{"id":51437,"date":"2026-09-20T11:28:42","date_gmt":"2026-09-20T11:28:42","guid":{"rendered":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/broken-bone-car-accident-settlement\/"},"modified":"2026-09-21T08:43:18","modified_gmt":"2026-09-21T08:43:18","slug":"broken-bone-car-accident-settlement","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/broken-bone-car-accident-settlement\/","title":{"rendered":"Broken Bone Car Accident Settlement: What to Expect"},"content":{"rendered":"<article lang=\"en\">\n\n<h1>Broken Bone Car Accident Settlement: What to Expect<\/h1>\n<p><strong>Broken bone settlements vary widely. The amount depends on the type of fracture, how severe it is, what medical treatment you needed, and your personal situation. There is no single &#8220;average,&#8221; but understanding how settlements work can help you know what to expect.<\/strong><\/p>\n<p>If you&#8217;ve broken a bone in a car accident, you&#8217;re likely facing medical bills, lost income, and pain that makes everyday tasks difficult. You may also be wondering what your injury is actually worth. The answer depends on many factors, and no two cases are identical. This guide explains how settlements work, what drives their value, and what you should do next.<\/p>\n<h2>What Is an Average Settlement for a Broken Bone from a Car Accident?<\/h2>\n<p>Settlement amounts for broken bones range from $10,000 for simple fractures to $100,000 or more for complex breaks requiring surgery. The wide range reflects the fact that each injury is different.<\/p>\n<p>Several things matter:\n&#8211; Which bone was broken\n&#8211; How it broke\n&#8211; What treatment was needed\n&#8211; How long recovery takes<\/p>\n<p>A hairline crack in a wrist that heals in six weeks settles very differently than a compound femur fracture (a break where the bone pierces the skin). Compound fractures require surgery, metal hardware, and months of rehabilitation. Insurance companies and courts don&#8217;t use a one-size-fits-all formula. Instead, they look at your specific medical evidence, lost income, age, occupation, and the long-term impact of the injury.<\/p>\n<p>The term &#8220;average settlement&#8221; can be misleading. What matters is what <em>your<\/em> case is worth based on <em>your<\/em> facts. That&#8217;s why consulting with an attorney early helps\u2014they can evaluate your injury against similar cases and advise you on realistic expectations.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>How Much Is a Broken Bone Worth in a Car Accident?<\/h2>\n<p>Settlement value comes from two main categories: <strong>economic damages<\/strong> and <strong>non-economic damages<\/strong>.<\/p>\n<p><strong>Economic damages<\/strong> are straightforward to calculate. They include:<\/p>\n<ul>\n<li>Medical bills (emergency care, surgery, imaging, hospital stays, anesthesia)<\/li>\n<li>Physical therapy and rehabilitation costs<\/li>\n<li>Prescription medications<\/li>\n<li>Medical devices or equipment (crutches, braces, slings)<\/li>\n<li>Lost wages (income you couldn&#8217;t earn while recovering)<\/li>\n<li>Future medical care (ongoing physical therapy, follow-up surgeries, or removal of hardware)<\/li>\n<\/ul>\n<p>You add these up. If your medical bills total $30,000 and you lost $8,000 in wages, your economic damages are $38,000.<\/p>\n<p><strong>Non-economic damages<\/strong> are harder to quantify but often represent the largest part of a settlement. They include:<\/p>\n<ul>\n<li>Pain and suffering (physical pain and emotional distress)<\/li>\n<li>Loss of function (reduced mobility, strength, or range of motion)<\/li>\n<li>Loss of enjoyment of life (inability to play sports, work in your garden, or do activities you loved)<\/li>\n<li>Scarring or permanent disfigurement<\/li>\n<\/ul>\n<p>Insurance companies often use a <strong>multiplier method<\/strong> to estimate non-economic damages. They multiply your medical expenses by a number (typically 1.5 to 5, or higher for severe injuries). A simple fracture might use a 1.5\u20132.5 multiplier. A complex break requiring surgery might use 3\u20135 or more.<\/p>\n<p><strong>Example:<\/strong> Your medical bills are $40,000 and your injury warrants a 3\u00d7 multiplier. Your pain-and-suffering value might be estimated at $120,000. Add your economic damages, and your total claim could be $158,000 or more.<\/p>\n<p>The multiplier isn&#8217;t a rule\u2014it&#8217;s a tool insurers use as a starting point. Your attorney&#8217;s job is to present evidence of your pain, limitations, and lost activities to justify a higher multiplier if appropriate.<\/p>\n<h2>Factors That Affect Your Broken Bone Settlement<\/h2>\n<p>Several factors influence how much your claim is worth:<\/p>\n<p><strong>Type and location of fracture.