{"id":3546,"date":"2026-07-06T06:24:56","date_gmt":"2026-07-06T06:24:56","guid":{"rendered":"https:\/\/spinaladvocacygroup.com\/catastrophic-back-neck-injuries\/florida-statute-limitations-catastrophic-injury\/"},"modified":"2026-08-08T01:20:30","modified_gmt":"2026-08-08T01:20:30","slug":"florida-statute-limitations-catastrophic-injury","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/catastrophic-back-neck-injuries\/florida-statute-limitations-catastrophic-injury\/","title":{"rendered":"Florida Statute of Limitations: Catastrophic Injury"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-secondary-background-color has-background-dim-60 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"Person using a wheelchair looking forward with quiet resolve after a catastrophic spinal injury.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/07\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-32.png\" width=\"1376\" height=\"768\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\">Catastrophic Injury Law \u00b7 Florida<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\">Florida Deadlines Don&#x27;t Wait \u2014 Neither Should Your Claim<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);\">If a spinal cord injury, paralysis, or another catastrophic back or neck injury changed your life, Florida law sets strict time limits for filing a claim. Understanding those deadlines is one of the most important steps you can take.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request a Free Case Evaluation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Advocacy You Can Rely On<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Florida<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Bar-admitted attorneys<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--location chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Nationwide<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Catastrophic cases accepted<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--chat chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Bilingual<\/h3><p class=\"has-text-align-center wp-block-paragraph\">English &amp; Spanish resources<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--heart chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Focused<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Spinal &amp; paralysis claims only<\/p><\/div><\/div>\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published July 07, 2026<\/p>\n\n<article lang=\"en\">\n\n<h2>Statute of Limitations for Catastrophic Injury Claims in Florida: How Long You Have to File<\/h2>\n<p>In most cases, the <strong>Florida statute of limitations for catastrophic injury<\/strong> claims based on negligence is <strong>two years<\/strong> from the date the injury happens. This deadline applies to causes of action that arose on or after March 24, 2023, under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a795.11<\/a>. But the exact deadline depends on your facts\u2014and missing it can end your case for good.<\/p>\n<p>This page explains the filing deadlines that apply to catastrophic spinal cord injuries, paralysis, and permanent back and neck injuries. We wrote it in plain language for people facing a life-altering injury. It&#8217;s general information, not legal advice about your specific situation.<\/p>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/07\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-84.png\" alt=\"a person who uses a wheelchair looking forward with quiet resolve, catastrophic spinal injury\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1376\" height=\"768\"\/><\/figure>\n<h2>Why the Filing Deadline Matters After a Catastrophic Injury<\/h2>\n<p>A statute of limitations is a legal deadline to file a lawsuit. If you miss it, you usually lose your right to recover compensation\u2014no matter how severe your injury is.<\/p>\n<p>That&#8217;s a hard rule. It doesn&#8217;t bend just because someone suffered paralysis or a permanent spinal cord injury. A court can dismiss even a strong case if you file too late.<\/p>\n<p>We know deadlines are easy to overlook after a catastrophic injury. You may be focused on surgery, rehab, breathing support, or learning to live with permanent impairment. Spinal cord injuries can cause lasting loss of movement and sensation, plus problems with the bladder, bowel, and breathing, <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">according to Mayo Clinic<\/a>. Time passes fast during recovery.