{"id":39368,"date":"2026-09-07T05:12:54","date_gmt":"2026-09-07T05:12:54","guid":{"rendered":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/miami\/"},"modified":"2026-09-15T08:04:45","modified_gmt":"2026-09-15T08:04:45","slug":"miami","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/car-accident-settlements-florida\/miami\/","title":{"rendered":"Car Accidents in Miami: Your Claim Rights"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-secondary-background-color has-background-dim-60 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"Maritime accident investigator examining failed deck equipment on commercial fishing vessel.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/maritime-accident-investigator-examining-failed-deck-equipme-photo-4.jpg\" width=\"1376\" height=\"768\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/maritime-accident-investigator-examining-failed-deck-equipme-photo-4-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/maritime-accident-investigator-examining-failed-deck-equipme-photo-4-300x167.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/maritime-accident-investigator-examining-failed-deck-equipme-photo-4-768x429.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/maritime-accident-investigator-examining-failed-deck-equipme-photo-4-1024x572.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/maritime-accident-investigator-examining-failed-deck-equipme-photo-4.jpg 1376w\" sizes=\"auto, (max-width: 1376px) 100vw, 1376px\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\">Car Accidents in Miami<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\">Know Your Rights After a Car Accident<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);\">You may be entitled to recover damages. Learn what to do next and how CHG Personal Injury Lawyers can help.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get Your Free Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get Your Free Case Evaluation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published September 07, 2026<\/p>\n\n<article lang=\"en\">\n\n<h2>Car Accidents in Miami: What to Do After a Crash and How to Pursue Your Claim<\/h2>\n<p>If you&#8217;ve been injured in a car accident in Miami, you likely have legal rights you don&#8217;t yet know about. Time matters. Florida&#8217;s no-fault insurance system and the &#8220;serious injury threshold&#8221; determine whether you can pursue a claim beyond your own insurance. Most injured people don&#8217;t understand these rules until it&#8217;s too late to act. This guide explains what happens after a crash, what your claim might include, and why contacting a local attorney early protects your rights.<\/p>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-cargo-ship-with-broken-mooring-lines-at-harbor-after-photo-1-1024x572.jpg\" alt=\"Damaged cargo ship with broken mooring lines at harbor after maritime incident.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1024\" height=\"572\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-cargo-ship-with-broken-mooring-lines-at-harbor-after-photo-1-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-cargo-ship-with-broken-mooring-lines-at-harbor-after-photo-1-300x167.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-cargo-ship-with-broken-mooring-lines-at-harbor-after-photo-1-768x429.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-cargo-ship-with-broken-mooring-lines-at-harbor-after-photo-1-1024x572.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/damaged-cargo-ship-with-broken-mooring-lines-at-harbor-after-photo-1.jpg 1376w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" loading=\"lazy\" decoding=\"async\"\/><\/figure>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If you&#x27;ve been injured in a car accident in Miami, you don&#x27;t have to navigate the claim process alone. Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>Car Accidents in Miami: A Common but Serious Problem<\/h2>\n<p>Miami&#8217;s heavy traffic and road conditions create a high-risk environment for crashes. Major corridors like I-95, the Sawgrass Expressway, US-1, and Biscayne Boulevard see frequent multi-vehicle collisions, especially during rush hour and heavy rain. Many of these accidents result in injury\u2014ranging from minor whiplash to catastrophic, life-altering harm. The injured person often has no idea they can pursue a legal claim.<\/p>\n<p>This page focuses on what happens <em>after<\/em> the crash: your health, your insurance claim, and your next steps toward recovery and compensation.<\/p>\n<h2>Immediately After a Car Accident in Miami: What You Need to Do<\/h2>\n<p>Your first priority is safety and medical attention. If anyone is injured, call 911 right away. Move to a safe location if possible\u2014away from traffic\u2014and wait for emergency responders.<\/p>\n<p><strong>Document the scene.<\/strong> Take photos of vehicle damage, road conditions, traffic signals, weather, and the position of all vehicles involved. Get the names, phone numbers, addresses, insurance details, and vehicle information from other drivers. If there are witnesses, ask for their contact information.