{"id":21259,"date":"2026-08-15T03:30:08","date_gmt":"2026-08-15T03:30:08","guid":{"rendered":"https:\/\/chglawyers.com\/resources\/catastrophic-injury-claims-law-firm-florida\/"},"modified":"2026-10-02T12:22:00","modified_gmt":"2026-10-02T12:22:00","slug":"catastrophic-injury-claims-law-firm-florida","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/catastrophic-injury-claims-law-firm-florida\/","title":{"rendered":"Florida Catastrophic Injury Claims Law Firm | Free Review"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-secondary-background-color has-background-dim-60 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"Person using a wheelchair looking forward with quiet resolve after a catastrophic spinal injury.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-6.jpg\" width=\"1376\" height=\"768\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-6-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-6-300x167.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-6-768x429.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-6-1024x572.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-6.jpg 1376w\" sizes=\"auto, (max-width: 1376px) 100vw, 1376px\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\">Catastrophic Injury Claims \u00b7 Florida &amp; Nationwide<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\">When an Injury Changes Everything, You Deserve Answers<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);\">CHG Personal Injury Lawyers represents people and families facing spinal cord injuries, paralysis, brain injuries, amputations, severe burns, and the loss of a loved one. We handle the legal fight so you can focus on healing.<\/p>\n<div class=\"wp-block-buttons\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Request a Free Case Review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request a Free Case Review<\/a><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Focused on the Most Serious Cases<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--location chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Nationwide<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Cases accepted across the U.S.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--chat chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Bilingual<\/h3><p class=\"has-text-align-center wp-block-paragraph\">English &amp; Spanish support<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">FL Bar<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Licensed, Florida Bar-admitted attorneys<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--phone chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">No Fee<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Free initial case evaluation<\/p><\/div><\/div>\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published August 15, 2026<\/p>\n\n<article lang=\"en\">\n\n<h2>Catastrophic Injury Claims Law Firm in Florida<\/h2>\n<p>Did a serious accident or a violent attack leave you or a loved one with a permanent injury? You may have a legal claim. It can cover the full lifetime cost of that harm.<\/p>\n<p>CHG Personal Injury Lawyers is a Florida-based catastrophic injury claims law firm. We help injured people and grieving families seek that recovery. Your first step is simple: <a href=\"https:\/\/chglawyers.com\/contact-us\/\">request a free case evaluation<\/a>.<\/p>\n<p>We focus only on the most serious cases. These include spinal cord injuries, <a href=\"\/resources\/glossary\/paralysis\/\">paralysis<\/a>, traumatic brain injuries, amputations, severe burns, and catastrophic back and neck injuries. We also handle fatal accidents.<\/p>\n<p>Below, we answer the questions people really ask. What counts as &#8220;catastrophic&#8221;? How does Florida&#8217;s 51% fault rule work? How long do you have to file? Which injuries are hardest to prove? We also explain how we build these cases.<\/p>\n\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-7-1024x572.png\" alt=\"Young adult in a wheelchair working with a physical therapist in a spinal-cord-injury rehabilitation gym.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1024\" height=\"572\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-7-150x150.png 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-7-300x167.png 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-7-768x429.png 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-7-1024x572.png 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-7.png 1376w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" loading=\"lazy\" decoding=\"async\"\/><\/figure>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>When an Injury Changes Everything: Who This Is For<\/h2>\n<p>This page is for anyone whose life changed in an instant because someone else was careless. It is also for the families left to figure out what comes next.