<\/p>\n<p>This page focuses only on catastrophic injuries. That means spinal cord injuries, paraplegia, quadriplegia, and other permanent, life-altering back or neck injuries.<\/p>\n<h2>Florida&#8217;s General Deadline for Catastrophic Injury Claims (Negligence)<\/h2>\n<p>For most negligence claims, Florida now gives you two years to file a lawsuit. A 2023 tort reform law (HB 837) shortened the old four-year deadline.<\/p>\n<p>Here&#8217;s how the timing works under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a795.11<\/a>:<\/p>\n<ul>\n<li>Claims that arose <strong>on or after March 24, 2023<\/strong> generally have a <strong>two-year<\/strong> deadline.<\/li>\n<li>Claims that arose <strong>before that date<\/strong> generally followed the older <strong>four-year<\/strong> rule.<\/li>\n<\/ul>\n<p>This deadline covers catastrophic injuries from many types of negligence. That includes car crashes, truck wrecks, falls, and other accidents caused by someone else&#8217;s carelessness.<\/p>\n<p>Figuring out which deadline applies to your case is fact-specific. It&#8217;s also time-sensitive. A short delay can cost you the chance to file. That&#8217;s why we suggest confirming your deadline early with a licensed attorney.<\/p>\n<h2>The Different Deadline for Medical Malpractice Injuries<\/h2>\n<p>Catastrophic injuries caused by medical negligence follow a separate deadline. Under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a795.11<\/a>, you generally have <strong>two years<\/strong> to file a medical malpractice lawsuit.<\/p>\n<p>That two-year clock usually starts when you discovered the injury, or when you reasonably should have discovered it. This matters for spinal or neurological harm that isn&#8217;t obvious right away.<\/p>\n<p>Florida also has an overall outer limit called a statute of repose. For medical malpractice, this generally caps most claims at <strong>four years<\/strong> from the incident. Limited exceptions exist, such as fraud or intentional concealment by the provider.<\/p>\n<p><strong>Can I claim for medical negligence after 20 years?<\/strong> In most cases, no. The statute of repose generally bars claims filed many years later, even if you didn&#8217;t know about the harm. Narrow exceptions apply, so it&#8217;s worth asking an attorney about your facts.<\/p>\n<h2>The Discovery Rule: When the Clock Starts<\/h2>\n<p>The deadline often starts on the date of the injury. But sometimes it starts when you discovered the harm, or reasonably should have.<\/p>\n<p>This &#8220;discovery rule&#8221; can matter a lot for catastrophic injuries. The full extent of paralysis or permanent impairment sometimes becomes clear only over time. Doctors use tools like the <a href=\"https:\/\/asia-spinalinjury.org\/international-standards-neurological-classification-sci-isncsci\/\">ASIA Impairment Scale<\/a> to classify how severe and complete a spinal cord injury is.<\/p>\n<p>The date your clock actually started is a legal question. It depends on medical records and the details of your case. An attorney can review those facts and pinpoint the right accrual date.<\/p>\n<h2>Shorter Deadlines for Claims Involving Government Entities<\/h2>\n<p>Claims against a government body follow stricter, faster rules. If a government vehicle, public hospital, or public property played a role in your injury, extra steps apply.<\/p>\n<p>Florida&#8217;s sovereign immunity law, <a href=\"https:\/\/www.flsenate.gov\/laws\/statutes\/2020\/768.28\">Fla. Stat. \u00a7768.28<\/a>, controls these claims. You usually must give written notice of your claim to the right agency <strong>before<\/strong> you can sue. For most claims, that notice period is generally <strong>three years<\/strong> (shorter for wrongful death).<\/p>\n<p>These claims also carry damage caps. That means the amount you can recover from a government entity may be limited by statute, even in a catastrophic case.<\/p>\n<p>In the government-related cases our attorneys handle, these notice rules are strict and easy to miss. One missed step can block an otherwise valid claim. Acting early protects your ability to meet every requirement.<\/p>\n<h2>Exceptions That Can Extend or Pause the Deadline<\/h2>\n<p>Some situations pause (&#8220;toll&#8221;) the deadline. These exceptions are limited and depend heavily on your facts.<\/p>\n<p>Common examples include:<\/p>\n<ul>\n<li><strong>Minors.<\/strong> The clock may be paused for children in certain situations.<\/li>\n<li><strong>Legal incapacity.<\/strong> The deadline may pause if an injured person is legally incapacitated. This can matter when a catastrophic injury causes a brain or cognitive impairment.<\/li>\n<li><strong>Defendant conduct.