and property owners are the most common defendants. Under Fla. Stat. §83.51, Florida landlords must maintain the property in compliance with the Florida Fire Prevention Code (Fla. Admin. Code 62-3.800 et seq.). This means: – Working smoke detectors in every bedroom and common area (required by code; non-functional detectors are a red flag for negligence). – Fire extinguishers in kitchens and common areas. – Unobstructed, unlocked emergency exits clearly marked and lit. – Electrical systems inspected and maintained (faulty wiring is a leading cause of residential fires). – HVAC and appliance maintenance to prevent gas leaks and equipment fires. – Compliance with occupancy limits and fire-safety inspections.
Failure to maintain any of these is negligence. If that failure caused your burn, the landlord is liable.
Gas and utility companies bear responsibility for: – Leaking natural-gas or propane lines (detectable by smell; failure to respond to reports is negligence). – Faulty meters or regulators that allow gas to accumulate. – Unsafe installation or repair work. – Failure to mark underground gas lines before excavation (a common cause of explosions on construction sites).
Contractors and maintenance companies can be liable for: – Careless electrical work that overheats wiring or creates fire hazards. – HVAC repair that damages gas lines or leaves connections loose. – Welding or cutting work without proper fire watch or safety protocols. – Failure to follow building codes during renovation or repair.
Product manufacturers are responsible for: – Defective appliances (ovens, stoves, water heaters, space heaters) that overheat or ignite. – Lithium-ion batteries in phones, laptops, or e-bikes that catch fire due to design or manufacturing defects. – Faulty wiring or electrical components. – Failure to warn of known fire risks.
Multiple defendants are common. A single fire may involve a landlord who ignored code violations, a maintenance contractor who did faulty electrical work, and a manufacturer whose defective appliance sparked the fire. Each may carry insurance. Each may bear a share of liability.
Types of Burns and How They Arise From Negligence
Understanding the type of burn helps explain what went wrong.
Thermal burns (the most common) come from direct contact with fire, hot surfaces, or steam. They arise from: – Fires caused by faulty wiring or blocked exits (landlord negligence). – Defective space heaters or appliances (product liability). – Explosions from gas leaks (utility company negligence).
Chemical burns result from contact with corrosive substances. They occur when: – Hazardous materials are stored unsafely on a property (premises liability). – A contractor spills or mishandles chemicals during work (contractor negligence). – A product leaks or ruptures due to defective packaging (product liability).
Electrical burns happen when current passes through the body. They stem from: – Faulty wiring or exposed electrical hazards (landlord or contractor negligence). – Defective appliances or equipment (product liability). – Unsafe work practices on a job site (employer or contractor negligence).
Inhalation injuries occur when smoke and toxic gases damage the lungs and airways. They result from: – Fires that spread because exits were blocked or alarms didn’t work (landlord negligence). – Fires that started due to code violations or poor maintenance (landlord or contractor negligence). – Explosions that release toxic fumes (utility or manufacturer negligence).
Each type of burn may involve different defendants and different legal theories. We investigate all of them.
Fire Codes and Building Standards: What “Reasonable Safety” Means
Property owners and managers must follow fire codes. These aren’t suggestions — they’re the legal standard of care.
In Florida, the primary standard is the Florida Fire Prevention Code (Fla. Admin. Code 62-3.800 et seq.), which adopts the International Fire Code with Florida amendments. Key requirements include:
- Smoke and fire alarms: Required in all residential units, common areas, and workplaces. Batteries must be tested monthly; dead batteries are evidence of negligence.
- Fire extinguishers: Required in kitchens, mechanical rooms, and areas with fire hazards.
- Emergency exits: Must be clearly marked, illuminated, unobstructed, and unlocked during occupancy. Padlocked or blocked exits are a serious violation.
- Fire-rated doors and walls: Required in certain areas to slow fire spread.
- Sprinkler systems: Required in many commercial buildings and large residential complexes.
- Electrical inspections: Wiring must be inspected and maintained. Outdated or damaged wiring is a code violation.
- Gas line safety: Leaks must be reported and repaired immediately.
When a property owner ignores these codes, they breach their legal duty. If that breach causes a fire and you are burned, you have a claim.
Have questions about what happened?
Ask our team directly. The first conversation is free, confidential, and there is no obligation to continue.
Liability and Comparative Fault: How Florida’s Rules Affect Your Recovery
Florida uses a modified comparative-negligence rule under Fla. Stat. §768.81.
Here’s what that means in plain language:
If a jury finds that you were partly at fault for your injury (for example, you ignored a fire alarm, or you failed to evacuate when told), your recovery is reduced by your percentage of fault. But if you are found more than 50% at fault, you recover nothing.
Example: You are burned in an apartment fire. The jury finds the landlord 80% at fault (broken smoke detector, blocked exit) and you 20% at fault (you didn’t evacuate quickly). Your award of $500,000 is reduced by 20%, leaving you $400,000.