<\/p>\n<p>We help people who are dealing with:<\/p>\n<ul>\n<li>Permanent impairment or disability<\/li>\n<li>Around-the-clock or long-term care needs<\/li>\n<li>Lost earning power from a career they can no longer do<\/li>\n<li>The death of a loved one in a preventable accident<\/li>\n<\/ul>\n<p>You won&#8217;t pay us upfront. We handle these claims on a contingency-fee basis. That means our fee comes only from money we recover for you. The terms depend on your case, and we put them in writing. The case evaluation is free, with no obligation.<\/p>\n<p>We&#8217;re based in Florida. We serve clients in Miami, Orlando, Tampa, and Jacksonville. We also take catastrophic cases nationwide.<\/p>\n<p>Is English not your first language? That shouldn&#8217;t stand between you and answers. Our team helps clients in both English and Spanish. <a href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact us to talk with our team<\/a>.<\/p>\n<h2>What Counts as a Catastrophic Injury?<\/h2>\n<p>A catastrophic injury is a permanent injury that causes lasting harm. It is not minor or temporary. It changes how you live, work, and care for yourself. Often it does so for the rest of your life.<\/p>\n<p>That is the line courts and insurers draw. It separates an ordinary claim from one that must cover decades of future cost.<\/p>\n<p>Our attorneys handle claims involving:<\/p>\n<ul>\n<li><strong>Spinal cord injuries<\/strong> and <strong>paralysis<\/strong>. This includes paraplegia (paralysis of the lower body) and quadriplegia (paralysis of all four limbs). Which one happens depends on where the spinal cord is damaged, per <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">Mayo Clinic<\/a>.<\/li>\n<li><strong>Traumatic brain injuries (TBI)<\/strong> \u2014 serious harm to the brain<\/li>\n<li><strong>Amputation and limb loss<\/strong><\/li>\n<li><strong>Severe burn injuries<\/strong><\/li>\n<li><strong>Catastrophic back and neck injuries<\/strong><\/li>\n<\/ul>\n<p>Fatal injuries are included too. When a preventable accident takes a life, surviving family members may bring a wrongful-death claim. We handle those cases with dignity. Our focus stays on the family left behind, never on graphic detail.<\/p>\n<p>Why are these cases different? A spinal cord injury can cause permanent changes in strength, feeling, and body function below the injury site. It may also affect breathing and bladder or bowel control, according to <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">Mayo Clinic<\/a>.<\/p>\n<p>The <a href=\"https:\/\/www.nscisc.uab.edu\/\">National Spinal Cord Injury Statistical Center (NSCISC)<\/a> reports that people with these injuries face large lifetime costs. This includes health care and living costs. Costs are highest in the first year. They continue every year after. That is why we measure these claims over a lifetime, not by a single hospital bill.<\/p>\n<p>We don&#8217;t handle minor matters like soft-tissue strains, whiplash, or simple fractures. If your injury is serious and permanent, you&#8217;re in the right place.<\/p>\n<h2>How Catastrophic Injuries Happen<\/h2>\n<p>Most of our cases come from a few high-force situations. In these, the harm is severe and lasting.<\/p>\n<p><strong>Truck and commercial-vehicle crashes.<\/strong> A loaded tractor-trailer can weigh 20 to 30 times more than a car. That size difference turns a crash into a catastrophe. These cases often involve several responsible parties. That can include the driver, the trucking company, a maintenance contractor, or a cargo loader. Each may carry separate insurance.<\/p>\n<p><strong>Violent attacks on unsafe property.<\/strong> Maybe you were assaulted, shot, robbed, sexually assaulted, or attacked. It may have happened at an apartment complex, a parking lot or garage, a hotel, a bar, a gas station, a store, or an ATM.<\/p>\n<p>Did the property owner fail to provide reasonable security? That means things like working locks and gates, good lighting, cameras, or guards. If that failure let the attack happen, you may have a claim against the owner.<\/p>\n<p>The legal term for this is <strong>negligent security<\/strong>. It is a type of premises liability. You don&#8217;t need to know the term to have a case. You only need to tell us what happened.