{"id":73878,"date":"2026-10-14T12:49:57","date_gmt":"2026-10-14T12:49:57","guid":{"rendered":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-coral-gables\/"},"modified":"2026-10-16T15:11:39","modified_gmt":"2026-10-16T15:11:39","slug":"car-accident-coral-gables","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-coral-gables\/","title":{"rendered":"Coral Gables Car Accident Lawyer"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark chg-hero\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-70 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(90deg,rgba(32,36,46,1) 0%,rgba(32,36,46,1) 55%,rgba(32,36,46,0.7) 100%)\"><\/span><img decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"A damaged passenger car with deployed airbags after a serious collision, photographed from a safe distance.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/10\/a-damaged-passenger-car-with-deployed-airbags-after-a-seriou-photo-6.jpg\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Car Accident Injury Claims in Coral Gables, Florida<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Hurt in a Coral Gables Car Accident? You Do Not Have to Figure Out the Next Step Alone.<\/h1><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Request a Free, Confidential Consultation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request a Free, Confidential Consultation<\/a><\/div><\/div>\n<\/div><\/div>\n<!-- \/wp:cover -->\n\n<!-- wp:group {\"align\":\"full\",\"style\":{\"spacing\":{\"padding\":{\"top\":\"3rem\",\"bottom\":\"3rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}}},\"backgroundColor\":\"primary\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<!-- wp:heading {\"textAlign\":\"center\",\"level\":2,\"textColor\":\"base\"} --><h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Why Coral Gables Residents Contact CHG<\/h2><!-- \/wp:heading --><!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"textAlign\":\"center\",\"level\":3,\"textColor\":\"base\",\"className\":\"chg-stat\"} --><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Florida<\/h3><!-- \/wp:heading --><!-- wp:paragraph {\"align\":\"center\"} --><p class=\"has-text-align-center\">Florida-based firm serving Coral Gables and communities throughout the state<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"textAlign\":\"center\",\"level\":3,\"textColor\":\"base\",\"className\":\"chg-stat\"} --><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Free<\/h3><!-- \/wp:heading --><!-- wp:paragraph {\"align\":\"center\"} --><p class=\"has-text-align-center\">Confidential first consultation, with no obligation to continue<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"textAlign\":\"center\",\"level\":3,\"textColor\":\"base\",\"className\":\"chg-stat\"} --><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Florida Bar<\/h3><!-- \/wp:heading --><!-- wp:paragraph {\"align\":\"center\"} --><p class=\"has-text-align-center\">Attorney Igor Hernandez is admitted in Florida as a member of The Florida Bar<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<\/div>\n<!-- \/wp:group -->\n\n<!-- wp:paragraph {\"style\":{\"typography\":{\"fontSize\":\"0.85rem\"},\"color\":{\"text\":\"#6b7280\"},\"spacing\":{\"margin\":{\"bottom\":\"1.5rem\"}}}} --><p style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published October 14, 2026<\/p><!-- \/wp:paragraph -->\n\n<article lang=\"en\">\n<h2>Coral Gables Car Accident Lawyer | CHG Personal Injury<\/h2>\n<p>If you were hurt in a car accident in Coral Gables, you may have a claim against the at-fault driver. This page explains how a Florida car accident injury claim works. We use plain words.<\/p>\n<p>This page covers Florida&#8217;s no-fault PIP coverage, the permanent-injury rule for pain and suffering, and filing deadlines. Each case depends on its own facts.<\/p>\n<p>Drivers in nearby Fontainebleau face many of the same Florida rules.<\/p>\n<!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"accent\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<!-- wp:paragraph --><p>If you&#x27;re still in treatment and an insurer has sent you forms, you don&#x27;t have to sort it out alone. Contact our team for a free, confidential first consultation with no obligation to continue. Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><!-- \/wp:paragraph --><!-- wp:buttons --><div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"chg-cta-call\"} --><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><!-- \/wp:button --><!-- wp:button {\"className\":\"chg-cta-form\"} --><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><!-- \/wp:button --><\/div><!-- \/wp:buttons -->\n<\/div>\n<!-- \/wp:group -->\n<!