<\/strong> A broken wrist settles differently than a broken femur (thighbone). Some bones are more critical to function. Breaks in weight-bearing bones or joints often lead to higher settlements because they affect mobility and long-term quality of life.<\/p>\n<p><strong>Severity of the break.<\/strong> A hairline crack is less severe than a compound fracture (where bone pierces the skin) or a comminuted fracture (where the bone shatters into multiple pieces). Severity correlates with treatment complexity and recovery time.<\/p>\n<p><strong>Whether surgery was required.<\/strong> Surgery and hardware (plates, screws, rods) increase medical costs and signal a more serious injury. Surgical intervention typically leads to higher settlements because it demonstrates the fracture&#8217;s severity and adds documented medical expenses.<\/p>\n<p><strong>Recovery timeline.<\/strong> Fractures that heal in weeks settle lower than those requiring months or years of rehabilitation. Longer recovery means more lost wages, more medical visits, and more pain and suffering.<\/p>\n<p><strong>Permanent effects.<\/strong> If the break causes lasting weakness, limited range of motion, chronic pain, or arthritis, settlement value rises. Permanent disability or functional loss is worth more than a fracture that heals completely.<\/p>\n<p><strong>Your age and occupation.<\/strong> A 35-year-old construction worker with a broken leg has a higher claim than a 70-year-old retiree with the same injury. The worker faces decades of lost earning potential and occupational limitations. Courts and insurers factor in future earning loss.<\/p>\n<p><strong>Insurance coverage limits.<\/strong> The at-fault driver&#8217;s policy sets a ceiling on recovery. If they carry $50,000 in bodily-injury coverage and your damages total $150,000, you can recover up to $50,000 from their policy. You may then pursue uninsured\/underinsured motorist coverage through your own policy if available.<\/p>\n<p><strong>Liability and comparative fault.<\/strong> Under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7768.81<\/a>, Florida follows a modified comparative-negligence rule. If the other driver clearly ran a red light, liability is strong, and your settlement value increases. If you were partially at fault\u2014say, you were speeding\u2014your recovery is reduced by your percentage of fault. If you&#8217;re found more than 50% at fault, you recover nothing.<\/p>\n<h2>Does Surgery or Hardware Increase the Value of a Broken Bone Case?<\/h2>\n<p>Yes. Surgery and hardware typically increase settlement value because they demonstrate the fracture&#8217;s severity and add significant medical expenses.<\/p>\n<p>When a fracture requires surgical intervention, it signals that conservative care (rest, casting, physical therapy) wasn&#8217;t sufficient. Surgeons use plates, screws, rods, or other hardware to stabilize the bone and allow proper healing. These procedures cost thousands of dollars. They often require anesthesia, hospital stays, and post-operative care.<\/p>\n<p>The presence of hardware also affects your recovery. If the hardware remains in place long-term or requires future removal, that&#8217;s additional medical care and cost. Complications from surgery\u2014infection, delayed healing, nerve damage, or hardware failure\u2014can further increase settlement value because they extend recovery time and cause additional pain and suffering.<\/p>\n<p>In the catastrophic-injury cases our attorneys handle, we&#8217;ve seen that surgical intervention and permanent hardware placement significantly strengthen a claim&#8217;s value during settlement negotiations.<\/p>\n<h2>How Is Pain and Suffering Valued for a Broken Bone?<\/h2>\n<p>Pain and suffering is a non-economic damage that compensates you for physical pain, emotional distress, lost enjoyment of life, and reduced quality of life.<\/p>\n<p>Unlike medical bills (which are objective and documented), pain and suffering is subjective. Insurance companies can&#8217;t measure it directly, so they use the <strong>multiplier method<\/strong> as a rough guide.<\/p>\n<p>Here&#8217;s how it works: take your total medical expenses and multiply by a factor. The multiplier depends on:<\/p>\n<ul>\n<li><strong>Injury severity.<\/strong> A simple fracture might warrant a 1.5\u20132\u00d7 multiplier. A complex break requiring surgery might warrant 3\u20135\u00d7. A severe fracture causing permanent disability might warrant 5\u201310\u00d7 or higher.<\/li>\n<li><strong>Recovery length.<\/strong> Longer recovery means more pain and suffering. A fracture that heals in 6 weeks gets a lower multiplier than one requiring 18 months of rehabilitation.<\/li>\n<li><strong>Permanent effects.