<\/p>\n<p><strong>Other serious crashes and medical negligence.<\/strong> Severe car and pedestrian crashes can cause life-altering harm. So can preventable medical errors.<\/p>\n<p>Serious crashes turn fatal far too often. The federal <a href=\"https:\/\/www-fars.nhtsa.dot.gov\/\">NHTSA Fatality Analysis Reporting System (FARS)<\/a> is the government&#8217;s official count of every fatal traffic crash on U.S. public roads. And motor-vehicle crashes remain a leading cause of spinal cord injury, per <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">Mayo Clinic<\/a>.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Have questions about what happened?<\/h3><p class=\"wp-block-paragraph\">Ask our team directly. The first conversation is free, confidential, and there is no obligation to continue.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Talk to our team<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Talk to our team<\/a><\/div><\/div>\n<\/div>\n<h2>What Our Catastrophic Injury Claims Service Covers<\/h2>\n<p>We build the full case, from investigation to trial preparation.<\/p>\n<ul>\n<li><strong>Full investigation.<\/strong> We move fast to secure evidence. That includes truck logging and engine data, property incident reports, and prior-crime history for a premises case. We also secure video footage before it&#8217;s erased.<\/li>\n<li><strong>Finding every responsible party.<\/strong> We identify each at-fault party and all available insurance coverage. There is often more than one policy.<\/li>\n<li><strong>Documenting the true lifetime cost.<\/strong> We work with treating doctors, job experts, and certified life-care planners. Together, we map your future needs.<\/li>\n<li><strong>Calculating all your damages.<\/strong> This covers past and future medical care, lost wages, and reduced earning power. It also covers home and vehicle changes, pain and suffering, and loss of companionship.<\/li>\n<li><strong>Wrongful-death claims.<\/strong> We seek recovery for surviving family members under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/0768PARTIIContentsIndex.html\">Florida&#8217;s Wrongful Death Act (Fla. Stat. \u00a7\u00a7 768.16\u2013768.26)<\/a>.<\/li>\n<li><strong>Handling insurers and litigation.<\/strong> We manage all contact with insurers. We prepare for trial when they won&#8217;t offer a fair settlement.<\/li>\n<\/ul>\n<p>To grade the severity of a spinal injury, doctors use the ASIA Impairment Scale. This is the standard neurological classification (ISNCSCI) published by the <a href=\"https:\/\/asia-spinalinjury.org\/international-standards-neurological-classification-sci-isncsci\/\">American Spinal Injury Association<\/a>.<\/p>\n<p>We turn that medical evidence into a clear picture. It shows how your injury will affect the rest of your life. For families who want independent information on living with paralysis, the <a href=\"https:\/\/www.christopherreeve.org\/\">Christopher &amp; Dana Reeve Foundation<\/a> is a recognized nonprofit resource.<\/p>\n<h2>How It Works: What to Expect Step by Step<\/h2>\n<ol>\n<li><strong>Free case evaluation.<\/strong> You contact us. We listen, answer your questions, and assess whether you have a claim.<\/li>\n<li><strong>Investigation and evidence preservation.<\/strong> We act quickly to secure records and footage before they disappear.<\/li>\n<li><strong>Medical and damages documentation.<\/strong> We build a complete picture of your lifelong needs.<\/li>\n<li><strong>Demand and negotiation.<\/strong> We present the claim to insurers and push for a fair settlement.<\/li>\n<li><strong>Litigation if needed.<\/strong> If no fair offer comes, we file suit and prepare for trial.<\/li>\n<\/ol>\n<p>Catastrophic cases take time. That&#8217;s because they need full documentation of a lifelong impact. We can&#8217;t promise a timeline or a result. But we can commit to building your case carefully. <a href=\"https:\/\/chglawyers.com\/contact-us\/\">Start with a free evaluation<\/a>.<\/p>\n<h2>Understanding Florida&#8217;s 51% Rule and Fault<\/h2>\n<p>Under Florida&#8217;s <strong>51% rule<\/strong>, one thing matters. A person found <em>more than<\/em> 50% at fault for their own injuries generally cannot recover damages at all. Lawyers call this modified comparative negligence. It is set out in <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7 768.81<\/a>, as amended in 2023.<\/p>\n<p>Even when you can recover, shared fault lowers your award. If you&#8217;re found 20% at fault, your damages are cut by 20%. That math is why insurers work so hard to blame you. Every percentage point they shift saves them money. And past the 51% line, it can wipe out your claim entirely.