<\/p>\n<p><strong>Report the accident.<\/strong> Either Miami-Dade Police Department or Florida Highway Patrol will respond, depending on where the crash occurred. Get the police report number at the scene or by calling non-emergency dispatch. You&#8217;ll need this number to request a copy of the official report later.<\/p>\n<p><strong>Seek medical attention,<\/strong> even if you feel fine. Some injuries\u2014whiplash, internal bleeding, head trauma\u2014don&#8217;t show symptoms for hours or days. A medical record created soon after the crash also strengthens your claim.<\/p>\n<p><strong>Notify your insurance company,<\/strong> but be careful what you say. Stick to the facts. Do not admit fault or speculate about what happened. Your insurer may try to minimize your injuries or liability. Limit the conversation to reporting the accident.<\/p>\n<h2>Common Car Accident Injuries in Miami<\/h2>\n<p>Car accidents in Miami cause a wide range of injuries, from minor to catastrophic:<\/p>\n<ul>\n<li><strong>Whiplash and neck injuries:<\/strong> Often underestimated at first, these can cause chronic pain, limited mobility, and long-term disability.<\/li>\n<li><strong>Back injuries:<\/strong> Muscle strain, disc herniation, and spinal cord damage range from temporary to permanent.<\/li>\n<li><strong>Head and brain injuries:<\/strong> Concussions and <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">traumatic brain injury (TBI)<\/a> can cause cognitive effects, memory loss, and behavioral changes.<\/li>\n<li><strong>Broken bones, lacerations, and soft-tissue damage.<\/strong><\/li>\n<li><strong>Catastrophic injuries:<\/strong> Paralysis, <a href=\"https:\/\/www.christopherreeve.org\/todays-care\/living-with-paralysis\/stats-about-paralysis\/\">spinal cord damage<\/a>, amputation, and severe burns occur in high-impact or rollover crashes.<\/li>\n<li><strong>Psychological injury:<\/strong> PTSD, anxiety, and depression following a serious crash.<\/li>\n<\/ul>\n<h2>Understanding Your Car Accident Claim in Miami<\/h2>\n<p>Florida is a &#8220;no-fault&#8221; state. This means your own insurance policy\u2014specifically Personal Injury Protection (PIP)\u2014covers your medical bills and lost wages up to your policy limit, <em>regardless of who caused the crash<\/em>. This is true even if the other driver was entirely at fault.<\/p>\n<p>However, if your injuries are serious enough, you can step outside the no-fault system and sue the at-fault driver for additional damages. The key is meeting Florida&#8217;s &#8220;serious injury threshold.&#8221;<\/p>\n<p><strong>What counts as a serious injury?<\/strong> Under Florida law, you meet the threshold if you have:<\/p>\n<ul>\n<li>Permanent scarring or disfigurement<\/li>\n<li>Significant and permanent loss of function<\/li>\n<li>A fracture<\/li>\n<li>An injury requiring surgery<\/li>\n<\/ul>\n<p>Catastrophic injuries\u2014spinal cord damage, <a href=\"\/resources\/glossary\/paralysis\/\">paralysis<\/a>, traumatic brain injury, amputation\u2014almost always meet the threshold and warrant a claim beyond PIP.<\/p>\n<h2>Why Location and Road Conditions Matter in Miami Car Accidents<\/h2>\n<p>The location and circumstances of your crash affect liability and damages. High-traffic corridors see frequent multi-vehicle collisions where fault may be shared. Heavy rain and poor visibility increase accident severity. Road defects or poor maintenance can make the government entity responsible for the road liable alongside the at-fault driver.<\/p>\n<p>Rideshare vehicles (Uber, Lyft) and commercial trucks involve additional insurance layers and liability questions. An attorney can investigate these details and identify all responsible parties.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If you were partially at fault for the accident, you may still recover damages. Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>How to Find an Accident Report in Miami-Dade County<\/h2>\n<p>The police report documents the officer&#8217;s observations, driver and witness statements, and preliminary fault determination. You can request a copy from Miami-Dade Police or Florida Highway Patrol (whichever agency responded). You&#8217;ll need the report number, which you should have obtained at the scene.<\/p>\n<p>Your attorney can also obtain the full report and use it to support your claim during settlement negotiations or litigation.<\/p>\n<h2>When to Contact a Car Accident Attorney in Miami<\/h2>\n<p>You should consider contacting an attorney if:<\/p>\n<ul>\n<li>You were injured and the other driver was at fault (even if your injuries seem minor now).<\/li>\n<li>Your medical bills exceed your PIP coverage, or you have a serious or catastrophic injury.<\/li>\n<li>Liability is disputed or multiple vehicles were involved.<\/li>\n<li>The at-fault driver&#8217;s insurance has offered you a settlement\u2014an attorney can evaluate whether it&#8217;s fair.<\/li>\n<li>You&#8217;re unsure whether your injuries meet Florida&#8217;s serious injury threshold.<\/li>\n<\/ul>\n<p><strong>Time matters.