{"id":73964,"date":"2026-10-14T16:32:08","date_gmt":"2026-10-14T16:32:08","guid":{"rendered":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accidents-miami-beach\/"},"modified":"2026-10-16T15:09:29","modified_gmt":"2026-10-16T15:09:29","slug":"car-accidents-miami-beach","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accidents-miami-beach\/","title":{"rendered":"Miami Beach Car Accident Claims: Florida Rules"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark chg-hero\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(90deg,rgba(32,36,46,1) 0%,rgba(32,36,46,1) 55%,rgba(32,36,46,0.7) 100%)\"><\/span><img decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"Damaged passenger car with deployed airbags after a serious collision, photographed from a safe distance.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/10\/damaged-passenger-car-with-deployed-airbags-after-a-serious-photo-2.jpg\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Miami Beach Car Accident Claims<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Hurt in a Miami Beach Car Accident? Learn How Florida Law May Apply to Your Claim<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">CHG Personal Injury Lawyers helps people and families in Miami Beach and throughout Miami-Dade County understand their options after a crash. Attorney Igor Hernandez, admitted in Florida as a member of The Florida Bar, can review the facts of your situation with you.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Contact Igor Hernandez. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact Igor Hernandez. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published October 14, 2026<\/p>\n\n<article lang=\"en\">\n\n<h2>Miami Beach Car Accident Claims: What Injured Drivers and Passengers Should Know<\/h2>\n<p>Were you hurt in a car accident in Miami Beach? Florida law may help you pay for care. In some cases, it may also let you seek compensation from the people responsible.<\/p>\n<p>The rules depend on your injuries, who contributed to the crash, and when it happened. This guide explains the main steps in plain language.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If a crash on a Miami Beach or Delray Beach road has left you hurt, we can review your options with you: CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Call us<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact us<\/a><\/div><\/div>\n<\/div>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/10\/a-damaged-car-with-a-crumpled-front-end-after-striking-a-lam-photo.jpg\" alt=\"A damaged car with a crumpled front end after striking a lamp post on a street at twilight.\n\nNote: The stock photo description says London, but the page is about a Miami Beach lawyer. If the photo really is London, consider a different image or a caption that doesn&amp;#x27;t imply Miami.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>Who This Guide Is For<\/h2>\n<p>This guide is for drivers, passengers, and families of people hurt in car crashes. The crash may have happened on Miami Beach streets, in Delray Beach, or elsewhere in Florida.<\/p>\n<p>Picture this. You are driving on Collins Avenue. Another car runs a red light. You are sore. Your car is totaled. Insurance letters keep arriving. You want to know what comes next.<\/p>\n<h2>What to Do in the First Days After a Crash<\/h2>\n<p>The first days matter for your health and your paperwork.<\/p>\n<ul>\n<li><strong>Get medical care.<\/strong> Tell every provider about every symptom, even small ones.<\/li>\n<li><strong>Keep records.<\/strong> Save bills, appointment notes, prescriptions, and photos of your injuries and the scene.<\/li>\n<li><strong>Write things down.<\/strong> Note the other driver&#8217;s details, any witnesses, and what you remember while it&#8217;s fresh.<\/li>\n<li><strong>Be careful with recorded statements.<\/strong> Speaking with an insurance adjuster (the person who reviews the claim for the insurance company) can affect your claim. Think before you give one.<\/li>\n<\/ul>\n<p>Whether a crash caused a specific injury depends on the facts and the medical records of each case.<\/p>\n<h2>How Florida No-Fault PIP Coverage Works<\/h2>\n<p>Florida&#8217;s personal injury protection (PIP) is the first layer of coverage many crash victims use. PIP is part of the insurance required under Florida law. It can pay for some medical and disability losses after a crash.<\/p>\n<p>Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.736.html\">Fla. Stat. \u00a7 627.736<\/a>, PIP provides up to $10,000 in medical and disability benefits and $5,000 in death benefits. Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.736.html\">Fla. Stat. \u00a7 627.736<\/a>, personal injury protection (PIP) medical benefits include eighty percent of all reasonable expenses for medically necessary medical, surgical, X-ray, dental, and rehabilitative services.<\/p>\n<p>That coverage applies when you receive initial services and care within 14 days after the accident.<\/p>\n<p>Waiting to get care can put that coverage at risk. Timing matters. PIP does not cover every loss. Limits apply. The statute also says you generally cannot recover damages again in a lawsuit for amounts PIP has paid or is payable.