<\/strong> If the break causes lasting pain, weakness, or functional loss, the multiplier is higher.<\/li>\n<li><strong>Age and lifestyle impact.<\/strong> A young athlete whose broken leg prevents them from competing faces greater loss of enjoyment than someone with a sedentary lifestyle.<\/li>\n<\/ul>\n<p><strong>Example:<\/strong> You break your leg and incur $50,000 in medical bills. Recovery takes 8 months, and you experience chronic pain and reduced mobility. An insurer might apply a 3.5\u00d7 multiplier, valuing your pain and suffering at $175,000. Your total claim (economic + non-economic) could be $225,000.<\/p>\n<p>Your attorney&#8217;s role includes gathering evidence of your pain. Medical records describing your symptoms, testimony about how the injury affected your daily life, and documentation of activities you can no longer do all justify a higher multiplier.<\/p>\n<h2>How Long Does It Take to Settle a Broken Bone Claim?<\/h2>\n<p>Timeline depends on injury complexity.<\/p>\n<p><strong>Simple fractures<\/strong> may settle within 3\u20136 months after medical treatment is complete. If you broke your arm, it healed with a cast, and you&#8217;re back to normal, the claim is straightforward.<\/p>\n<p><strong>Complex breaks<\/strong> requiring surgery and rehabilitation can take 1\u20132 years or longer. Insurance companies often wait until you&#8217;ve finished treatment to assess the full scope of your injury. Settling before you&#8217;re fully healed can leave you without compensation for ongoing care, future medical needs, or permanent effects.<\/p>\n<p>Your attorney will advise when the time is right to negotiate or file a claim. Rushing to settle too early is a common mistake\u2014you may accept far less than your claim is actually worth.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Have questions about what happened?<\/h3><p class=\"wp-block-paragraph\">Ask our team directly. The first conversation is free, confidential, and there is no obligation to continue.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Talk to our team<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Talk to our team<\/a><\/div><\/div>\n<\/div>\n<h2>Do Insurance Companies Prefer to Settle?<\/h2>\n<p>Yes, most do. Settling avoids the cost and uncertainty of a trial. Insurance companies know that litigation is expensive and unpredictable, so they&#8217;re often willing to negotiate a settlement.<\/p>\n<p>However, an early settlement offer may be significantly lower than what your claim is actually worth. Insurance adjusters make initial offers based on their assessment of liability and injury value. But they&#8217;re motivated to minimize payout. Don&#8217;t accept an offer without understanding your full damages and consulting an attorney.<\/p>\n<p>A personal injury attorney can evaluate whether an offer is fair, identify damages you may have overlooked, and negotiate on your behalf to maximize your recovery.<\/p>\n<h2>What Damages Can You Recover in a Broken Bone Settlement?<\/h2>\n<p>Recoverable damages in a broken bone claim include:<\/p>\n<ul>\n<li><strong>Medical expenses:<\/strong> emergency care, surgery, hospital stays, imaging (X-rays, CT scans), anesthesia, physical therapy, medications, and future medical care<\/li>\n<li><strong>Lost wages:<\/strong> income you missed while unable to work during recovery<\/li>\n<li><strong>Future earning loss:<\/strong> if the fracture permanently limits your ability to work or earn at your prior level<\/li>\n<li><strong>Pain and suffering:<\/strong> compensation for physical pain and emotional distress<\/li>\n<li><strong>Loss of enjoyment of life:<\/strong> if the injury prevents you from hobbies, sports, or normal activities<\/li>\n<li><strong>Permanent scarring or disfigurement:<\/strong> if the break or surgery leaves visible marks<\/li>\n<\/ul>\n<h2>How Do Evidence and Insurance Limits Impact Your Settlement?<\/h2>\n<p><strong>Evidence<\/strong> is critical. Strong evidence\u2014a police report, photos of the accident scene and injuries, witness statements, and complete medical records\u2014supports a higher settlement. Insurance companies are more likely to offer fair value when liability is clear and injury is well-documented.<\/p>\n<p><strong>Insurance limits<\/strong> set a ceiling. If the at-fault driver has $50,000 in bodily-injury coverage and your damages total $150,000, you can recover up to $50,000 from their policy. The remaining $100,000 may be recoverable through:<\/p>\n<ul>\n<li>Your own uninsured\/underinsured motorist coverage, if you carry it<\/li>\n<li>The at-fault driver&#8217;s personal assets (though this is often difficult and time-consuming)<\/li>\n<li>Other liable parties (e.g., a vehicle manufacturer if a defect contributed to the accident)<\/li>\n<\/ul>\n<p>Multiple vehicles or defendants can mean multiple insurance policies and higher recovery potential.