Car Accident Lawyer
Car Accident Lawyer in Coconut Creek, FL
If you've been injured in a car crash, CHG Personal Injury Lawyers is here to help you understand your options and fight for fair compensation.
By CHG Lawyers · Published October 02, 2026
Car Accident Lawyer Serving Coconut Creek, FL – Full Recovery Support
If you’ve been injured in a car accident in Coconut Creek or nearby Broward County, you have the right to seek compensation. CHG Personal Injury Lawyers focuses exclusively on personal injury cases, including car accidents, truck crashes, motorcycle accidents, and catastrophic injuries caused by negligence. We represent injured people from the moment you contact us through settlement or trial.
Whether your car accident caused minor injuries or severe, life-altering damage—including spinal cord injury, traumatic brain injury, amputation, or permanent disability—you don’t have to navigate the insurance claim process alone. We work on contingency: you pay nothing upfront, and we only get paid if we recover money for you.
If your injuries affect your long-term earning capacity, we pursue compensation for reduced earning potential as well. Talk it through with our team — the first consultation is free, confidential, and carries no obligation.
What a Car Accident Claim Covers in Florida
A car accident claim can recover compensation for multiple categories of losses.
Medical expenses include all past, current, and future treatment: emergency care, surgery, rehabilitation, physical therapy, medications, medical equipment, and home care. In catastrophic injury cases, we work with life-care planners and medical economists to document lifetime treatment costs—for example, ongoing spinal cord injury care, assistive technology, and attendant care.
Lost wages cover income you lost while recovering or unable to work. If your injuries affect your long-term earning capacity, we pursue compensation for reduced earning potential as well. In catastrophic cases, we calculate lost income over your remaining work-life expectancy.
Pain and suffering is a separate, recoverable category of damages. This compensates you for physical pain, emotional distress, anxiety, depression, and reduced quality of life caused by your injuries. It often represents a significant portion of your recovery—especially in serious or permanent injury cases.
Property damage covers repair or replacement of your vehicle and other property damaged in the accident.
Other losses may include transportation costs, home modifications (ramps, accessible bathrooms for paralysis or amputation cases), childcare, or any other reasonable expense directly caused by your injuries.
Wrongful death claims are available if a loved one was killed in the accident. Surviving family members can recover funeral and burial costs, lost financial support, and compensation for loss of companionship.
How Much Can You Recover in a Florida Car Accident?
Every case is different. Recovery depends on injury severity, fault clarity, insurance coverage, and other factors.
Minor injuries (bruises, minor sprains, soft tissue damage) typically settle for lower amounts. Under Florida’s no-fault system, you may recover through personal injury protection (PIP) coverage, which pays up to $10,000 in medical expenses and lost wages. If you meet the statutory threshold for pain and suffering, you may pursue additional damages.
Serious injuries (fractures, surgery, long-term treatment, significant scarring, chronic pain) can result in much larger settlements.
Catastrophic injuries (spinal cord damage causing paralysis, traumatic brain injury, amputation, severe burns, permanent disability) may justify claims in the hundreds of thousands or millions of dollars. A 35-year-old with a complete spinal cord injury requiring lifelong care may have a claim value far exceeding standard policy limits. This makes underinsured motorist coverage and additional defendants critical to full recovery.
We evaluate your specific situation—your medical records, lost income, prognosis, and available insurance coverage—to determine a realistic range. In catastrophic-injury cases, we work closely with medical specialists, life-care planners, and economists to calculate lifetime care costs and lost income.
No upfront cost to you. We work on contingency. We also cover case costs—medical records, expert witnesses, court filing fees—and recover those costs from your settlement or award.
Can You Sue for Pain and Suffering After a Car Accident in Florida?
Yes, you can sue for pain and suffering in Florida car accident cases. Pain and suffering is the physical pain and emotional distress caused by your injuries. It is a separate, recoverable category of damages.
To recover pain and suffering, you must prove that (1) the other driver was at fault for the accident and (2) your injuries were caused by the accident, and your injury must also meet the threshold in Florida Statute § 627.737. The amount depends on injury severity, recovery length, and how the accident affected your daily life, work, relationships, and ability to enjoy activities.