<\/p>\n<p>This is general information, not legal advice about your case. It&#8217;s also why early legal help matters. We preserve evidence quickly. That protects you against unfair fault arguments before the story hardens.<\/p>\n<h2>Frequently Asked Questions<\/h2><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What counts as a catastrophic injury?<\/summary><p class=\"wp-block-paragraph\">It is an injury that causes permanent harm and changes your life long-term. This includes spinal cord injury and paralysis, traumatic brain injury, amputation, severe burns, and catastrophic back or neck injuries. Fatal injuries are included, because death is the most severe outcome of all. Temporary or minor injuries are not catastrophic.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the hardest injury to prove?<\/summary><p class=\"wp-block-paragraph\">Often it&#8217;s the &#8220;invisible&#8221; injury \u2014 traumatic brain injury. Changes in thinking, mood, and memory don&#8217;t always show up on a standard CT or MRI scan. So what makes these claims stand up? Careful medical records, brain-function testing, and testimony from people who knew you before and after the injury.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What is Florida&#8217;s 51% rule?<\/summary><p class=\"wp-block-paragraph\">It means a person more than 50% responsible for their own injury generally can&#8217;t recover. And any recovery is reduced by your share of fault. See <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7 768.81<\/a>.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How much does it cost to hire a catastrophic injury lawyer?<\/summary><p class=\"wp-block-paragraph\">Nothing upfront. We work on a contingency fee, so our fee comes only from money we recover. The case evaluation is free.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to file in Florida?<\/summary><p class=\"wp-block-paragraph\">Florida generally allows two years for negligence claims that begin on or after March 24, 2023, under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a7 95.11<\/a>. Deadlines vary by claim type and are strict, so contact us promptly.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Do you handle cases outside Florida?<\/summary><p class=\"wp-block-paragraph\">Yes. We&#8217;re based in Florida and take catastrophic injury cases nationwide, with support in English and Spanish.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What if my family member died?<\/summary><p class=\"wp-block-paragraph\">You may have a wrongful-death claim under Florida&#8217;s Wrongful Death Act. These cases are squarely within our focus, and we handle them with dignity.<\/p><\/details>\n<figure class=\"wp-block-image size-large has-custom-border\"><img src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/neurosurgeon-reviewing-a-cervical-spine-mri-showing-a-spinal-photo-3-1024x572.jpg\" alt=\"Neurosurgeon reviewing a cervical-spine MRI showing a spinal cord injury.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1024\" height=\"572\" srcset=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/neurosurgeon-reviewing-a-cervical-spine-mri-showing-a-spinal-photo-3-150x150.jpg 150w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/neurosurgeon-reviewing-a-cervical-spine-mri-showing-a-spinal-photo-3-300x167.jpg 300w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/neurosurgeon-reviewing-a-cervical-spine-mri-showing-a-spinal-photo-3-768x429.jpg 768w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/neurosurgeon-reviewing-a-cervical-spine-mri-showing-a-spinal-photo-3-1024x572.jpg 1024w, https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/08\/neurosurgeon-reviewing-a-cervical-spine-mri-showing-a-spinal-photo-3.jpg 1376w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" loading=\"lazy\" decoding=\"async\"\/><\/figure>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Want to know where you stand?<\/h3><p class=\"wp-block-paragraph\">Tell us what happened and our team will walk you through the options available to you, at no cost.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Get a free review<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Get a free review<\/a><\/div><\/div>\n<\/div>\n<h2>Talk to a Catastrophic Injury Claims Law Firm in Florida<\/h2>\n<p>You&#8217;re facing a life-altering injury. Choosing the right firm is a big decision. CHG Personal Injury Lawyers focuses on serious, permanent injuries and fatal accidents. Florida Bar-admitted attorneys stand behind every case.