<\/strong> <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Florida&#8217;s statute of limitations for personal injury claims<\/a> is 2 years from the date of the accident. However, evidence degrades and witnesses&#8217; memories fade quickly. Early action protects your claim.<\/p>\n<h2>What a Car Accident Claim in Miami Typically Includes<\/h2>\n<p>A successful claim may recover:<\/p>\n<ul>\n<li><strong>Medical expenses:<\/strong> Past and future treatment, surgery, rehabilitation, and therapy.<\/li>\n<li><strong>Lost wages:<\/strong> Income lost while recovering or unable to work.<\/li>\n<li><strong>Pain and suffering:<\/strong> Compensation for physical pain, emotional distress, and reduced quality of life.<\/li>\n<li><strong>Permanent impairment:<\/strong> If the injury causes lasting disability or loss of function.<\/li>\n<li><strong>Loss of earning capacity:<\/strong> If the injury reduces your ability to earn in the future.<\/li>\n<li><strong>Property damage:<\/strong> Vehicle repair or replacement (often handled separately through insurance).<\/li>\n<\/ul>\n<h2>Why You Need a Miami Car Accident Attorney<\/h2>\n<p>Insurance companies are skilled at minimizing payouts. They employ adjusters and lawyers working to reduce what they owe you. An attorney levels the playing field.<\/p>\n<p>We investigate the crash, gather evidence, interview witnesses, and build a strong case. We handle all communication with insurance companies and opposing counsel. This protects you from saying something that weakens your claim. We know Miami-Dade courts, judges, and local procedures, and we can negotiate or litigate effectively.<\/p>\n<p>We work on contingency: you pay nothing unless we recover money for you.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>Frequently Asked Questions<\/h2><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can I recover damages if I was partially at fault?<\/summary><p>Yes. <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Florida follows a modified comparative negligence rule<\/a>: if you are less than 50% at fault, you can recover damages reduced by your percentage of fault.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to file a lawsuit?<\/summary><p>You have <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">2 years from the date of the accident<\/a> to file a personal injury lawsuit in Florida.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What if my injuries don&#8217;t seem serious?<\/summary><p>Some injuries worsen over time. Whiplash, soft-tissue damage, and head injuries can cause long-term problems. An attorney can help you understand whether your injuries meet the serious injury threshold.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Do I need an attorney for a minor accident?<\/summary><p>If you have minor injuries and clear liability, you may resolve the claim through insurance. But if you&#8217;re unsure about your rights or the other driver disputes fault, an attorney protects you.<\/p><\/details><hr \/>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/firefighters-responding-to-overturned-vehicle-at-accident-sc-photo-1024x681.jpg\" alt=\"Firefighters responding to overturned vehicle at accident scene.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1024\" height=\"681\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/firefighters-responding-to-overturned-vehicle-at-accident-sc-photo-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/firefighters-responding-to-overturned-vehicle-at-accident-sc-photo-300x200.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/firefighters-responding-to-overturned-vehicle-at-accident-sc-photo-768x511.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/firefighters-responding-to-overturned-vehicle-at-accident-sc-photo-1024x681.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/firefighters-responding-to-overturned-vehicle-at-accident-sc-photo-1536x1021.jpg 1536w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/09\/firefighters-responding-to-overturned-vehicle-at-accident-sc-photo.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" loading=\"lazy\" decoding=\"async\"\/><\/figure>\n<h2>Get a Free Case Evaluation for Your Miami Car Accident<\/h2>\n<p>If you&#8217;ve been injured in a car accident in Miami, you don&#8217;t have to navigate the claim process alone. CHG Personal Injury Lawyers focuses exclusively on personal injury cases, including car accidents of all severity\u2014from minor injuries to catastrophic, life-altering harm.<\/p>\n<p>We&#8217;re based in Florida, licensed to practice in Florida state courts, and we handle cases throughout Miami-Dade County and beyond. A free case evaluation costs you nothing and carries no obligation. We&#8217;ll listen to what happened, explain your rights, and tell you what we can do to help.<\/p>\n<p><strong>If you&#8217;ve been hurt in a Miami car accident and aren&#8217;t sure whether you have a legal claim, <a href=\"https:\/\/chglawyers.com\/contact-us\/\">contact us for a free case evaluation<\/a>\u2014people in your situation reach out to us regularly, and we&#8217;re ready to help.