Important note on the statutory threshold: Florida’s no-fault insurance system limits your ability to sue for pain and suffering if your injuries fall below a statutory threshold. Under Florida Statute § 627.737, you can pursue pain and suffering damages only if the injury involves one of these thresholds: significant and permanent loss of an important bodily function; permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement; significant and permanent scarring or disfigurement; or death.
Under Fla. Stat. § 627.737(2), the thresholds are significant and permanent loss of an important bodily function, permanent injury within a reasonable degree of medical probability (other than scarring or disfigurement), significant and permanent scarring or disfigurement, or death; if one of them applies, you may pursue pain and suffering compensation. We review your medical records to determine what you can claim.
How Much Do Car Accident Attorneys Charge in Florida?
Most car accident attorneys in Florida, including CHG, work on a contingency-fee basis:
- We take a percentage of the money we recover for you—typically 33% to 40%, depending on case complexity and whether it settles or goes to trial.
- You pay nothing upfront—no retainer, no hourly fees, no out-of-pocket costs.
- If we don’t recover money for you, you owe us nothing.
- We cover case costs and recover those costs from your settlement or award.
This arrangement aligns our interests with yours: we only succeed when you do. It removes financial barriers to legal representation and ensures you can afford an experienced attorney.
Not sure what your next step is?
Talk it through with our team — the first consultation is free, confidential, and carries no obligation.
How the Car Accident Claim Process Works
Understanding the process helps you feel confident moving forward.
Step 1 – Free Consultation. You contact us and describe your accident and injuries. We listen, answer your questions, and explain your legal options—with no obligation. We’ll give you an honest assessment based on fault, damages, and available insurance coverage.
Step 2 – Investigation. We gather police reports, medical records, witness statements, photos, surveillance footage, and other evidence to establish fault and damages. In complex or catastrophic cases, we may consult with accident reconstruction experts or medical specialists.
Step 3 – Demand Letter. We send a detailed demand to the at-fault driver’s insurance company. It explains your injuries, medical treatment, lost wages, pain and suffering, and the compensation you deserve. This demand is backed by evidence and legal argument.
Step 4 – Negotiation. We negotiate with the insurance adjuster to reach a fair settlement. Most car accident cases settle at this stage. We keep you informed and never accept a settlement without your approval.
Step 5 – Settlement or Trial. If the insurance company won’t offer fair compensation, we prepare your case for trial and represent you in court. We are fully prepared to fight for you at every stage.
Step 6 – Recovery. Once we reach a settlement or win at trial, we collect the money, pay any medical liens and case costs, and send you your portion promptly.
Timeline: Simple cases with clear liability and minor injuries may settle in 3–6 months. Complex or disputed cases—especially those involving serious or catastrophic injuries—can take 1–2 years or longer. We keep you updated every step of the way.
Understanding Comparative Negligence and Statute of Limitations in Florida
Two Florida laws are critical to your car accident claim.
Comparative Negligence (Shared Fault)
Florida follows modified comparative negligence under Florida Statute § 768.81. If you were partly at fault for the accident, you can still recover—but your compensation is reduced by your percentage of fault.
Example: If you were 20% at fault and your total damages are $100,000, you can recover $80,000. However, if you are found more than 50% at fault, you generally cannot recover anything.
This rule protects injured people who bear some responsibility but were not the primary cause of the accident. We investigate thoroughly to establish the other driver’s fault and minimize any argument that you contributed to the crash.
Statute of Limitations (Filing Deadline)
In Florida, you have two years from the date of the accident to file a lawsuit under Florida Statute § 95.11. This is a hard deadline: if you don’t file within two years, you lose your right to sue.
Important: While you have two years legally, contact a lawyer much sooner. Evidence disappears, witnesses move or forget details, and memories fade. The sooner we investigate, the stronger your case will be. We recommend reaching out within weeks or months of your accident, not years.
Why Choose CHG Personal Injury Lawyers for Your Coconut Creek Car Accident Case
Focused experience. We focus exclusively on personal injury cases, including car accidents, truck crashes, motorcycle accidents, and catastrophic injuries.
Licensed and credentialed. Our attorneys are licensed to practice in Florida and are members of the Florida Bar.
Bilingual service. We serve Spanish-speaking and bilingual clients in Coconut Creek and throughout Broward County. All materials and communication are available in both English and Spanish.
