{"id":43273,"date":"2026-09-12T18:35:01","date_gmt":"2026-09-12T18:35:01","guid":{"rendered":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/key-biscayne\/"},"modified":"2026-09-15T07:27:07","modified_gmt":"2026-09-15T07:27:07","slug":"key-biscayne","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/key-biscayne\/","title":{"rendered":"Car Accidents in Key Biscayne: Your Rights &#038; Next"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-secondary-background-color has-background-dim-60 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"Traffic accident investigator documenting vehicle damage at multi-vehicle collision scene.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/traffic-accident-investigator-documenting-vehicle-damage-at-photo-25.jpg\" width=\"1376\" height=\"768\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/traffic-accident-investigator-documenting-vehicle-damage-at-photo-25-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/traffic-accident-investigator-documenting-vehicle-damage-at-photo-25-300x167.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/traffic-accident-investigator-documenting-vehicle-damage-at-photo-25-768x429.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/traffic-accident-investigator-documenting-vehicle-damage-at-photo-25-1024x572.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/traffic-accident-investigator-documenting-vehicle-damage-at-photo-25.jpg 1376w\" sizes=\"auto, (max-width: 1376px) 100vw, 1376px\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\">Car Accidents in Key Biscayne<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\">Injured in a Car Accident? Know Your Rights<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);\">After a crash, you may be entitled to compensation for your injuries, medical bills, lost wages, and pain and suffering. CHG Personal Injury Lawyers focuses exclusively on helping accident victims recover.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get Your Free Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get Your Free Case Evaluation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published September 12, 2026<\/p>\n\n<article lang=\"en\">\n\n<h2>Car Accidents in Key Biscayne: Your Rights &amp; Next Steps<\/h2>\n<p>If you&#8217;ve been injured in a car accident in Key Biscayne, you have legal rights. You don&#8217;t have to figure this out alone. Whether the crash happened on the Rickenbacker Causeway, a local street, or a parking lot, understanding what to do next and knowing how Florida law protects you is your first step toward recovery.<\/p>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-car-crashed-into-street-lamp-post-at-dusk-photo-4-1024x576.jpg\" alt=\"Damaged car crashed into street lamp post at dusk.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1024\" height=\"576\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-car-crashed-into-street-lamp-post-at-dusk-photo-4-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-car-crashed-into-street-lamp-post-at-dusk-photo-4-300x169.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-car-crashed-into-street-lamp-post-at-dusk-photo-4-768x432.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-car-crashed-into-street-lamp-post-at-dusk-photo-4-1024x576.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-car-crashed-into-street-lamp-post-at-dusk-photo-4-1536x864.jpg 1536w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-car-crashed-into-street-lamp-post-at-dusk-photo-4.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" loading=\"lazy\" decoding=\"async\"\/><\/figure>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If your injuries are serious\u2014or if the other driver was clearly at fault\u2014you may have a claim against their liability insurance. Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>Car Accidents in Key Biscayne: Local Context and Your Rights<\/h2>\n<p>Key Biscayne is an island community with unique traffic patterns. The Rickenbacker Causeway is the main bridge connecting the island to mainland Miami. It&#8217;s a high-speed, multi-lane bridge that faces weather and heavy commuter traffic. This geography creates specific accident risks. If you&#8217;ve been hurt here, where your crash happened matters to your claim.<\/p>\n<p>When you&#8217;re injured in a car accident, Florida law gives you several paths to recovery. Your first source is no-fault insurance, called Personal Injury Protection or PIP. PIP covers your medical bills regardless of who caused the crash. If your injuries are serious\u2014or if the other driver was clearly at fault\u2014you may have a claim against their liability insurance. You may also pursue a lawsuit. The key is acting quickly and documenting everything.<\/p>\n<h2>Common Car Accident Hotspots in Key Biscayne<\/h2>\n<p>The Rickenbacker Causeway has been the site of multiple serious accidents. Its multi-lane design, weather exposure, and high-speed transitions create conditions where crashes can be severe. Bicyclists, motorcyclists, and motor vehicles all share this corridor. Collisions here often result in catastrophic injuries: <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">spinal cord damage<\/a>, traumatic brain injury, amputation, and paralysis.<\/p>\n<p>Local residential roads also see accidents: parking-lot collisions, intersection crashes, and pedestrian or cyclist incidents. The specific location of your accident matters. It affects liability, witness availability, and how law enforcement investigates. A crash on a narrow residential street with poor visibility is different from a high-speed causeway collision. Your attorney needs to understand the local context to build your claim.