<\/strong> The clock may pause if the at-fault party leaves the state or hides their wrongdoing (fraudulent concealment).<\/li>\n<\/ul>\n<p>Don&#8217;t count on an exception without legal review. These rules are narrow, and courts apply them carefully. An attorney can tell you whether any exception truly fits your case.<\/p>\n<h2>Other Deadlines That May Affect Your Case<\/h2>\n<p>A single accident can involve more than one deadline. Different claims and defendants can carry different filing rules.<\/p>\n<ul>\n<li><strong>Product liability.<\/strong> If defective equipment\u2014like a vehicle part or safety device\u2014contributed to a catastrophic injury, a product claim may apply. It can have its own timing rules.<\/li>\n<li><strong>Wrongful death.<\/strong> If a catastrophic injury results in death, a wrongful death claim has a separate deadline.<\/li>\n<\/ul>\n<p>Complex catastrophic cases often name several defendants. A driver, an employer, a manufacturer, and a government agency could all be involved. Each may face a different deadline. Sorting this out early keeps every option open.<\/p>\n<h2>How Florida&#8217;s Comparative Negligence Rule Affects Your Claim<\/h2>\n<p>Florida uses a modified comparative negligence rule, often called the <strong>51% rule<\/strong>. Under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7768.81<\/a>, someone found <strong>more than 50% at fault<\/strong> for their own harm generally can&#8217;t recover damages.<\/p>\n<p>If you&#8217;re 50% or less at fault, you can still recover. But your award is reduced by your share of fault. So if you&#8217;re 20% at fault, your recovery drops by 20%.<\/p>\n<p>The 51% rule affects the <strong>value<\/strong> of your claim, not the filing deadline. Both matter, though. You have to file on time and also protect the strength of your case. Fault is often disputed, and it depends on the evidence\u2014so preserving proof early is important.<\/p>\n<h2>Related Florida Legal Terms You May Encounter<\/h2>\n<p>Some searches mix up filing deadlines with other legal ideas. Let&#8217;s clear up two common ones.<\/p>\n<p><strong>What is the Williams rule in Florida?<\/strong> It&#8217;s an evidence rule, not a filing deadline. It concerns when similar-fact evidence can be used in a case. It has nothing to do with the statute of limitations.<\/p>\n<p><strong>What is the 3 accident rule in Florida?<\/strong> This isn&#8217;t a recognized statute-of-limitations concept in Florida law. If you saw it online, don&#8217;t rely on it. Use the verified deadlines above and confirm your real deadline with a licensed attorney.<\/p>\n<h2>Steps to Protect Your Rights Before Time Runs Out<\/h2>\n<p>The best way to protect your claim is to act early. A few practical steps can make a real difference.<\/p>\n<ul>\n<li><strong>Preserve evidence.<\/strong> Save medical records, photos, and documentation of the injury and its permanent impact.<\/li>\n<li><strong>Don&#8217;t delay.<\/strong> Deadlines and government notice rules can be short. Waiting can quietly end your rights.<\/li>\n<li><strong>Get legal advice.<\/strong> Speak with a licensed attorney early to confirm which deadline applies to your situation.<\/li>\n<\/ul>\n<p>Spinal cord injuries and paralysis affect a large number of Americans each year, according to the <a href=\"https:\/\/www.christopherreeve.org\/todays-care\/living-with-paralysis\/stats-about-paralysis\/\">Christopher &amp; Dana Reeve Foundation<\/a> and the <a href=\"https:\/\/www.nscisc.uab.edu\/\">National Spinal Cord Injury Statistical Center<\/a>. If your injury involved someone else&#8217;s negligence, timing your claim correctly is one of the most important early steps.<\/p>\n<h2>Talk to a Catastrophic Injury Attorney About Your Deadline<\/h2>\n<p>If you or a loved one suffered a catastrophic spinal or back\/neck injury, we&#8217;re here to help you understand your options. Our attorneys are admitted to The Florida Bar, and our firm handles catastrophic spinal cord injury and paralysis cases nationwide.<\/p>\n<p>You can request a <a href=\"https:\/\/chglawyers.com\/contact-us\/\">free case evaluation<\/a> to learn which deadline may apply to your situation. There&#8217;s no pressure\u2014just clear, plain-language answers.<\/p>\n<p>This page is general information, not legal advice. Deadlines vary based on the facts, and only a review of your case can confirm your <strong>Florida statute of limitations for catastrophic injury<\/strong> claim. To learn more about these injuries, visit our pillar guide on catastrophic back and neck injuries. You can also confirm official statute text through <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/\">Florida&#8217;s Online Sunshine<\/a> or review consumer guidance from <a href=\"https:\/\/www.floridabar.org\/public\/consumer\/\">The Florida Bar<\/a>.