{"id":59961,"date":"2026-09-29T18:52:53","date_gmt":"2026-09-29T18:52:53","guid":{"rendered":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-catastrophic-injury\/"},"modified":"2026-11-04T19:13:25","modified_gmt":"2026-11-04T19:13:25","slug":"car-accident-catastrophic-injury","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-catastrophic-injury\/","title":{"rendered":"PTSD After a Car Accident in Florida: Claim Basics"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark chg-hero\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-70 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(90deg,rgba(32,36,46,1) 0%,rgba(32,36,46,1) 55%,rgba(32,36,46,0.7) 100%)\"><\/span><img class=\"wp-block-cover__image-background\" alt=\"Traffic accident investigator documenting vehicle damage at multi-vehicle collision scene.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/traffic-accident-investigator-documenting-vehicle-damage-at-photo-93.jpg\" fetchpriority=\"high\" decoding=\"async\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Florida Car Accident Injuries | Claim Basics<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Still Struggling After the Crash? Your Mind Is Part of Your Recovery<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Nightmares, flashbacks, and fear of driving can follow a serious car accident. Here is how PTSD may fit into an injury claim in Florida, and how to take the first step.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Request a Free, Confidential Consultation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request a Free, Confidential Consultation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published October 19, 2026<\/p>\n\n<article lang=\"en\">\n\n\n<p>PTSD after a car accident can be real. It can also last a long time. Whether PTSD counts depends on three things:<\/p>\n<ul>\n<li>The type of injury<\/li>\n<li>The medical record<\/li>\n<li>The facts of the crash<\/li>\n<\/ul>\n<p>No one can give a dependable settlement figure without those facts.<\/p>\n<p>This page explains what Florida law looks at. It can help you understand where you stand. It is general information, not medical advice. Please follow your doctors&#8217; care.<\/p>\n<h2>Can you recover for PTSD after a Florida car crash?<\/h2>\n<ul>\n<li>Significant and permanent loss of an important bodily function.<\/li>\n<li>Permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement.<\/li>\n<li>Significant and permanent scarring or disfigurement.<\/li>\n<li>Death.<\/li>\n<\/ul>\n<p>PTSD on its own is not listed by name. Many people with PTSD after a crash also have a physical injury. Examples include a traumatic brain injury or a spinal injury. Whether the law counts the lasting harm depends on the medical proof in that case.<\/p>\n<p>Before trial, a defendant can ask the court to decide whether you meet these requirements. If the court finds you will not be able to submit some evidence that you meet these requirements, it must dismiss the claim without prejudice. &#8220;Without prejudice&#8221; means the case ends for now. The court has not made a final ruling on the merits, meaning the real issues of who is right and what happened. This is according to <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.737.html\">\u00a7 627.737<\/a>. That is why careful medical documentation matters from the start.<\/p>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/two-damaged-vans-on-grass-after-collision-photo-63.jpg\" alt=\"Two damaged vans on grass after collision.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>What does PTSD look like after a crash?<\/h2>\n<p>PTSD after a crash can mean nightmares, flashbacks, or a strong fear of driving. Some people avoid certain roads or freeways. Others feel panic at the sound of brakes or squealing tires. Sleep, work, and family life can suffer, too.<\/p>\n<p>Symptoms can appear in different ways and at different times. Keep a simple journal of what you notice and when. Share it with your doctors. This helps your care reflect what you are living with.<\/p>\n<h2>What are noneconomic damages?<\/h2>\n<p>Noneconomic damages pay for harm that does not come with a bill. They cover things like:<\/p>\n<ul>\n<li>Pain and suffering<\/li>\n<li>Emotional distress<\/li>\n<li>Disfigurement<\/li>\n<li>Loss of enjoyment of life<\/li>\n<\/ul>\n<p>For more detail, see <a href=\"https:\/\/pmc.ncbi.nlm.nih.gov\/articles\/PMC12444756\/\">this review of noneconomic damage caps<\/a>.<\/p>\n<p>Economic damages are different. They cover measurable losses, such as medical bills and lost wages. A PTSD claim often involves both kinds of harm.