<\/p>\n<h2>Is a Broken Bone Settlement Taxable?<\/h2>\n<p>Personal injury settlements for physical injury are generally <strong>not taxable<\/strong> under federal law. The IRS recognizes that settlement money compensates you for harm, not income.<\/p>\n<p>However, there are exceptions:<\/p>\n<ul>\n<li><strong>Interest<\/strong> earned on a settlement may be taxable<\/li>\n<li><strong>Lost wages<\/strong> included in a settlement may have tax implications (they replace income you would have earned)<\/li>\n<li><strong>Punitive damages<\/strong> (rare in car accidents) are typically taxable<\/li>\n<\/ul>\n<p>Consult a tax professional to understand your specific situation. Your attorney can provide guidance on how settlement funds are structured and their tax treatment.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Want to know where you stand?<\/h3><p class=\"wp-block-paragraph\">Tell us what happened and our team will walk you through the options available to you, at no cost.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free review<\/a><\/div><\/div>\n<\/div>\n<h2>What Should You Do After a Broken Bone Car Accident?<\/h2>\n<p>Take these steps immediately:<\/p>\n<ol>\n<li>\n<p><strong>Seek medical attention.<\/strong> Even if you think the injury is minor, get evaluated. Some fractures aren&#8217;t obvious on initial exam. Follow your doctor&#8217;s treatment plan completely. Skipping appointments or physical therapy can reduce your settlement value.<\/p>\n<\/li>\n<li>\n<p><strong>Document everything.<\/strong> Keep copies of medical records, bills, imaging, prescription receipts, and physical therapy notes. Take photos of your injuries and any visible effects (swelling, bruising, scarring). Document how the injury affects your daily life\u2014lost work days, activities you can&#8217;t do, pain levels.<\/p>\n<\/li>\n<li>\n<p><strong>Report the accident to the at-fault driver&#8217;s insurance company.<\/strong> Provide factual information, but don&#8217;t accept an early settlement offer or sign anything without legal advice.<\/p>\n<\/li>\n<li>\n<p><strong>Keep records of all communications<\/strong> with insurance companies, adjusters, and medical providers.<\/p>\n<\/li>\n<li>\n<p><strong>Consult a personal injury attorney before settling.<\/strong> An attorney can evaluate your claim, identify damages you might miss, and negotiate on your behalf. Many attorneys work on contingency (you pay nothing unless you recover), so there&#8217;s no financial barrier to getting professional advice.<\/p>\n<\/li>\n<\/ol>\n<p>Remember: you have a time limit to file a claim. Under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a795.11<\/a>, personal injury claims in Florida must be filed within <strong>two years<\/strong> of the injury date. Don&#8217;t wait.<\/p>\n<hr \/>\n<h2>Frequently Asked Questions<\/h2>\n<p><strong>What&#8217;s the difference between a simple and compound fracture?<\/strong>\nA simple (closed) fracture is a break where the bone stays beneath the skin. A compound (open) fracture is where the bone pierces the skin, creating an open wound. Compound fractures are more severe, require surgery, and carry higher infection risk\u2014they settle for more.<\/p>\n<p><strong>Will my broken bone settlement cover future medical care?<\/strong>\nYes, if you can document ongoing or anticipated medical needs (follow-up surgery, physical therapy, removal of hardware, or treatment of complications), those costs should be included in your settlement or judgment.<\/p>\n<p><strong>What if I was partially at fault for the accident?<\/strong>\nUnder Florida&#8217;s comparative-fault law, your recovery is reduced by your percentage of fault\u2014but only if you&#8217;re 50% or less at fault. If you&#8217;re found more than 50% at fault, you recover nothing.<\/p>\n<p><strong>Can I settle my claim while still in treatment?<\/strong>\nYou can, but it&#8217;s usually not advisable. Settling before you&#8217;re fully healed can leave you uncompensated for ongoing care or permanent effects you haven&#8217;t yet experienced. Your attorney will advise on timing.<\/p>\n<p>Should I accept the insurance company&#8217;s first offer<\/p>\n<footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship.<\/em><\/footer>\n<\/article>\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"\/resources\/car-accident-settlements-florida\/\">Car Accident Settlements in Florida: What Your Case May Be Worth<\/a><\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Learn how broken bone settlements are calculated, what factors affect value, and realistic ranges after a car accident\u2014plus what to do next.