{"id":2796,"date":"2026-08-13T02:03:43","date_gmt":"2026-08-13T02:03:43","guid":{"rendered":"https:\/\/34-74-180-255.nip.io\/catastrophic-truck-accident-injuries\/trucking-company-insurance-coverage\/"},"modified":"2026-08-24T09:05:08","modified_gmt":"2026-08-24T09:05:08","slug":"trucking-company-insurance-coverage","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/catastrophic-truck-accident-injuries\/trucking-company-insurance-coverage\/","title":{"rendered":"How Much Insurance Do Trucking Companies Carry?"},"content":{"rendered":"\n
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Truck Accident Claims<\/p>

How Much Insurance Do Trucking Companies Really Carry?<\/h1>

Federal law sets a floor of $750,000 for most interstate carriers. After a catastrophic crash, that floor is often far too low. Here's what you need to know from your side.<\/p>\n

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Focused on Life-Altering Truck Crash Injuries<\/h2>\n

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$750K<\/h3>

Federal minimum liability for most interstate trucks<\/p><\/div>

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$1M+<\/h3>

Coverage many large carriers actually carry<\/p><\/div>

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Nationwide<\/h3>

Florida-based, cases handled across the U.S.<\/p><\/div>

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Bilingual<\/h3>

Support in English and Spanish<\/p><\/div><\/div>\n\n<\/div>\n\n\n

By CHG Lawyers \u00b7 Published August 08, 2026<\/p>\n\n

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How Much Insurance Do Trucking Companies Carry?<\/h2>\n

Under federal law, most interstate trucking companies must carry at least $750,000 in liability insurance. This rule is set at 49 C.F.R. \u00a7387.9. Many large carriers carry $1 million or more.<\/strong> But in a serious crash, that federal minimum is often far too low. It rarely covers the lifetime cost of a serious injury. It rarely covers the loss of a loved one.<\/p>\n

Are you reading this after a truck crash? Then you likely have one hard question. Will the trucking company’s insurance really cover what happened? This page answers that from your side. It’s for the injured person or the family left behind. It is not for the trucker’s side.<\/p>\n

Most articles on this topic are written for carriers shopping for a policy. This one isn’t.<\/p>\n

This is general educational information. It is not legal advice about your case. Every crash is different. The coverage that applies depends on the facts.<\/p>\n\n

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Not sure what your next step is?<\/h3>

Talk it through with our team — the first consultation is free, confidential, and carries no obligation.<\/p>

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The federal minimum: what the FMCSA actually requires<\/h2>\n

The Federal Motor Carrier Safety Administration (FMCSA) sets the minimum insurance for interstate motor carriers. These are trucking companies that cross state lines. The rule is 49 C.F.R. \u00a7387.9<\/a>. The required amounts are:<\/p>\n