-- wp:image {\"sizeSlug\":\"large\",\"aspectRatio\":\"16\/9\",\"scale\":\"cover\",\"style\":{\"border\":{\"radius\":\"8px\"}}} --><figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/10\/wrecked-car-on-urban-street-showing-severe-vehicle-damage-fr-photo.jpg\" alt=\"A black-and-white photo of a heavily damaged car sitting on an urban street.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure><!-- \/wp:image -->\n<h2>What a Car Accident Injury Claim Is and Who It Can Help<\/h2>\n<p>A car accident injury claim asks the at-fault driver to pay for losses caused by the crash. The claim goes through that driver&#8217;s liability insurer or a court.<\/p>\n<p>It is separate from your own personal injury protection (PIP) coverage. PIP is a different part of your auto insurance.<\/p>\n<p>Generally, the injured person brings the claim. That can include a driver, passenger, pedestrian, or cyclist. It depends on the facts.<\/p>\n<p>If a crash causes a death, the family may have a wrongful-death claim. Under Florida law, the personal representative brings the action. That person manages the estate of the person who died. They act for the surviving family members and the estate (<a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.20.html\">Fla. Stat. \u00a7 768.20<\/a>).<\/p>\n<p>Some crashes cause spinal cord injuries, <a href=\"\/resources\/glossary\/paralysis\/\">paralysis<\/a>, traumatic brain injuries, amputations, severe burns, or catastrophic back or neck injuries. These cases raise added questions. You can read more about <a href=\"\/resources\/catastrophic-injury-claims\/\">catastrophic injury claims<\/a>.<\/p>\n<h2>Common Crash Situations on Coral Gables Roads<\/h2>\n<p>Crashes on Coral Gables roads can involve turns, sudden stops, and people walking or biking near shops. Common situations include:<\/p>\n<ul>\n<li>Turning and intersection crashes on Ponce de Leon Boulevard and Miracle Mile<\/li>\n<li>Multi-lane collisions on US-1 \/ South Dixie Highway<\/li>\n<li>Rear-end and sudden-stop collisions in stop-and-go traffic<\/li>\n<li>Pedestrian and bicycle crashes near crosswalks, shops, and restaurants<\/li>\n<li>Crashes involving <a href=\"https:\/\/www.ecfr.gov\/current\/title-49\/subtitle-B\/chapter-III\/subchapter-B\/part-395\/subpart-A\/section-395.3\">commercial trucks<\/a>, rideshare vehicles, or motorcycles, which may raise questions covered in <a href=\"\/resources\/truck-accidents\/\">truck accident<\/a> and <a href=\"\/resources\/motorcycle-accidents\/\">motorcycle accident<\/a> claims<\/li>\n<\/ul>\n<p>Each crash has its own facts. The crash report, traffic signals, and witness accounts can all help show who was at fault.<\/p>\n<h2>What a Florida Car Accident Claim May Cover<\/h2>\n<p>A Florida car accident claim may cover economic losses. In some cases, it may also cover pain and suffering. Your facts and your documentation decide what applies.<\/p>\n<p><strong>Economic losses<\/strong> are money losses. Examples include medical bills, lost income, and out-of-pocket costs. These may be recoverable when you can document them.<\/p>\n<p><strong>Pain and suffering<\/strong> has a limit. In a Florida motor-vehicle claim, whether pain, suffering, mental anguish, or inconvenience may be recovered depends on the facts of each case and on Florida&#8217;s legal requirements, including a permanent-injury threshold. Under Fla. Stat. \u00a7 627.737(2), pain and suffering damages in a Florida motor-vehicle claim generally require that the injury meet one of the permanency criteria listed in the statute:<\/p>\n<ul>\n<li>significant and permanent loss of an important bodily function;<\/li>\n<li>permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement;<\/li>\n<li>significant and permanent scarring or disfigurement; or<\/li>\n<li>death.<\/li>\n<\/ul>\n<p>Comparative fault may also reduce what you recover (<a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7 768.81(6)<\/a>). It is explained below.<\/p>\n<p><strong>PIP benefits<\/strong> are described in <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.736.html\">Fla. Stat. \u00a7 627.736<\/a>. An insurer may not have a lien on a tort recovery for PIP benefits. A lien is a claim on your money. You generally may not recover damages for which PIP benefits are paid or payable.<\/p>\n<p><strong>Insurers<\/strong> are part of most claims, but Florida limits direct suits. Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.4136.html\">Fla. Stat. \u00a7 627.4136<\/a>, a person not insured under the at-fault driver&#8217;s policy generally must first get a settlement or verdict against that insured driver. A verdict is a court&#8217;s decision. Only after that may they sue the liability insurer.