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":39266,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/broken-bone-car-accident-settlement\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/chglawyers.com\/resources\/es\/liquidacion-accidentes-autos-florida\/indemnizacion-fractura-accidente-auto\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/broken-bone-car-accident-settlement\/\"}]","chg_jsonld":"[{\"image\": [\"https:\/\/example.com\/broken-bone-settlement-guide.jpg\"], \"author\": {\"name\": \"Personal Injury Law Firm\", \"@type\": \"Organization\"}, \"@context\": \"https:\/\/schema.org\", \"headline\": \"Broken Bone Car Accident Settlement: What to Expect\", \"publisher\": {\"logo\": {\"url\": \"https:\/\/example.com\/logo.png\", \"@type\": \"ImageObject\"}, \"name\": \"Personal Injury Law Firm\", \"@type\": \"Organization\"}, \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What's the difference between a simple and compound fracture?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"A simple (closed) fracture is a break where the bone stays beneath the skin. A compound (open) fracture is where the bone pierces the skin, creating an open wound. Compound fractures are more severe, require surgery, and carry higher infection risk\u2014they settle for more.\"}}, {\"@type\": \"Question\", \"name\": \"Will my broken bone settlement cover future medical care?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, if you can document ongoing or anticipated medical needs (follow-up surgery, physical therapy, removal of hardware, or treatment of complications), those costs should be included in your settlement or judgment.\"}}, {\"@type\": \"Question\", \"name\": \"What if I was partially at fault for the accident?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Under Florida's comparative-fault law, your recovery is reduced by your percentage of fault\u2014but only if you're 50% or less at fault. If you're found more than 50% at fault, you recover nothing.\"}}, {\"@type\": \"Question\", \"name\": \"Can I settle my claim while still in treatment?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"You can, but it's usually not advisable. Settling before you're fully healed can leave you uncompensated for ongoing care or permanent effects you haven't yet experienced. Your attorney will advise on timing.\"}}], \"description\": \"Learn how broken bone settlements are calculated, what factors affect value, and realistic ranges after a car accident.\", \"dateModified\": \"2025-01-01T00:00:00Z\", \"datePublished\": \"2025-01-01T00:00:00Z\", \"about\": [{\"@type\": \"Thing\", \"name\": \"Personal injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Personal_injury\"}, {\"@type\": \"Thing\", \"name\": \"Statute of limitations\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Statute_of_limitations\"}], \"mentions\": [{\"@type\": \"Thing\", \"name\": \"Comparative negligence\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Comparative_negligence\"}, {\"@type\": \"Thing\", \"name\": \"Economic damages\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q114209258\"}, {\"@type\": \"Thing\", \"name\": \"Non-economic damages\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q17134718\"}], \"reviewedBy\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"url\": \"https:\/\/spinaladvocacygroup.com\/attorneys\/igor-hernandez\/\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"]}, \"inLanguage\": \"en\", \"@type\": [\"Article\", \"FAQPage\"]}, {\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Home\", \"item\": \"https:\/\/chglawyers.com\/resources\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Car Accident Settlements Florida\", \"item\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Broken Bone Car Accident Settlement: What to Expect\", \"item\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/broken-bone-car-accident-settlement\/\"}]}]","chg_meta_description":"Learn how broken bone settlements are calculated, what factors affect value, and realistic ranges after a car accident\u2014plus what to do next.","footnotes":""},"class_list":["post-51437","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/pages\/51437","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/comments?post=51437"}],"version-history":[{"count":1,"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/pages\/51437\/revisions"}],"predecessor-version":[{"id":52034,"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/pages\/51437\/revisions\/52034"}],"up":[{"embeddable":true,"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/pages\/39266"}],"wp:attachment":[{"href":"https:\/\/chglawyers.com\/resources\/wp-json\/wp\/v2\/media?parent=51437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}