<\/p>\n<h2>Frequently Asked Questions<\/h2><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to file a catastrophic injury lawsuit in Florida?<\/summary><p class=\"wp-block-paragraph\">For most negligence claims arising on or after March 24, 2023, you generally have two years from the injury date under Fla. Stat. \u00a795.11.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Is the deadline different for medical malpractice injuries?<\/summary><p class=\"wp-block-paragraph\">Yes. Medical malpractice claims generally have a two-year deadline from discovery, with an overall four-year outer limit in most cases.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the 51% rule in Florida?<\/summary><p class=\"wp-block-paragraph\">It means a person found more than 50% at fault for their own injury generally cannot recover damages under Fla. Stat. \u00a7768.81.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What happens if I miss the statute of limitations?<\/summary><p class=\"wp-block-paragraph\">A court will usually dismiss your case, and you&#8217;ll likely lose your right to recover compensation, no matter how serious the injury.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Is the deadline shorter for claims against a government entity?<\/summary><p class=\"wp-block-paragraph\">Yes. Government claims require written notice first and follow strict rules under Fla. Stat. \u00a7768.28, so act early.<\/p><\/details><footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship.<\/em><\/footer>\n<\/article>\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"\/resources\/catastrophic-back-neck-injuries\/\">Catastrophic Back and Neck Injuries: Your Legal Rights and Options<\/a><\/li><\/ul>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/07\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-42.png\" alt=\"a young adult in a wheelchair in a spinal-cord-injury rehabilitation gym with a physical therapist\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1376\" height=\"768\"\/><\/figure>\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"https:\/\/chglawyers.com\/resources\/jacksonville-catastrophic-injury-lawyer\/\">Jacksonville Catastrophic Injury Lawyer | Spinal &amp; Paralysis<\/a><\/li><li><a href=\"https:\/\/chglawyers.com\/resources\/paralysis-injury-lawyer\/\">Paralysis Injury Lawyer | Paraplegia &amp; Quadriplegia<\/a><\/li><li><a href=\"https:\/\/chglawyers.com\/resources\/proving-fault-catastrophic-injury-claim\/\">Proving Fault in a Catastrophic Injury Claim<\/a><\/li><li><a href=\"\/resources\/catastrophic-back-neck-injuries\/what-to-do-after-catastrophic-spine-injury\/\">What to Do After a Catastrophic Spine Injury<\/a><\/li><\/ul>\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Don&#x27;t Assume You Still Have Time<\/h3><p class=\"wp-block-paragraph\">Deadlines can be shorter than you expect \u2014 and missing one can permanently bar your claim, no matter how serious your injury. If you or a loved one has suffered a spinal cord injury or paralysis, speak with a licensed attorney about the specific deadlines that may apply to your situation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Talk to a Florida Attorney<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Key Deadlines to Understand<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">General Negligence Claims<\/h3><p class=\"wp-block-paragraph\">For most negligence claims arising on or after March 24, 2023, Florida law under Fla. Stat. \u00a795.11 generally provides two years from the date of injury to file suit. Claims that arose before that date may fall under an earlier four-year rule.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Medical Malpractice<\/h3><p class=\"wp-block-paragraph\">Catastrophic injuries caused by medical negligence generally follow a two-year deadline that starts when the injury is discovered \u2014 or reasonably should have been discovered \u2014 subject to an overall statute of repose. These rules are complex and fact-specific.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Claims Against Government<\/h3><p class=\"wp-block-paragraph\">When a public entity may be responsible, Florida imposes special pre-suit notice requirements and shorter timeframes. Prompt action is critical to preserve these claims.