<\/p>\n<p>For families, a surviving spouse may recover for loss of the decedent&#8217;s companionship and protection. A surviving spouse may also recover for mental pain and suffering (<a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.21.html\">Fla. Stat. \u00a7 768.21<\/a>).<\/p>\n<h2>Florida Deadlines and Rules to Know Early<\/h2>\n<p>For negligence claims that accrued after March 24, 2023, Florida&#8217;s filing deadline is generally two years. &#8220;Accrued&#8221; means the claim began. Exceptions apply. Confirm how Florida&#8217;s filing deadlines apply to your facts.<\/p>\n<p>Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.031.html\">Fla. Stat. \u00a7 95.031<\/a>, a legal claim generally accrues when its last required event occurs. The accrual date can affect which deadline applies.<\/p>\n<p>Florida&#8217;s comparative fault rule is in <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7 768.81<\/a>. Comparative fault means sharing in the blame.<\/p>\n<ul>\n<li>Fault shared by the injured person generally reduces the amount of damages. Recovery may still be possible unless the injured person is found more than 50 percent at fault, subject to exceptions.<\/li>\n<li>For negligence actions filed after March 24, 2023, Fla. Stat. \u00a7 <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">768.81<\/a>(6) generally bars recovery by a claimant found more than 50 percent at fault for their own harm, subject to the statute&#8217;s exceptions.<\/li>\n<li>Medical negligence cases are handled differently under that section.<\/li>\n<\/ul>\n<p>Early steps can help. Keep your crash report, photos, treatment records, bills, wage records, and copies of any insurer letters. Be careful about what you put in writing about fault.<\/p>\n<p>These are general rules. Your deadline and rights depend on the facts of your case.<\/p>\n<h2>How the Process Works, Step by Step<\/h2>\n<p>The process starts with a free, confidential first consultation. You have no obligation to continue. From there, the work usually moves through five steps.<\/p>\n<ol>\n<li><strong>First consultation.<\/strong> We review what happened, your injuries, and any insurer contact. You decide whether to move forward.<\/li>\n<li><strong>Records.<\/strong> We help gather the crash report, medical records and bills, wage records, and any photos or witness names.<\/li>\n<li><strong>Insurer requests.<\/strong> Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.4137.html\">Fla. Stat. \u00a7 627.4137<\/a>, an insurer must provide a sworn statement within 30 days of a written request. The statement lists its name, its insureds (the people it covers), and its policy limits (the most it pays). It must also provide a copy of the policy.<\/li>\n<li><strong>Evaluation.<\/strong> We look at fault, injuries, documentation, and the Florida rules above. Some cases call for medical opinions or other professional witnesses.<\/li>\n<li><strong>Negotiation or suit.<\/strong> Some claims resolve through negotiation. Others may require filing suit in a Florida court. Timing varies, and no timeline can be promised.<\/li>\n<\/ol>\n<p>CHG charges no attorney&#8217;s fees and no case costs unless there is a recovery.<\/p>\n<!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"accent\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<!-- wp:heading {\"level\":3,\"textColor\":\"base\"} --><h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><!-- \/wp:paragraph --><!-- wp:buttons --><div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"chg-cta-call\"} --><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><!-- \/wp:button --><!-- wp:button {\"className\":\"chg-cta-form\"} --><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><!-- \/wp:button --><\/div><!-- \/wp:buttons -->\n<\/div>\n<!-- \/wp:group --><h2>Why Work With CHG Personal Injury Lawyers<\/h2>\n<p>CHG Personal Injury Lawyers is a Florida-based firm. We represent clients throughout Florida.<\/p>\n<ul>\n<li>The practice focuses on serious injury cases, including catastrophic injuries, truck accidents, and car accidents.<\/li>\n<li>Igor Hernandez is the responsible lawyer for this page. He is admitted as a member of The Florida Bar.<\/li>\n<li>Our team includes support staff. They help organize records and keep clients informed about their case.<\/li>\n<li>This page does not include case results or testimonials. Each case depends on its facts. No outcome can be promised.<\/li>\n<\/ul>\n<h2>Your Questions About Car Accident Claims, Answered<\/h2>\n<p><strong>What percentage does an accident lawyer take?<\/strong>\nCHG charges no attorney&#8217;s fees and no case costs unless there is a recovery.<\/p>\n<p><strong>Is it worth suing after a car accident?<\/strong>\nThat depends on your injuries, documentation, fault, and the Florida rules above. A consultation can help you review your facts.