This rule protects property owners from total liability only when the injured person bears the greater share of fault — a high bar.
We’ll explain how this rule applies to your specific situation.
What Our Representation Covers
We handle the investigation and legal work so you can focus on healing:
Investigating and preserving evidence — fast. Burn scenes are cleared quickly. Appliances are thrown out. Records disappear. We move immediately to: – Secure the scene and photograph burn patterns. – Obtain the fire marshal’s report and any police investigation. – Hire fire, electrical, and explosion experts to determine origin and cause. – Preserve appliances, wiring samples, and other physical evidence before it’s discarded. – Interview witnesses while memories are fresh.
Finding every responsible party. We identify: – The property owner and any management company. – Contractors who did recent work (electrical, HVAC, plumbing, renovation). – The manufacturer of any appliance, battery, or product involved. – Utility companies (gas, electric). – Insurance policies that apply to each defendant.
Documenting your full medical picture. We collect: – Hospital and burn-unit records, including ICU stays and infection control measures. – Surgical reports for skin grafts, scar revision, and reconstruction. – Amputation records and prosthetic needs. – Pulmonary function tests if inhalation injury occurred. – Psychological evaluations for trauma and PTSD. – Long-term rehab and physical-therapy records.
Building your damages. We calculate: – Current and future medical bills (often in the millions for severe burns). – Lost wages and lost earning ability (sometimes permanent). – Disfigurement and scarring (a major component in burn cases). – Pain and suffering, both physical and emotional. – Lifelong care needs, including home modifications and assistive devices. – In wrongful-death cases, the family’s loss of companionship and support.
Handling wrongful-death and survival claims. When a family loses a loved one in a fatal fire or explosion, we pursue accountability with dignity.
How Much Can You Recover for a Burn Injury?
Almost everyone asks this. The honest answer is: it depends on specific, measurable things. There is no magic number. And no ethical lawyer will promise you a number up front.
What we can explain clearly are the types of compensation and the factors that drive value.
Damages fall into two main groups:
Economic damages — the costs you can add up: – Hospital, ICU, and burn-unit bills (often $250,000–$1 million+ for severe burns). – Surgeries, skin grafts, and reconstruction (ongoing for years). – Medications, wound care, and infection control. – Lost wages and reduced earning ability. – Home or vehicle modifications (wheelchair access, accessible bathrooms, etc.). – Prosthetics, assistive devices, and adaptive equipment. – Future medical care (often the largest component in burn cases).
Non-economic damages — the harm that doesn’t come with a receipt: – Disfigurement and scarring (especially visible on the face, neck, hands, or body). – Physical pain and suffering. – Emotional suffering, depression, anxiety, and PTSD. – Loss of enjoyment of life (inability to swim, play sports, engage in hobbies). – Loss of consortium (in cases involving a spouse).
What actually moves the number up or down:
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Burn depth and body-surface area. Deep (third- or fourth-degree) burns over a large percentage of body surface area (BSA) mean more surgery, longer hospitalization, and more permanent damage. A 20% BSA third-degree burn is far more serious than a 5% burn.
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Location. Burns to the face, neck, hands, genitals, or joints carry heavier disfigurement and functional harm. A hand burn may end a surgeon’s career. A facial burn affects breathing, eating, and social interaction.
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Age and future care. A 25-year-old survivor facing 60+ years of reconstruction has far higher lifetime costs than a 70-year-old. Future medical expenses often dwarf past bills.
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Lost earning ability. Can you return to your old work — or any work? Permanent disability increases value significantly.
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Available insurance and number of at-fault parties. More responsible parties mean more insurance policies to tap. A case with a landlord, a contractor, and a manufacturer may access three separate insurance policies.
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Recklessness or gross negligence. In cases with especially egregious conduct — a landlord who ignored repeated fire-code violations, a manufacturer that knew of a defect and hid it — punitive damages may be available. This is money meant to punish wrongdoing, not just compensate you. Punitive damages can significantly increase the total award.
Florida’s comparative-negligence rule (discussed above) also affects your recovery. Any award is reduced by your percentage of fault.
How the Process Works
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Free case evaluation. You tell us what happened. No cost, no obligation. We listen and ask the right questions.
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Investigation and evidence preservation. We move quickly to secure the scene, records, and expert analysis before evidence disappears or is destroyed.
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Building your case. We identify responsible parties and their insurance. We document your medical and financial losses in full. We hire experts (fire investigators, engineers, medical specialists) as needed.
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Filing and negotiating. We file the claim and negotiate with the insurers. Many cases settle during this phase.
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Litigation and trial. If no fair settlement is offered, we’re ready to take your case to court. We prepare for trial and present your case to a jury.
Burn cases often take time on purpose. Treatment is ongoing. Settling before your future costs are clear can shortchange you. We won’t rush you into a bad deal.