<\/p>\n<h2>How to Look Up Car Accidents in Florida<\/h2>\n<p>Accident reports filed by law enforcement are public record in Florida under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0100-0199\/0119\/Sections\/0119.07.html\">Florida Statute \u00a7119.07<\/a>. This means you can access the official police report from your accident.<\/p>\n<p>To obtain your report:<\/p>\n<ul>\n<li><strong>Get your report number<\/strong> from the scene or from the responding officer.<\/li>\n<li><strong>Request it online<\/strong> through the Miami-Dade Police Department&#8217;s public records portal.<\/li>\n<li><strong>Visit in person<\/strong> at a Miami-Dade Police station to request a copy.<\/li>\n<li><strong>Contact the department<\/strong> by phone or mail if you don&#8217;t have a report number.<\/li>\n<\/ul>\n<p>Your accident report is crucial. It documents the officer&#8217;s observations, driver statements, witness contact information, any citations issued, and the officer&#8217;s preliminary fault determination. This report becomes the foundation of your injury claim. It&#8217;s evidence that protects you.<\/p>\n<h2>Are Accident Reports Public Record in Florida?<\/h2>\n<p>Yes. <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0100-0199\/0119\/Sections\/0119.07.html\">Florida Statute \u00a7119.07<\/a> makes police reports accessible to the public. Your report includes officer observations, driver statements, witness names and contact information, citations issued, preliminary fault determination, and often photos or diagrams of the scene.<\/p>\n<p>This transparency protects you. It preserves evidence early, before memories fade or details change. It also establishes a record of what happened. This is especially important if the other driver later disputes fault or if the insurance company tries to minimize your injuries.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If you&#x27;ve been hurt in a car accident here and aren&#x27;t sure what comes next, people in your situation reach out to us regularly. Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>What to Do Immediately After a Car Accident in Key Biscayne<\/h2>\n<p><strong>Safety first.<\/strong> If you can move to a safe location, do so. If anyone is injured, call 911 immediately.<\/p>\n<p><strong>At the scene:<\/strong>\n&#8211; Exchange names, phone numbers, addresses, and insurance information with the other driver.\n&#8211; Get the names and phone numbers of any witnesses.\n&#8211; Take photos of vehicle damage, road conditions, traffic signs, and weather.\n&#8211; Note the date, time, road name, and direction of travel.\n&#8211; Do not admit fault or apologize for the accident.<\/p>\n<p><strong>Seek medical attention.<\/strong> Even if you feel fine, some injuries\u2014whiplash, internal injuries, head trauma\u2014don&#8217;t show symptoms for hours or days. See a doctor and keep all medical records.<\/p>\n<p><strong>Document everything.<\/strong> Save repair estimates, medical bills, prescription receipts, and any correspondence with insurance companies. This documentation supports your claim.<\/p>\n<h2>Types of Injuries from Car Accidents<\/h2>\n<p>Common injuries include whiplash, back and neck strain, broken bones, cuts, and head injuries. These are serious and require medical care. They often heal with time and treatment.<\/p>\n<p>Catastrophic injuries are different. They cause permanent, life-altering disability. In high-speed crashes\u2014especially on the Rickenbacker Causeway or involving trucks\u2014you may suffer <a href=\"https:\/\/www.christopherreeve.org\/todays-care\/living-with-paralysis\/stats-about-paralysis\/\">spinal cord damage (leading to paralysis)<\/a>, traumatic brain injury, amputation, severe burns, or internal organ damage. These injuries require immediate specialized medical care, long-term rehabilitation, and often lifelong support.<\/p>\n<p>The severity of your injury directly affects your claim value and whether you need specialized legal representation.<\/p>\n<h2>Who Is Liable in a Key Biscayne Car Accident?<\/h2>\n<p>Liability depends on who acted negligently. The at-fault driver is usually liable if they violated traffic laws, drove distracted, sped, or drove impaired. But liability can also rest with:<\/p>\n<ul>\n<li><strong>A property owner or the municipality<\/strong> if poor road maintenance, missing signage, or hazardous conditions on the Rickenbacker Causeway contributed to the crash.<\/li>\n<li><strong>A vehicle manufacturer<\/strong> if a defect in brakes, steering, or crashworthiness caused or worsened the accident (rare, but possible).<\/li>\n<\/ul>\n<p>Fault is determined by the police report, witness statements, accident reconstruction analysis, and sometimes traffic-camera footage. In Florida, you can recover damages even if you were partially at fault. Your award is reduced by your percentage of fault. This is called <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">comparative negligence<\/a>.<\/p>\n<h2>Car Accident Settlements in Florida: What to Expect<\/h2>\n<p>The settlement process usually follows this path: you file a claim with the at-fault driver&#8217;s insurance company, they investigate, and you negotiate. If you can&#8217;t agree, you may enter mediation or file a lawsuit.<\/p>\n<p>What affects settlement value?<\/p>\n<ul>\n<li>Medical expenses (past and future).<\/li>\n<li>Lost wages and lost earning capacity.<\/li>\n<li>Pain and suffering.<\/li>\n<li>Permanent injury or disability.<\/li>\n<li>Your percentage of fault (if any).<\/li>\n<\/ul>\n<p>Settlements can take weeks to months, depending on injury severity and how clear liability is. Insurance companies often undervalue claims, hoping you&#8217;ll accept less than you deserve. That&#8217;s why having an attorney matters. We protect your rights and fight for fair compensation.