<\/p>\n<p><strong>What is the hardest injury to prove?<\/strong>\nProof depends on medical records and the facts of each case. No injury type is easier or harder to prove in every case.<\/p>\n<p><strong>What should I avoid saying to an insurer?<\/strong>\nStick to accurate facts. Avoid guessing about fault or injuries. Consider talking with a lawyer before you give a recorded statement.<\/p>\n<p><strong>Do I have to go to court?<\/strong>\nSome claims resolve without a trial. Others may require filing suit. It depends on the facts and what happens in negotiation.<\/p>\n\n<!-- wp:image {\"sizeSlug\":\"large\",\"aspectRatio\":\"16\/9\",\"scale\":\"cover\",\"style\":{\"border\":{\"radius\":\"8px\"}}} --><figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/10\/a-damaged-car-sits-on-a-dimly-lit-city-street-at-night-after-photo.jpg\" alt=\"A damaged car sits on a dimly lit city street at night after a collision.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure><!-- \/wp:image -->\n<h2>Talk With a Coral Gables Injury Lawyer Before You Sign Anything<\/h2>\n<p>If you are still in treatment and an insurer has sent you forms, a free, confidential first consultation can help. It can help you understand your options.<\/p>\n<p>Picture being hurt on Miracle Mile. You are still seeing doctors. Then you get a call asking for a recorded statement. You do not have to make those decisions alone.<\/p>\n<p><a href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG<\/a> to arrange your free, confidential first consultation. You have no obligation to continue.<\/p>\n<p>CHG charges no attorney&#8217;s fees and no case costs unless there is a recovery.<\/p>\n<p>Results depend on the facts of each case, and no outcome can be promised.<\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship. Cornish Hernandez Gonzalez, PLLC, 2525 Ponce de Leon Blvd, Suite 300, Coral Gables, FL 33134.<\/em><\/footer>\n\n<!-- wp:group {\"align\":\"wide\",\"style\":{\"spacing\":{\"padding\":{\"top\":\"3rem\",\"bottom\":\"3rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"},\"blockGap\":\"1.5rem\"}},\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<!-- wp:heading {\"textAlign\":\"center\",\"level\":2} --><h2 class=\"wp-block-heading has-text-align-center\">How CHG Approaches Your Car Accident Case<\/h2><!-- \/wp:heading --><!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">We start with you<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Your health, your recovery, and your family come first. We take time to understand what happened and how the injury affects your daily life.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">We organize the facts<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Police reports, medical records, photos, and insurance correspondence can all matter. We help gather and organize what is relevant to your claim.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">We explain Florida law in plain language<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Florida&#x27;s no-fault PIP system and its permanency rules can be confusing. We explain how they may apply to your situation, and what they may mean for you.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><h3 class=\"wp-block-heading\">We fight for fair treatment<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>We advocate for injured people and their families in dealings with insurance companies and at-fault parties, so that your side of the story is heard.<\/p><!-- \/wp:paragraph --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"accent\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<!-- wp:heading {\"level\":3,\"textColor\":\"base\"} --><h3 class=\"wp-block-heading has-base-color has-text-color\">Protect Your Claim: A Few Early Steps<\/h3><!-- \/wp:heading --><!-- wp:paragraph --><p>Seek medical care promptly after a crash, even if your injuries seem minor at first. Keep copies of everything, and be careful about what you post online about the crash. Talk with a lawyer before giving a recorded statement to an insurance company. Each case is different, and these steps may be relevant to yours.<\/p><!-- \/wp:paragraph --><!-- wp:buttons --><div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"chg-cta-call\"} --><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Talk With CHG Today<\/a><\/div><!-- \/wp:button --><!-- wp:button {\"className\":\"chg-cta-form\"} --><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Talk With CHG Today<\/a><\/div><!-- \/wp:button --><\/div><!-- \/wp:buttons -->\n<\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"full\",\"style\":{\"spacing\":{\"padding\":{\"top\":\"3rem\",\"bottom\":\"3rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"},\"blockGap\":\"1.5rem\"}},\"backgroundColor\":\"surface\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignfull has-surface-background-color has-background\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<!