Deadlines are firm. In Florida, you must file most negligence-based injury claims within two years under Fla. Stat. §95.11(5)(a). (This deadline was shortened from four years by 2023’s tort reform.) Deadlines vary by state. Contact us promptly.
Why Families Choose CHG Personal Injury Lawyers
- A catastrophic-injury focus. We handle severe burns, traumatic brain injury, spinal cord injury, and amputation — serious cases only. We are not a general firm that fits burn cases in around traffic tickets.
- Licensed Florida attorneys. Our lawyers are admitted to The Florida Bar. We’re Florida-based and take catastrophic cases nationwide.
- Early, thorough investigation. We treat origin-and-cause work as the foundation of a strong claim. We move fast to preserve evidence before it’s lost.
- Multi-defendant experience. We know how to identify and pursue landlords, contractors, utilities, and manufacturers in a single case.
- Bilingual support. Full service in English and Spanish — atención en español.
- Contingency fees. In personal-injury cases, you typically pay no attorney fee unless we recover money for you.
Want to know where you stand?
Tell us what happened and our team will walk you through the options available to you, at no cost.
Common Questions
How much can I recover for a burn injury?
It depends on burn depth, location, permanence, total medical costs, lost earning ability, and available insurance. See the value section above. There is no fixed amount. And no lawyer can honestly promise a specific result.
What should I not say — and to whom?
Be completely honest with your own attorney. We can only protect you if we know the full picture, including anything you’re worried about. Be careful with the insurance company instead. Don’t give a recorded statement. Don’t guess at facts. And don’t sign a release or accept an early offer before your lawyer reviews it. Insurers work to limit payouts. Your lawyer works for you.
What percentage do injury lawyers take?
Most personal-injury lawyers work on a contingency fee — a percentage of the recovery. We discuss the fee up front and put it in writing. The first consultation is free.
What are the degrees of burns?
Burns are graded from first-degree (mild, affecting only the outer layer of skin) through fourth-degree (deepest, reaching muscle or bone). Third- and fourth-degree burns are catastrophic and almost always require surgery. Learn more on our severe burn injuries page.
How long do I have to file a claim in Florida?
Generally two years for most negligence-based injury claims under Fla. Stat. §95.11. Deadlines vary by state, so act quickly.
What does it cost to start?
Nothing. Your case evaluation is free, and there’s no upfront cost to hire us.

Talk to a Fire & Explosion Burn Injury Lawyer
Medical bills pile up. Work stops. The road ahead looks uncertain. You don’t have to face it alone.
Were you or someone you love severely burned in a fire or explosion on someone else’s property? We’ll listen. We’ll explain your options in plain language. And we’ll act fast to protect the evidence and deadlines that matter.
Request your free, confidential case evaluation. No pressure, no obligation — bilingual help is available.
Why CHG Personal Injury Lawyers
Focused on Catastrophic Injury
We focus exclusively on severe, life-altering injuries—including catastrophic burns. We understand the medical, financial, and emotional toll.
Thorough Case Investigation
We investigate the cause: faulty equipment, negligent maintenance, unsafe conditions, or failure to warn. We work with medical professionals and engineers to build your claim.
Compassionate Representation
Burn injuries demand long-term care and recovery. We listen, we plan for your future, and we fight for fair compensation for all your losses.
National Reach, Local Knowledge
Types of Burn Injury Cases We Handle
Workplace & Construction Burns
Fires, explosions, or thermal injuries on job sites due to unsafe conditions, lack of safety equipment, or failure to follow safety protocols.
Motor Vehicle Fires & Explosions
Burns from vehicle fires after a crash, defective fuel systems, or design flaws that fail to protect occupants in an accident.
Property & Premises Fires
Burns from fires in apartments, hotels, rental properties, or businesses caused by negligent maintenance, faulty wiring, or failure to maintain fire safety systems.
Product Defect Burns
Injuries from defective appliances, heaters, batteries, or other products that catch fire or explode due to design or manufacturing flaws.
Act Quickly After a Severe Burn
Burn injuries require immediate medical attention and careful documentation. Evidence—photos, medical records, witness statements, and the source of the fire or explosion—can fade or be lost. The sooner you contact us, the sooner we can preserve evidence and begin building your case.
What We Can Help You Recover
Medical & Surgical Costs
Emergency care, hospital stays, skin grafts, reconstructive surgery, and ongoing wound care—often spanning months or years.
Lost Income & Earning Ability
Wages lost during recovery and, for permanent scarring or disability, reduced earning capacity for the rest of your life.
Pain, Suffering & Emotional Trauma
Compensation for physical pain, psychological distress, disfigurement, and the impact on your quality of life and relationships.
Future Care & Rehabilitation
Long-term physical therapy, mental health counseling, scar revision treatments, and adaptive equipment or home modifications.