<\/p>\n<p>Your case evaluation is free, confidential, and comes with no obligation. We offer support in English and Spanish. Evidence can vanish, and filing deadlines are strict, so don&#8217;t wait. <a href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG Personal Injury Lawyers today<\/a>.<\/p>\n<p><em>This page is attorney advertising and offers general information, not legal advice. No result is promised or guaranteed. Every case is different.<\/em><\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Catastrophic Injuries We Handle<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--heart\"><\/span><\/p><h3 class=\"wp-block-heading\">Spinal Cord Injuries &amp; Paralysis<\/h3><p class=\"wp-block-paragraph\">Paraplegia and quadriplegia that permanently change mobility, independence, and daily life.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--lightbulb\"><\/span><\/p><h3 class=\"wp-block-heading\">Traumatic Brain Injuries<\/h3><p class=\"wp-block-paragraph\">TBIs that affect memory, cognition, personality, and long-term function.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">Amputation &amp; Limb Loss<\/h3><p class=\"wp-block-paragraph\">Traumatic amputations and surgical limb loss following serious accidents.<\/p><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--info\"><\/span><\/p><h3 class=\"wp-block-heading\">Severe Burns &amp; Back\/Neck Injuries<\/h3><p class=\"wp-block-paragraph\">Life-altering burns and catastrophic spinal, back, and neck injuries.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">Truck Accidents<\/h3><p class=\"wp-block-paragraph\">Crashes with commercial trucks that often cause permanent or fatal injuries.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--users\"><\/span><\/p><h3 class=\"wp-block-heading\">Wrongful Death<\/h3><p class=\"wp-block-paragraph\">Support for families who have lost a loved one to a preventable accident or unsafe property.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Hurt in an Attack on Someone Else&#x27;s Property?<\/h3><p class=\"wp-block-paragraph\">If you were assaulted, shot, robbed, or attacked at an apartment complex, parking garage, hotel, bar, gas station, or store, and the owner failed to provide reasonable security &#8212; working locks and gates, lighting, cameras, or guards &#8212; you may have a claim against that property owner. This is known as a negligent security case.<\/p>\n<div class=\"wp-block-buttons\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Talk to Us Confidentially<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Talk to Us Confidentially<\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">What to Do After a Catastrophic Injury<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Get Medical Care First<\/h3><p class=\"wp-block-paragraph\">Your health comes first. Follow your doctors&#x27; guidance and keep records of every diagnosis, treatment, and cost.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Preserve the Evidence<\/h3><p class=\"wp-block-paragraph\">Photos, incident reports, and witness details can matter greatly. Try to keep anything connected to how the injury happened.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Watch Legal Deadlines<\/h3><p class=\"wp-block-paragraph\">Injury and wrongful-death claims are limited by law. Acting sooner helps protect your ability to seek compensation.<\/p><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Speak With an Attorney<\/h3><p class=\"wp-block-paragraph\">Before signing anything or speaking with an insurer, contact us for a free, no-obligation case review.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-secondary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Tell Us What Happened. Your Case Review Is Free.<\/h2>\n\n<div class=\"wp-block-buttons\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17867514283\">Contact CHG Personal Injury Lawyers<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Contact CHG Personal Injury Lawyers<\/a><\/div><\/div><\/div>\n\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"\/resources\/glossary\/tetraplegia\/\">Tetraplegia<\/a><\/li><li><a href=\"\/resources\/catastrophic-injury-claims-law-firm-orlando\/\">Catastrophic Injury Claims Law Firm Orlando<\/a><\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Florida catastrophic injury claims law firm for spinal cord, brain, burn, amputation &#038; wrongful-death cases. Free case evaluation. Se habla espa\u00f1ol.