-- wp:heading {\"textAlign\":\"center\",\"level\":2} --><h2 class=\"wp-block-heading has-text-align-center\">Common Questions About Car Accident Claims in Florida<\/h2><!-- \/wp:heading --><!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>Who can bring a claim?<\/summary><!-- wp:paragraph --><p>Who may bring a claim depends on the facts and on Florida law.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>What is PIP coverage?<\/summary><!-- wp:paragraph --><p>Florida&#x27;s Personal Injury Protection (PIP) coverage is part of most Florida auto policies. Its rules, benefits, and limits can affect how a claim proceeds, so it is worth reviewing with a lawyer.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>When does pain and suffering apply?<\/summary><!-- wp:paragraph --><p>In a Florida motor-vehicle claim, pain and suffering damages generally require meeting the permanent-injury threshold in Florida Statute \u00a7 627.737(2). Comparative fault may also limit recovery.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<!-- wp:columns -->\n<div class=\"wp-block-columns\"><!-- wp:column --><div class=\"wp-block-column\"><!-- wp:group {\"style\":{\"spacing\":{\"padding\":{\"top\":\"1.5rem\",\"bottom\":\"1.5rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}},\"border\":{\"radius\":\"8px\"}},\"backgroundColor\":\"base\"} --><div class=\"wp-block-group has-base-background-color has-background\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><!-- wp:details --><details class=\"wp-block-details chg-faq\"><summary>Are there filing deadlines?<\/summary><!-- wp:paragraph --><p>Florida law sets deadlines for filing lawsuits, and exceptions may apply. Because deadlines depend on the facts of each case, contact CHG as soon as you can to discuss your situation.<\/p><!-- \/wp:paragraph --><\/details><!-- \/wp:details --><\/div><!-- \/wp:group --><\/div><!-- \/wp:column --><\/div>\n<!-- \/wp:columns -->\n<\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"full\",\"style\":{\"spacing\":{\"padding\":{\"top\":\"3rem\",\"bottom\":\"3rem\",\"left\":\"1.5rem\",\"right\":\"1.5rem\"}}},\"backgroundColor\":\"secondary\",\"textColor\":\"base\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignfull has-base-color has-secondary-background-color has-text-color has-background\" style=\"background-color:var(--wp--preset--color--secondary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<!-- wp:heading {\"textAlign\":\"center\",\"level\":2,\"textColor\":\"base\"} --><h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Talk With CHG About Your Coral Gables Car Accident<\/h2><!-- \/wp:heading -->\n<!-- wp:buttons {\"layout\":{\"type\":\"flex\",\"justifyContent\":\"center\"}} --><div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"chg-cta chg-cta-call\"} --><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Call or Request a Free Consultation. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><!-- \/wp:button --><!-- wp:button {\"className\":\"chg-cta chg-cta-form\"} --><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Call or Request a Free Consultation. CHG charges no attorney&#x27;s fees and no case costs unless there is a recovery.<\/a><\/div><!-- \/wp:button --><\/div><!-- \/wp:buttons -->\n<\/div>\n<!-- \/wp:group -->\n<!-- wp:heading {\"level\":2} --><h2 class=\"wp-block-heading\">Related practice areas<\/h2><!-- \/wp:heading --><!-- wp:list --><ul class=\"wp-block-list\"><li><a href=\"\/resources\/car-accident-settlements-florida\/how-long-car-accident-settlement-takes-florida\/\">How Long Does a Car Accident Settlement Take With a Lawyer in Florida?<\/a><\/li><li><a href=\"\/resources\/spinal-cord-injury\/\">Spinal Cord Injuries: A Guide for Victims and Families Facing Paralysis<\/a><\/li><\/ul><!-- \/wp:list -->\n<!-- chg:section-siblings -->\n<nav aria-label=\"More in this section\">\n<h2>More in this section<\/h2>\n<ul><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-damages-you-can-recover\/\">What Damages Can You Recover After a Car Accident?<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-injuries-south-florida\/\">Car Accident Injuries in South Florida: Miami, Fort Lauderdale, and Beyond<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-injury-diagnosis-treatment\/\">Car Accident Injury Diagnosis: Common Injuries and Treatment<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-lawyer-west-palm-beach\/\">Car Accident Lawyer in West Palm Beach, Florida<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-medical-evidence-settlement\/\">Medical Records and Evidence That Maximize Your Car Accident Settlement<\/a><\/li><\/ul>\n<\/nav>\n<!