<\/p><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Why Timing Varies<\/h3><p class=\"wp-block-paragraph\">The clock, and how it is calculated, can depend on who is at fault, when the injury was discovered, and the type of claim. Only a review of your specific facts can determine the deadlines that apply to you.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Why Acting Early Matters<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--clock\"><\/span><\/p><h3 class=\"wp-block-heading\">Deadlines Are Firm<\/h3><p class=\"wp-block-paragraph\">Once the applicable statute of limitations passes, courts generally will not allow the claim to proceed \u2014 regardless of how severe the injury.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">Evidence Fades<\/h3><p class=\"wp-block-paragraph\">Medical records, accident scenes, and witness memories are easiest to preserve soon after a catastrophic injury occurs.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--users\"><\/span><\/p><h3 class=\"wp-block-heading\">Complex Facts Take Time<\/h3><p class=\"wp-block-paragraph\">Spinal cord and paralysis cases often involve multiple parties and detailed medical review, which takes time to build carefully.<\/p><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--info\"><\/span><\/p><h3 class=\"wp-block-heading\">Every Case Is Different<\/h3><p class=\"wp-block-paragraph\">General deadlines are a starting point, not legal advice. A licensed attorney can help you understand the timeframes that apply to your circumstances.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-secondary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Not Sure How Much Time You Have? Ask Before It&#x27;s Too Late.<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request a Free Case Evaluation<\/a><\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>How long do you have to file a catastrophic spinal injury claim in Florida? Learn the deadlines, exceptions, and why acting early protects your rights.<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":3534,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/chglawyers.com\/resources\/catastrophic-back-neck-injuries\/florida-statute-limitations-catastrophic-injury\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/chglawyers.com\/resources\/es\/lesiones-catastroficas-espalda-cuello\/florida-plazo-prescripcion-lesion-catastrofica\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/chglawyers.com\/resources\/catastrophic-back-neck-injuries\/florida-statute-limitations-catastrophic-injury\/\"}]","chg_jsonld":"[{\"@context\": \"https:\/\/schema.org\", \"author\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"url\": \"https:\/\/spinaladvocacygroup.com\/attorneys\/igor-hernandez\/\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"]}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"CHG Personal Injury Lawyers\", \"@id\": \"https:\/\/chglawyers.com\/resources\/catastrophic-back-neck-injuries\/florida-statute-limitations-catastrophic-injury\/#organization\", \"url\": \"https:\/\/chglawyers.com\/\"}, \"reviewedBy\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"url\": \"https:\/\/spinaladvocacygroup.com\/attorneys\/igor-hernandez\/\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"]}, \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"headline\": \"Florida Statute of Limitations: Catastrophic Injury\", \"image\": \"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/07\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-32.png\", \"description\": \"How long do you have to file a catastrophic spinal injury claim in Florida? 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Medical malpractice claims generally have a two-year deadline from discovery, with an overall four-year outer limit in most cases.\"}}, {\"@type\": \"Question\", \"name\": \"What is the 51% rule in Florida?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It means a person found more than 50% at fault for their own injury generally cannot recover damages under Fla. Stat. \u00a7768.81.\"}}, {\"@type\": \"Question\", \"name\": \"What happens if I miss the statute of limitations?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"A court will usually dismiss your case, and you\u2019ll likely lose your right to recover compensation, no matter how serious the injury.\"}}, {\"@type\": \"Question\", \"name\": \"Is the deadline shorter for claims against a government entity?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. Government claims require written notice first and follow strict rules under Fla. 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