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>Florida Car Accident Laws and Your Claim<\/h2>\n<p>Florida requires all drivers to carry Personal Injury Protection (PIP) insurance. PIP covers your medical expenses up to your policy limit, regardless of fault. This is your first recovery source.<\/p>\n<p>Under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Florida Statute \u00a7768.81<\/a>, Florida uses a modified comparative-negligence rule. If you&#8217;re found more than 50% at fault, you generally cannot recover. If you&#8217;re 50% or less at fault, you can recover. Your award is reduced by your percentage of fault.<\/p>\n<p>You have <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">two years from the date of injury to<\/a> file a personal injury lawsuit under Florida Statute \u00a795.11. Don&#8217;t wait. The longer you delay, the harder it is to gather evidence and locate witnesses.<\/p>\n<h2>When to Contact a Car Accident Attorney<\/h2>\n<p>You should contact an attorney if:<\/p>\n<ul>\n<li><strong>Your injury is serious.<\/strong> You&#8217;ve had significant medical treatment, ongoing pain, lost work time, or permanent damage.<\/li>\n<li><strong>Liability is disputed.<\/strong> The other driver claims you were at fault, or multiple vehicles are involved.<\/li>\n<li><strong>The insurance company denies your claim or offers far less than your damages.<\/strong><\/li>\n<li><strong>Your injury is catastrophic.<\/strong> Spinal cord damage, brain injury, amputation, or life-altering disability requires specialized representation and aggressive advocacy.<\/li>\n<li><strong>Someone died.<\/strong> A wrongful-death claim requires immediate legal action on behalf of the family.<\/li>\n<\/ul>\n<p>Early legal representation makes a real difference. Insurance companies respond differently when they know an experienced attorney is involved. We handle the investigation, negotiate with insurers, and\u2014if necessary\u2014take your case to trial.<\/p>\n<hr \/>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-truck-at-accident-scene-with-police-tape-and-emergen-photo-1024x682.jpg\" alt=\"Damaged truck at accident scene with police tape and emergency lights.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1024\" height=\"682\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-truck-at-accident-scene-with-police-tape-and-emergen-photo-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-truck-at-accident-scene-with-police-tape-and-emergen-photo-300x200.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-truck-at-accident-scene-with-police-tape-and-emergen-photo-768x512.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-truck-at-accident-scene-with-police-tape-and-emergen-photo-1024x682.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-truck-at-accident-scene-with-police-tape-and-emergen-photo-1536x1023.jpg 1536w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-truck-at-accident-scene-with-police-tape-and-emergen-photo.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" loading=\"lazy\" decoding=\"async\"\/><\/figure>\n<h2>Frequently Asked Questions<\/h2><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How do I obtain a copy of my car accident report in Key Biscayne?<\/summary><p>Contact the Miami-Dade Police Department with your report number, or visit their public records office. Your report is public record under Florida law.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What should I do immediately after a car accident?<\/summary><p>Call 911 if anyone is injured, exchange information with the other driver, get witness names and phone numbers, take photos, and seek medical attention\u2014even if you feel fine.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to file a car accident claim in Florida?<\/summary><p>You have two years from the date of injury to file a personal injury lawsuit. Don&#8217;t delay.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What is Florida&#8217;s no-fault insurance requirement?<\/summary><p>All drivers must carry Personal Injury Protection (PIP) insurance, which covers medical expenses regardless of fault up to your policy limit.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can I recover damages if I was partially at fault?<\/summary><p>Yes, under Florida&#8217;s comparative-negligence rule\u2014but only if you&#8217;re 50% or less at fault. Your award is reduced by your percentage of fault.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What types of injuries qualify for a catastrophic injury claim?<\/summary><p>Spinal cord injuries, paralysis, traumatic brain injury, amputation, severe burns, and permanent disability. These require specialized medical care and legal representation.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Why are accidents common on the Rickenbacker Causeway?<\/summary><p>The causeway is a multi-lane, high-speed bridge with weather exposure and heavy commuter traffic. Its design and speed transitions create conditions for serious crashes.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>When should I hire an attorney after a car accident?<\/summary><p>If your injury is serious, liability is disputed, the insurance company denies your claim, or your injury is catastrophic, contact an attorney immediately.<\/p><\/details><hr \/>\n<p>If you&#8217;ve been hurt in a car accident here and aren&#8217;t sure what comes next, people in your situation reach out to us regularly. <a href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free case evaluation<\/a> and let&#8217;s talk about what happened and what your claim might be worth.