-- \/chg:section-siblings -->","protected":false},"excerpt":{"rendered":"<p>Hurt in a Coral Gables crash? Learn how Florida&#8217;s PIP, permanency, and filing rules may apply. Free, confidential first consultation with CHG.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":39266,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_review":"","chg_sendback":"","chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-coral-gables\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/chglawyers.com\/resources\/es\/liquidacion-accidentes-autos-florida\/accidente-auto-coral-gables\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-coral-gables\/\"}]","chg_jsonld":"[{\"@context\": \"https:\/\/schema.org\", \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"about\": [{\"@type\": \"Thing\", \"name\": \"Spinal cord injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Spinal_cord_injury\"}, {\"@type\": \"Thing\", \"name\": \"Paralysis\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Paralysis\"}], \"mentions\": [{\"@type\": \"Thing\", \"name\": \"Spinal cord\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Spinal_cord\"}, {\"@type\": \"Thing\", \"name\": \"Personal injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Personal_injury\"}, {\"@type\": \"Thing\", \"name\": \"Statute of limitations\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Statute_of_limitations\"}, {\"@type\": \"Thing\", \"name\": \"Comparative negligence\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Comparative_negligence\"}, {\"@type\": \"Thing\", \"name\": \"Traumatic brain injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Traumatic_brain_injury\"}, {\"@type\": \"Thing\", \"name\": \"Amputation\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Amputation\"}, {\"@type\": \"Thing\", \"name\": \"Burn\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Burn\"}, {\"@type\": \"Thing\", \"name\": \"Igor Hernandez\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q1657698\"}, {\"@type\": \"Thing\", \"name\": \"The Florida Bar\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q7734510\"}, {\"@type\": \"Thing\", \"name\": \"Coral Gables\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q427559\"}, {\"@type\": \"Thing\", \"name\": \"Miami-Dade County\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q468557\"}], \"author\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"url\": \"https:\/\/chglawyers.com\/our-firm\/\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"]}, \"publisher\": {\"@type\": \"Organization\", \"@id\": \"https:\/\/chglawyers.com\/resources\/#organization\", \"name\": \"CHG Personal Injury Lawyers\", \"url\": \"https:\/\/chglawyers.com\/\"}, \"reviewedBy\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"url\": \"https:\/\/chglawyers.com\/our-firm\/\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"]}, \"inLanguage\": \"en\", \"@id\": \"https:\/\/chglawyers.com\/resources\/#car-accident-faq\", \"mainEntity\": [{\"name\": \"What percentage does an accident lawyer take?\", \"@type\": \"Question\", \"acceptedAnswer\": {\"text\": \"CHG charges no attorney's fees and no case costs unless there is a recovery.\", \"@type\": \"Answer\"}}], \"@type\": [\"Article\", \"FAQPage\"], \"image\": \"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/10\/a-damaged-passenger-car-with-deployed-airbags-after-a-seriou-photo-6.jpg\"}, {\"@id\": \"https:\/\/chglawyers.com\/resources\/#car-accident-injury-claims-coral-gables\", \"name\": \"Car Accident Injury Claims in Coral Gables, Florida\", \"@type\": \"Service\", \"audience\": {\"@type\": \"Audience\", \"audienceType\": \"Drivers, passengers, pedestrians, cyclists, and family members of people hurt or killed in car accidents in Coral Gables, Florida\"}, \"provider\": {\"@type\": \"Organization\", \"@id\": \"https:\/\/chglawyers.com\/resources\/#organization\", \"name\": \"CHG Personal Injury Lawyers\", \"url\": \"https:\/\/chglawyers.com\/\"}, \"areaServed\": {\"name\": \"Coral Gables\", \"@type\": \"City\", \"containedInPlace\": {\"name\": \"Florida\", \"@type\": \"State\"}}, \"description\": \"Plain-language guidance on Florida car accident injury claims for people hurt in crashes on Coral Gables roads, including Miracle Mile, Ponce de Leon Boulevard, and US-1 \/ South Dixie Highway. Covers how a claim differs from PIP coverage, the Florida permanent-injury threshold for non-economic damages, PIP timing rules, filing deadlines, comparative fault, and the general steps of a claim. Written for injured drivers, passengers, pedestrians, cyclists, and families of people killed or seriously injured. 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