<\/p>\n<h2>When Pain and Suffering Claims Are Possible<\/h2>\n<p>Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.737.html\">Fla. Stat. \u00a7 627.737<\/a>, you may be able to recover damages for pain, suffering, mental anguish (emotional distress), and inconvenience in a car accident lawsuit. This is possible only in certain cases. <a href=\"https:\/\/static.case.law\/so2d\/352\/html\/1216-01.html\">Clooney v. Geeting<\/a> is one Florida appellate decision on this threshold.<\/p>\n<p>Your injury must include at least one of these:<\/p>\n<ul>\n<li>Significant and permanent loss of an important bodily function.<\/li>\n<li>Permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement.<\/li>\n<li>Significant and permanent scarring or disfigurement.<\/li>\n<li>Death.<\/li>\n<\/ul>\n<p>This is often called the permanency threshold. A threshold is a level that must be met before something applies.<\/p>\n<p>Whether your injury meets it depends on your medical records and your doctors&#8217; findings. No result can be predicted from the facts described here.<\/p>\n<h2>How Fault Can Affect Your Claim<\/h2>\n<p>Florida&#8217;s comparative fault statute, <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7 768.81<\/a>, explains how fault is divided when more than one person contributed to a harm.<\/p>\n<p>Under Florida&#8217;s comparative fault rules, an injured person&#8217;s recovery is generally reduced by their own percentage of fault (<a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7 768.81(6)<\/a>). For negligence actions filed after March 24, 2023, section 768.81(6), Florida Statutes, generally bars any recovery by a claimant found more than 50% at fault, with exceptions that include medical negligence claims under Chapter 766. How these rules apply depends on the facts of each case.<\/p>\n<p>Crashes often involve disputes about who did what. Police reports, photos, witness accounts, and vehicle damage can all help show what happened. How fault is decided depends on the facts of each case.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Call us<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact us<\/a><\/div><\/div>\n<\/div>\n<!-- \/wp:group --><h2>Filing Deadlines You Should Know<\/h2>\n<p>Florida sets filing deadlines for lawsuits in <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a7 95.11<\/a>.<\/p>\n<p>So the date of your crash matters.<\/p>\n<p>Deadlines can have exceptions. The right deadline depends on the facts of your case. Don&#8217;t assume you have time. Check your situation promptly.<\/p>\n<h2>Dealing With Insurance Companies<\/h2>\n<p><strong>Asking for policy information.<\/strong> Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.4137.html\">Fla. Stat. \u00a7 627.4137<\/a>, a liability insurer generally must respond within 30 days to a written request.<\/p>\n<p>A liability insurer is the company that covers the at-fault driver. The sworn response includes the insurer&#8217;s name, the insureds (the people the policy covers), the liability limits, and a copy of the policy.<\/p>\n<p><strong>If coverage may fall short.<\/strong> Florida&#8217;s <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.727.html\">uninsured and underinsured motorist rules<\/a> set notice steps. These steps can apply before some settlements. They depend on the coverage and the facts of your case.<\/p>\n<h2>Medical Bills, Liens, and Letters of Protection<\/h2>\n<p>Some providers treat patients under a letter of protection. This is a promise to be paid from any judgment or settlement.<\/p>\n<p>Florida law sets disclosure rules for these arrangements under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.0427.html\">Fla. Stat. \u00a7 768.0427<\/a>.<\/p>\n<p>Florida also lets a court reduce an award for certain collateral sources, such as health insurance. Collateral sources are payments from outside the lawsuit.<\/p>\n<p>This is subject to subrogation and reimbursement rights (rights to be repaid). In plain terms, some insurers may have the right to be repaid from your recovery. Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.76.html\">Fla. Stat. \u00a7 768.76<\/a>, in an action where liability is admitted or determined and damages are awarded, the court generally reduces the award by amounts paid or otherwise available to the claimant from collateral sources, unless a subrogation or reimbursement right exists. The effect depends on your coverage and the facts of your case.<\/p>\n<h2>Why CHG Personal Injury Lawyers<\/h2>\n<ul>\n<li><strong>Florida-based.<\/strong><\/li>\n<li><strong>Licensed attorney.<\/strong> Responsible lawyer: Igor Hernandez, admitted to practice in Florida as a member of The Florida Bar.<\/li>\n<li><strong>Focus.<\/strong> The practice focuses on personal injury cases. These range from everyday car accidents to catastrophic injuries.<\/li>\n<li><strong>Support staff.<\/strong> Our team of support staff helps with intake, records, and scheduling.<\/li>\n<li><strong>Consultation.<\/strong> CHG charges no attorney&#8217;s fees and no case costs unless there is a recovery.