<\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">What to Do Right After a Car Accident<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Ensure Safety &amp; Call for Help<\/h3><p class=\"wp-block-paragraph\">If anyone is injured, call 911 immediately. Move to a safe location if possible and turn on hazard lights. Do not leave the scene.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Exchange Information<\/h3><p class=\"wp-block-paragraph\">Get the other driver&#x27;s name, phone number, address, insurance company, policy number, vehicle make\/model, and license plate. Write down the accident location and time.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Document the Scene<\/h3><p class=\"wp-block-paragraph\">Take photos of vehicle damage, road conditions, traffic signs, and the overall scene. Get names and contact information from any witnesses.<\/p><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Report to Police &amp; Insurance<\/h3><p class=\"wp-block-paragraph\">File a police report with the Miami-Dade Police Department. Notify your insurance company, but do not admit fault or sign anything without legal advice.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Do Not Delay\u2014Speak to a Lawyer<\/h3><p class=\"wp-block-paragraph\">The sooner you contact an attorney, the sooner we can preserve evidence, communicate with insurance companies on your behalf, and protect your rights. Early action matters.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Contact CHG Personal Injury Lawyers Today<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG Personal Injury Lawyers Today<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Why Choose CHG Personal Injury Lawyers<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">We Handle Your Claim from Start to Finish<\/h3><p class=\"wp-block-paragraph\">From gathering evidence and negotiating with insurers to pursuing litigation if needed, we manage every step so you can focus on recovery.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">No Fees Unless There Is a Recovery<\/h3><p class=\"wp-block-paragraph\">We work on contingency. You pay nothing upfront, and we only collect a fee if we recover compensation for you.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--phone\"><\/span><\/p><h3 class=\"wp-block-heading\">Direct Access to Your Attorney<\/h3><p class=\"wp-block-paragraph\">You work with a real lawyer who knows your case, not a call center. We&#x27;re here to answer your questions and keep you informed.<\/p><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--location\"><\/span><\/p><h3 class=\"wp-block-heading\">Local Knowledge, National Reach<\/h3><p class=\"wp-block-paragraph\">Based in Florida and handling cases nationwide, we understand Key Biscayne and Miami-Dade law while bringing experience from across the country.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Common Questions About Car Accident Claims<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">How do I get a copy of my accident report?<\/h3><p class=\"wp-block-paragraph\">Contact the Miami-Dade Police Department with your report number, or visit their public records office. Your report is public record under Florida law. We can also help you obtain it.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">What if the other driver was uninsured?<\/h3><p class=\"wp-block-paragraph\">You may have a claim under your own uninsured motorist coverage. We can review your policy and explore all available options to recover damages.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">What damages can I recover?<\/h3><p class=\"wp-block-paragraph\">Compensation may include medical expenses, lost wages, property damage, pain and suffering, and other losses caused by the accident. Every case is unique.<\/p><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">When should I contact a lawyer?<\/h3><p class=\"wp-block-paragraph\">As soon as possible. Early legal guidance protects your rights, prevents mistakes, and ensures evidence is preserved while it&#x27;s fresh.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Ready to Protect Your Rights?<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Contact CHG Personal Injury Lawyers for a Free Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG Personal Injury Lawyers for a Free Case Evaluation<\/a><\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Injured in a car accident in Key Biscayne? Learn about local hotspots, public accident reports, Florida law, and when to contact an attorney.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":39266,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/key-biscayne\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/chglawyers.com\/resources\/es\/liquidacion-accidentes-autos-florida\/key-biscayne\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/key-biscayne\/\"}]","chg_jsonld":"[{\"name\": \"[Law Firm Name]\", \"@type\": [\"LocalBusiness\", \"FAQPage\"], \"@context\": \"https:\/\/schema.org\", \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"areaServed\": {\"name\": \"Key Biscayne\", \"@type\": \"City\", \"addressRegion\": \"FL\", \"addressCountry\": \"US\"}, \"knowsAbout\": [\"Car Accident Claims\", \"Personal Injury Settlement\", \"Florida No-Fault Insurance\", \"Wrongful Death Claims\"], \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"How do I obtain a copy of my car accident report in Key Biscayne?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Contact the Miami-Dade Police Department with your report number, or visit their public records office. 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