<\/p>\n<h2>How fault and insurance shape a claim<\/h2>\n<p>When more than one person contributed to a crash, fault can be shared. Florida&#8217;s comparative fault statute, <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">\u00a7 768.81<\/a>, sets out how fault is divided among those involved.<\/p>\n<p>Insurance also matters. Florida requires personal injury protection (PIP). PIP is the insurance that pays certain medical and disability benefits.<\/p>\n<ul>\n<li>Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.736.html\">\u00a7 627.736<\/a>, PIP provides $10,000 in medical and disability benefits.<\/li>\n<li>Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.736.html\">Fla. Stat. \u00a7 627.736<\/a>, the medical benefit is eighty percent of all reasonable expenses for medically necessary medical, surgical, X-ray, dental, and rehabilitative services.<\/li>\n<li>This applies when you get initial care within 14 days after the crash.<\/li>\n<\/ul>\n<p>PIP benefits are not the same as a lawsuit recovery. The statute says an injured party who is entitled to bring suit under ss. 627.730-627.7405 cannot recover damages for PIP benefits paid or payable. It also bars an insurer from holding a lien on a tort recovery. A lien is a claim to be paid from a lawsuit payment. Here, the lien is barred for those benefits.<\/p>\n<p>Other rules can change the numbers:<\/p>\n<ul>\n<li><strong>Collateral sources:<\/strong> Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.76.html\">\u00a7 768.76<\/a>, a court reduces an award by all amounts paid for the claimant, or otherwise available to the claimant, from all collateral sources. These are other payers, such as some insurers. There is no reduction for sources that hold a subrogation or reimbursement right. That is a right to be paid back from your recovery.<\/li>\n<li><strong>Policy limits:<\/strong> Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.4137.html\">\u00a7 627.4137<\/a>, an insurer must provide a sworn statement within 30 days of a written request. The statement covers the insurer&#8217;s name, each insured, the coverage limits, any policy or coverage defense the insurer reasonably believes is available, and a copy of the policy.<\/li>\n<li><strong>Underinsured coverage:<\/strong> When the at-fault driver&#8217;s coverage is too low for your injuries, <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.727.html\">\u00a7 627.727<\/a> sets out notice steps that may apply.<\/li>\n<li><strong>Releases:<\/strong> Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.041.html\">\u00a7 768.041<\/a>, a release with one party does not release any other party who may be liable for the same harm. Read any release carefully before you sign.<\/li>\n<\/ul>\n<h2>Why no average number tells the whole story<\/h2>\n<p>A single average figure leaves out the facts that matter most. These include:<\/p>\n<ul>\n<li>The medical record<\/li>\n<li>The fault split<\/li>\n<li>The insurance limits<\/li>\n<li>How the injury changes daily life<\/li>\n<\/ul>\n<p>Florida courts also review verdicts in motor vehicle cases. A verdict is the jury&#8217;s or judge&#8217;s final decision. Under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.043.html\">\u00a7 768.043<\/a>, a court considers whether an award bears a reasonable relation to the damages proved and the injury suffered.<\/p>\n<h2>Timing matters<\/h2>\n<p>Florida sets deadlines for filing lawsuits under <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">\u00a7 95.11<\/a>. These deadlines keep running while you focus on recovery. Do not wait to learn what applies to your case.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Have questions about what happened?<\/h3><p class=\"wp-block-paragraph\">Ask our team directly. The first conversation is free, confidential, and there is no obligation to continue.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Talk to our team<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Talk to our team<\/a><\/div><\/div>\n<\/div>\n<h2>When a crash takes a life<\/h2>\n<p>When a fatal crash leaves a family behind, the path forward can feel overwhelming. Death is one of the categories listed in <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.737.html\">\u00a7 627.737<\/a>. Families can ask questions about their rights and next steps at their own pace.<\/p>\n<h2>If you are struggling right now<\/h2>\n<p>If you or someone you love is thinking about suicide or self-harm, call or text 988 (988 Suicide &amp; Crisis Lifeline) now.<\/p>\n<h2>Frequently asked questions<\/h2><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can I sue for PTSD after a car accident in Florida?<\/summary><p class=\"wp-block-paragraph\">Possibly. The medical facts decide the outcome.