<\/li>\n<\/ul>\n<p>Every case is different. No particular result can be promised.<\/p>\n<h2>Frequently Asked Questions<\/h2><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>How long do I have to file a car accident lawsuit in Florida?<\/summary><!-- wp:paragraph --><p>Florida&#8217;s filing deadlines are set in Fla. Stat. \u00a7 95.11. They can depend on when your claim arose. Deadlines have exceptions, so check your situation promptly.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>Does PIP pay my medical bills after a Florida crash?<\/summary><!-- wp:paragraph --><p>Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.736.html\">Fla. Stat. \u00a7 627.736<\/a>, a PIP policy must provide medical benefits of eighty percent of all reasonable expenses for medically necessary medical, surgical, X-ray, dental, and rehabilitative services, up to set limits. How coverage applies depends on the policy and the facts of each case. The statute ties medical benefits to initial care within 14 days after the accident.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>Do I need a permanent injury to recover pain and suffering?<\/summary><!-- wp:paragraph --><p>Under Florida law, pain and suffering damages in a car accident suit generally require one of the categories in \u00a7 627.737(2), including a permanent injury.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>What if I was partly at fault?<\/summary><!-- wp:paragraph --><p>Florida&#8217;s comparative fault rules may reduce what you recover (<a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7 768.81(6)<\/a>). The result depends on the facts of your case.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>Can I ask for the other driver&#8217;s policy limits?<\/summary><!-- wp:paragraph --><p>Florida law generally requires a liability insurer to respond within 30 days to a written request for policy information.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"accent\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<!-- wp:paragraph --><p>If a crash on a Miami Beach or Delray Beach road has left you hurt, we can review your options with you: CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/p><!-- \/wp:paragraph --><!-- wp:buttons --><div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"chg-cta-call\"} --><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Call us<\/a><\/div><!-- \/wp:button --><!-- wp:button {\"className\":\"chg-cta-form\"} --><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact us<\/a><\/div><!-- \/wp:button --><\/div><!-- \/wp:buttons -->\n<\/div>\n<!-- \/wp:group -->\n<!-- wp:image {\"sizeSlug\":\"large\",\"aspectRatio\":\"16\/9\",\"scale\":\"cover\",\"style\":{\"border\":{\"radius\":\"8px\"}}} --><figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/10\/two-damaged-vans-after-collision-on-grass-photo-12.jpg\" alt=\"Two wrecked vans parked on a grassy area in Toyokawa, Japan.\n\nThe photo is in Japan, while the page is about Miami Beach, so the alt text describes the image accurately. If you want a photo that matches the Miami Beach topic, a local image would be a better fit.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure><!-- \/wp:image -->\n<h2>Talk With Our Team About Your Crash<\/h2>\n<p>If a crash has left you hurt, facing medical bills, or unable to work, you don&#8217;t have to sort out the insurance, deadlines, and paperwork alone. Our team can review the facts of your crash with you.<\/p>\n<p>CHG charges no attorney&#8217;s fees and no case costs unless there is a recovery. <a href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG Personal Injury Lawyers<\/a>.<\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship. Cornish Hernandez Gonzalez, PLLC, 2525 Ponce de Leon Blvd, Suite 300, Coral Gables, FL 33134.<\/em><\/footer>\n\n<!-- wp:group {\"align\":\"full\",\"style\":{\"spacing\":{\"padding\":{\"top\":\"3rem\",\"bottom\":\"3rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"},\"blockGap\":\"1.5rem\"}},\"backgroundColor\":\"surface\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignfull has-surface-background-color has-background\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<!-- wp:heading {\"textAlign\":\"center\",\"level\":2} --><h2 class=\"wp-block-heading has-text-align-center\">After a Car Accident in Miami Beach, Start Here<\/h2><!-- \/wp:heading --><!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Get medical care<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>See a doctor as soon as you can, even if you feel you have only minor pain. Medical records document your injuries and may matter to your claim.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Document the scene<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>If it is safe, take photos of the vehicles, the road, traffic signals, and any visible injuries. Write down the names and contact details of drivers and witnesses.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Keep your records<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Save police reports, insurance letters, bills, receipts, and notes about missed work. Organized records help everyone see what happened.