<\/strong><\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">What to Do After a Car Accident<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">At the Scene<\/h3><p class=\"wp-block-paragraph\">Check for injuries. Call 911 if anyone is hurt. Move to safety if possible. Exchange contact and insurance information with the other driver. Take photos of vehicle damage, the accident scene, and road conditions. Get names and contact details from witnesses.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">After You Leave<\/h3><p class=\"wp-block-paragraph\">Report the accident to your insurance company promptly. Seek medical attention even if you feel fine\u2014some injuries appear later. Keep records of all medical visits, treatment, and expenses. Document lost wages and other out-of-pocket costs related to the accident.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Your Legal Options<\/h3><p class=\"wp-block-paragraph\">You may have a claim against the other driver&#x27;s insurance or a personal injury lawsuit. Florida law allows you to recover damages for medical bills, lost income, pain and suffering, and other losses caused by the accident. An attorney can help you understand your rights and navigate the claims process.<\/p><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Time Matters<\/h3><p class=\"wp-block-paragraph\">There are legal deadlines for filing a lawsuit. The sooner you act, the sooner evidence can be preserved and your case can move forward. Contact an attorney as soon as possible to protect your rights.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Why Choose CHG Personal Injury Lawyers<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">Florida-Based Representation<\/h3><p class=\"wp-block-paragraph\">We are licensed to practice in Florida and understand the state&#x27;s car accident laws, insurance rules, and court procedures.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--heart\"><\/span><\/p><h3 class=\"wp-block-heading\">Focused on Your Recovery<\/h3><p class=\"wp-block-paragraph\">We focus exclusively on personal injury cases, including car accidents of all severities. Your recovery is our priority.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">No Fees Unless There Is a Recovery<\/h3><p class=\"wp-block-paragraph\">We work on a contingent fee basis, so you pay nothing upfront. We only collect a fee if there is a recovery in your case.<\/p><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--phone\"><\/span><\/p><h3 class=\"wp-block-heading\">Free Case Evaluation<\/h3><p class=\"wp-block-paragraph\">Contact us for a free, confidential review of your accident and your potential claim. We&#x27;ll explain your options in plain language.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,#900000);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Important: Comparative Negligence in Florida<\/h3><p class=\"wp-block-paragraph\">If you were partially at fault for the accident, you may still recover damages. Florida law allows you to pursue a claim if you are found to be less than 50% responsible. Your recovery will be reduced by your percentage of fault.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Discuss Your Situation With an Attorney<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Discuss Your Situation With an Attorney<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Common Questions About Car Accident Claims<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">How long do I have to file a lawsuit?<\/h3><p class=\"wp-block-paragraph\">You have 2 years from the date of the accident to file a personal injury lawsuit in Florida. However, acting sooner protects your claim and preserves evidence.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">What damages can I recover?<\/h3><p class=\"wp-block-paragraph\">You may recover compensation for medical expenses, lost wages, pain and suffering, property damage, and other losses directly caused by the accident. An attorney can help identify all damages you may be entitled to claim.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">What if the other driver was uninsured?<\/h3><p class=\"wp-block-paragraph\">If the other driver had no insurance, you may be able to file a claim under your own uninsured motorist coverage. An attorney can help you navigate this process and explore all available options.<\/p><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Do I need an attorney?<\/h3><p class=\"wp-block-paragraph\">While you can file a claim on your own, an attorney protects your rights, handles negotiations with insurance companies, and ensures you receive fair compensation. Many accident victims benefit from legal representation.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Ready to Protect Your Rights?<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Contact CHG Personal Injury Lawyers for a Free Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG Personal Injury Lawyers for a Free Case Evaluation<\/a><\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"\/resources\/car-accident-settlements-florida\/\">Car Accident Settlements in Florida: What Your Injury Claim May Be Worth<\/a><\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Injured in a Miami car accident? 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