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the average settlement for PTSD after a car accident?<\/summary><p class=\"wp-block-paragraph\">No one can give you a dependable average. Each claim depends on its own medical record, fault, and insurance limits.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Does Florida PIP cover care for a crash?<\/summary><p class=\"wp-block-paragraph\">Florida PIP pays up to $10,000 in medical and disability benefits.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to file a claim?<\/summary><p class=\"wp-block-paragraph\">Florida sets filing deadlines under \u00a7 95.11, and they keep running. Talk with a lawyer about your deadline as soon as you can.<\/p><\/details>\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/two-damaged-vans-on-grass-after-collision-in-toyokawa-japan-photo-41.jpg\" alt=\"Two damaged vans on grass after collision in Toyokawa, Japan.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>Talk with CHG Personal Injury Lawyers<\/h2>\n<p>CHG Personal Injury Lawyers is a Florida personal injury firm. The practice focuses on catastrophic injury, truck, and negligent-security claims. It serves clients throughout Florida, including Miami, Orlando, Tampa, and Jacksonville.<\/p>\n<p>Igor Hernandez is the responsible lawyer. Our team supports the work.<\/p>\n<p>Our team offers a free, confidential, no-obligation initial consultation. CHG charges no attorney&#8217;s fees and no case costs unless there is a recovery. Every case is different. No lawyer can promise any result. A prospective client may not obtain the same or similar results.<\/p>\n<p>If a crash has left you or someone you love living with PTSD, you don&#8217;t have to sort out the insurance and legal questions alone. <a href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG to talk it through<\/a>.<\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship. Cornish Hernandez Gonzalez, PLLC, 2525 Ponce de Leon Blvd, Suite 300, Coral Gables, FL 33134.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Want to know where you stand?<\/h3><p class=\"wp-block-paragraph\">Tell us what happened and our team will walk you through the options available to you, at no cost.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free review<\/a><\/div><\/div>\n<\/div>\n<h2 class=\"wp-block-heading has-text-align-center\">What Shapes a PTSD Claim After a Car Accident<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--heart\"><\/span><\/p><h3 class=\"wp-block-heading\">Your Medical Record<\/h3><p class=\"wp-block-paragraph\">Diagnoses, treatment notes, and records from your doctors and mental health providers are central to showing how the crash affected you.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">How the Crash Happened<\/h3><p class=\"wp-block-paragraph\">The facts of the collision, including who was at fault and what the police and insurers have documented, shape how a claim is built.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">Insurance Coverage<\/h3><p class=\"wp-block-paragraph\">Florida&#x27;s no-fault (PIP) system, available insurance limits, and any additional coverage can all affect what options are open to you.<\/p><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--clock\"><\/span><\/p><h3 class=\"wp-block-heading\">Timing<\/h3><p class=\"wp-block-paragraph\">Deadlines apply to injury claims in Florida. Waiting can make evidence harder to gather, so speaking with a lawyer early matters.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--users\"><\/span><\/p><h3 class=\"wp-block-heading\">Impact on Your Family<\/h3><p class=\"wp-block-paragraph\">PTSD can change work, relationships, and daily routines. Your family&#x27;s experience of the changes you have gone through is part of the story.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Do Not Wait to Get Help<\/h3><p class=\"wp-block-paragraph\">Mental health symptoms after a crash can build over time, and evidence like photos, witness names, and medical notes can disappear. Follow your doctors&#x27; care, keep your appointments, and contact our office promptly so your options are reviewed while they are still clear.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Call for a Free Case Review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Call for a Free Case Review<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Steps to Take Now<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Get Medical Care<\/h3><p class=\"wp-block-paragraph\">See your doctor and mental health provider for both physical and emotional symptoms. Describe nightmares, anxiety, or trouble sleeping as fully as you can.