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Talk with a lawyer<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Florida car accident claims involve rules that depend on the facts of each case. Speaking with a lawyer early can help you understand what may apply to you.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"style\":{\"spacing\":{\"padding\":{\"top\":\"3rem\",\"bottom\":\"3rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"},\"blockGap\":\"1.5rem\"}},\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<!-- wp:heading {\"textAlign\":\"center\",\"level\":2} --><h2 class=\"wp-block-heading has-text-align-center\">How CHG Can Help<\/h2><!-- \/wp:heading --><!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Plain-language guidance<\/h3><!-- \/wp:heading --><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Serving Miami Beach and Florida<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Our practice is based in Florida and represents people in Miami Beach, Miami-Dade County, and communities across the state.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Licensed Florida attorney<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Igor Hernandez is admitted in Florida as a member of The Florida Bar and is responsible for this page.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">Focus on the people affected<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Crash injuries can change work, family life, and daily routines.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"accent\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<!-- wp:heading {\"level\":3,\"textColor\":\"base\"} --><h3 class=\"wp-block-heading has-base-color has-text-color\">Don&#x27;t Wait to Get the Facts<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Florida car accident claims have specific rules, and outcomes depend on the facts of each case, the medical records, and applicable Florida law. Talking with a lawyer early can help you understand your situation.<\/p><!-- \/wp:paragraph --><!-- wp:buttons --><div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"chg-cta-call\"} --><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Contact us today. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><!-- \/wp:button --><!-- wp:button {\"className\":\"chg-cta-form\"} --><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact us today. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><!-- \/wp:button --><\/div><!-- \/wp:buttons -->\n<\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"full\",\"style\":{\"spacing\":{\"padding\":{\"top\":\"3rem\",\"bottom\":\"3rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}}},\"backgroundColor\":\"primary\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<!-- wp:heading {\"textAlign\":\"center\",\"level\":2,\"textColor\":\"base\"} --><h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Talk With Igor Hernandez About Your Miami Beach Car Accident<\/h2><!-- \/wp:heading -->\n<!-- wp:buttons {\"layout\":{\"type\":\"flex\",\"justifyContent\":\"center\"}} --><div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"chg-cta chg-cta-call\"} --><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Contact CHG Personal Injury Lawyers. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><!-- \/wp:button --><!-- wp:button {\"className\":\"chg-cta chg-cta-form\"} --><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG Personal Injury Lawyers. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><!-- \/wp:button --><\/div><!-- \/wp:buttons -->\n<\/div>\n<!-- \/wp:group -->\n<!-- wp:heading {\"level\":2} --><h2 class=\"wp-block-heading\">Related practice areas<\/h2><!-- \/wp:heading --><!-- wp:list --><ul class=\"wp-block-list\"><li><a href=\"\/resources\/car-accident-settlements-florida\/\">Car Accident Settlements in Florida: What Your Case May Be Worth<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/what-makes-truck-accident-cases-different-from-car-accident-cases\/\">What Makes Truck Accident Cases Different from Car Accident Cases?<\/a><\/li><\/ul><!-- \/wp:list -->\n<!-- chg:section-siblings -->\n<nav aria-label=\"More in this section\">\n<h2>More in this section<\/h2>\n<ul><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accidents-public-record\/\">Are Car Accidents Public Record? What Information Is Available<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/catastrophic-car-accident-injuries\/\">Catastrophic Car Accident Injuries: Spinal Cord, Brain, Amputation<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/catastrophic-car-accident-permanent-disability\/\">Catastrophic Car Accident Injuries: Permanent Disability Claims<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/chronic-pain-car-accident-claim\/\">Chronic Pain After a Car Accident: How It Affects Your Claim<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/comparative-fault-car-accident-florida\/\">Comparative Fault Car Accident Florida<\/a><\/li><\/ul>\n<\/nav>\n<!-- \/chg:section-siblings -->","protected":false},"excerpt":{"rendered":"<p>Hurt in a Miami Beach or Delray Beach car accident? 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