No upfront costs. You pay nothing unless we recover money for you. This removes financial barriers and lets you focus on healing.
Personalized attention. We treat every client with empathy and respect. You’re not a case number—you’re a person who has been hurt. We listen to your story and keep you informed every step of the way.
Common Questions About Car Accident Claims in Florida
Q: What if I was partially at fault for the accident?
A: Florida follows modified comparative negligence (Fla. Stat. § 768.81(6)). You can still recover even if you were partly at fault, but your compensation is reduced by your percentage of fault. If you were 20% at fault and your damages are $100,000, you can recover $80,000. However, if you are found more than 50% at fault, you generally cannot recover.
Q: How long do I have to file a lawsuit?
A: In Florida, the statute of limitations for car accident claims is two years from the date of the accident (Fla. Stat. § 95.11(5)(a)). However, contact a lawyer much sooner so we can preserve evidence and begin investigating immediately.
Q: Will my case go to trial?
A: Most car accident cases settle without trial. We always try to negotiate a fair settlement, but we are fully prepared to take your case to trial if the insurance company won’t offer reasonable compensation.
Q: What if the other driver doesn’t have insurance?
A: You may be able to recover through your own uninsured motorist (UM) coverage. We help you navigate this process and pursue your claim against your own insurance company.
Q: Do I have to give a recorded statement to the insurance company?
A: No. We advise you not to give a recorded statement without our guidance. We handle communication with the insurance company on your behalf to protect your rights.
Q: How do I know if I have a strong case?
A: We evaluate your case based on three factors: (1) fault—was the other driver clearly at fault? (2) damages—how serious are your injuries and losses? (3) insurance coverage—is there money available to pay your claim? We’ll give you an honest assessment during your free consultation.
Have questions about what happened?
Ask our team directly. The first conversation is free, confidential, and there is no obligation to continue.
Get Your Free Case Evaluation Today
If you’ve been injured in a car accident in Coconut Creek or nearby Broward County, don’t wait. The sooner you reach out, the sooner we can begin investigating your case, protecting your rights, and fighting for the compensation you deserve.
Contact CHG Personal Injury Lawyers for a free, confidential consultation. We’ll listen to your story, answer your questions, and explain exactly what to expect next. Bilingual support is available.
Contact us for your free case evaluation.
Why Choose CHG for Your Car Accident Claim
Focused Experience
We focus exclusively on personal injury cases, including car accidents. Our team knows the details of accident claims and how to build a strong case.
Available When You Need Us
We understand that accidents happen at any time. We're here to answer your questions and guide you through the process.
No Attorney’s Fees Unless There’s a Recovery
We work on contingency, which means you don't pay us unless we recover compensation for you.
Serving Coconut Creek and Beyond
Based in Florida, we represent car accident victims throughout the state.
What to Do After a Car Accident
Seek Medical Attention
Your health comes first. Get evaluated by a doctor even if you feel okay—some injuries appear later. Keep all medical records and bills.
Document the Scene
Take photos of vehicle damage, road conditions, traffic signs, and the accident scene. Get contact information from witnesses and the other driver.
Report to Insurance
Notify your insurance company promptly. Stick to the facts and avoid admitting fault or speculating about what happened.
Talk to a Lawyer
Contact CHG for a free case evaluation. We'll review what happened, explain your options, and help you understand what comes next.
Don't Wait to Get Help
There are time limits for filing a car accident claim. The sooner you reach out, the sooner we can protect your rights and gather evidence while it's fresh.
Common Questions About Car Accidents
What if I was partly at fault?
Florida law allows you to pursue a claim even if you share some responsibility for the accident. The amount you recover may be adjusted based on the circumstances. An attorney can explain how this applies to your specific situation.
What damages can I recover?
Depending on your case, you may be able to recover compensation for medical bills, lost wages, vehicle damage, pain and suffering, and other losses. We'll review all the details with you.
How long does a case take?
Every accident is different. Some cases settle quickly; others take longer. We'll keep you informed every step of the way and work toward the best outcome for your situation.
Do I have to go to court?
Many cases are resolved through negotiation or settlement. If your case goes to trial, we'll be ready to represent you. We'll discuss your options throughout the process.