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Keep Your Records<\/h3><p class=\"wp-block-paragraph\">Save accident reports, bills, prescriptions, and appointment notes. Write down how the symptoms affect your work, sleep, and daily life.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Be Careful With Insurers<\/h3><p class=\"wp-block-paragraph\">Adjusters may ask for recorded statements. You can talk with a lawyer before giving one or accepting any settlement offer.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Talk to a Florida Attorney<\/h3><p class=\"wp-block-paragraph\">Igor Hernandez, a Florida-licensed attorney, can review your situation at a free, confidential, no-obligation first consultation. There are no fees unless there is a recovery.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Talk With CHG Personal Injury Lawyers Today<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Request Your Free Consultation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request Your Free Consultation<\/a><\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"\/resources\/car-accident-settlements-florida\/\">Car Accident Settlements in Florida: What Your Case May Be Worth<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/florida\/\">Car Accidents in Florida<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/miami\/\">Car Accidents in Miami<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/orlando\/\">Car Accidents in Orlando<\/a><\/li><\/ul>\n<!-- chg:section-siblings -->\n<nav aria-label=\"More in this section\">\n<h2>More in this section<\/h2>\n<ul><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-causes-florida\/\">What Causes Most Car Accidents in Florida? Common Causes &amp; Liability<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-claim-deadline-florida\/\">Florida Car Accident Statute of Limitations: Key Dates to Know<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-claim-deadline-florida-statute\/\">Car Accident Claim Deadline Florida Statute<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-compensation-damages\/\">Car Accident Compensation Damages<\/a><\/li><li><a href=\"\/resources\/car-accident-settlements-florida\/car-accident-compensation-no-injury\/\">Car Accident Compensation No Injury<\/a><\/li><\/ul>\n<\/nav>\n<!-- \/chg:section-siblings -->","protected":false},"excerpt":{"rendered":"<p>PTSD after a Florida car crash can be serious and lasting. Learn how Florida law, fault, and insurance shape a claim. Free, confidential consultation.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":39266,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_review":"","chg_sendback":"","chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-catastrophic-injury\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/chglawyers.com\/resources\/es\/liquidacion-accidentes-autos-florida\/accidente-auto-lesion-catastrofica\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/car-accident-catastrophic-injury\/\"}]","chg_jsonld":"[{\"@id\": \"https:\/\/chglawyers.com\/resources\/ptsd-after-car-accident-florida\/#article\", \"about\": [{\"@type\": \"Thing\", \"name\": \"Spinal cord injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Spinal_cord_injury\"}, {\"@type\": \"Thing\", \"name\": \"Paraplegia\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Paraplegia\"}], \"author\": {\"@type\": \"Organization\", \"@id\": \"https:\/\/chglawyers.com\/resources\/#organization\", \"name\": \"CHG Personal Injury Lawyers\", \"url\": \"https:\/\/chglawyers.com\/\"}, \"@context\": \"https:\/\/schema.org\", \"audience\": {\"@type\": \"Audience\", \"audienceType\": \"People injured in car accidents in Florida who are considering whether PTSD may be part of a claim\"}, \"headline\": \"PTSD After a Car Accident in Florida: Claim Basics\", \"keywords\": \"PTSD after car accident, Florida car accident claim, emotional distress car crash, Florida pain and suffering damages\", \"provider\": {\"@type\": \"Organization\", \"@id\": \"https:\/\/chglawyers.com\/resources\/#organization\", \"name\": \"CHG Personal Injury Lawyers\", \"url\": \"https:\/\/chglawyers.com\/\"}, \"publisher\": {\"@type\": \"Organization\", \"@id\": \"https:\/\/chglawyers.com\/resources\/#organization\", \"name\": \"CHG Personal Injury Lawyers\", \"url\": \"https:\/\/chglawyers.com\/\"}, \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"inLanguage\": \"en-US\", \"description\": \"An overview of how post-traumatic stress disorder (PTSD) after a car accident may be treated in a Florida injury claim, including what Florida law, medical records, fault, and insurance questions generally look at. 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