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_review":"","chg_sendback":"","chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/chglawyers.com\/resources\/catastrophic-injury-claims-law-firm-florida\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/chglawyers.com\/resources\/es\/lesiones-graves-abogados-florida\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/chglawyers.com\/resources\/catastrophic-injury-claims-law-firm-florida\/\"}]","chg_jsonld":"[{\"@context\": \"https:\/\/schema.org\", \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"about\": [{\"@type\": \"Thing\", \"name\": \"Spinal cord injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Spinal_cord_injury\"}, {\"@type\": \"Thing\", \"name\": \"Paraplegia\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Paraplegia\"}], \"mentions\": [{\"@type\": \"Thing\", \"name\": \"Tetraplegia\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Tetraplegia\"}, {\"@type\": \"Thing\", \"name\": \"Paralysis\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Paralysis\"}, {\"@type\": \"Thing\", \"name\": \"Spinal cord\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Spinal_cord\"}, {\"@type\": \"Thing\", \"name\": \"American Spinal Injury Association\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/American_Spinal_Injury_Association\"}, {\"@type\": \"Thing\", \"name\": \"Personal injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Personal_injury\"}, {\"@type\": \"Thing\", \"name\": \"Statute of limitations\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Statute_of_limitations\"}, {\"@type\": \"Thing\", \"name\": \"Comparative negligence\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Comparative_negligence\"}, {\"@type\": \"Thing\", \"name\": \"Traumatic brain injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Traumatic_brain_injury\"}, {\"@type\": \"Thing\", \"name\": \"Amputation\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Amputation\"}, {\"@type\": \"Thing\", \"name\": \"Burn\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Burn\"}, {\"@type\": \"Thing\", \"name\": \"Florida Bar\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q139559634\"}], \"author\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"], \"url\": \"https:\/\/chglawyers.com\/our-firm\/\"}, \"publisher\": {\"@type\": \"Organization\", \"@id\": \"https:\/\/chglawyers.com\/resources\/#organization\", \"name\": \"CHG Personal Injury Lawyers\", \"url\": \"https:\/\/chglawyers.com\/\"}, \"reviewedBy\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"], \"url\": \"https:\/\/chglawyers.com\/our-firm\/\"}, \"inLanguage\": \"en\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What counts as a catastrophic injury?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It is an injury that causes permanent harm and changes your life long-term. This includes spinal cord injury and paralysis, traumatic brain injury, amputation, severe burns, and catastrophic back or neck injuries. Fatal injuries are included, because death is the most severe outcome of all. Temporary or minor injuries are not catastrophic.\"}}, {\"@type\": \"Question\", \"name\": \"What is the hardest injury to prove?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Often it's the \\\"invisible\\\" injury \u2014 traumatic brain injury. Changes in thinking, mood, and memory don't always show up on a standard CT or MRI scan. So what makes these claims stand up? Careful medical records, brain-function testing, and testimony from people who knew you before and after the injury.\"}}, {\"@type\": \"Question\", \"name\": \"What is Florida's 51% rule?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It means a person more than 50% responsible for their own injury generally can't recover. And any recovery is reduced by your share of fault. See Fla. Stat. \u00a7 768.81.\"}}, {\"@type\": \"Question\", \"name\": \"How much does it cost to hire a catastrophic injury lawyer?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Nothing upfront. We work on a contingency fee, so our fee comes only from money we recover. The case evaluation is free.\"}}, {\"@type\": \"Question\", \"name\": \"How long do I have to file in Florida?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Florida generally allows two years for negligence claims that begin on or after March 24, 2023, under Fla. Stat. \u00a7 95.11. Deadlines vary by claim type and are strict, so contact us promptly.\"}}, {\"@type\": \"Question\", \"name\": \"Do you handle cases outside Florida?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes. 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