{"id":134,"date":"2026-06-22T22:12:08","date_gmt":"2026-06-22T22:12:08","guid":{"rendered":"https:\/\/spinaladvocacygroup.com\/catastrophic-back-and-neck-injuries\/florida\/"},"modified":"2026-08-08T01:22:35","modified_gmt":"2026-08-08T01:22:35","slug":"florida","status":"publish","type":"page","link":"https:\/\/chglawyers.com\/resources\/catastrophic-back-and-neck-injuries\/florida\/","title":{"rendered":"Catastrophic Back &#038; Neck Injuries in Florida: Your Rights"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-secondary-background-color has-background-dim-60 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"Person in a wheelchair looking forward with quiet resolve after a catastrophic spinal injury.\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/07\/person-in-a-wheelchair-looking-forward-with-quiet-resolve-af-photo-10.png\" width=\"1408\" height=\"768\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\">Catastrophic Injury \u00b7 Florida<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\">When a Back or Neck Injury Changes Everything, Know Your Rights<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);\">CHG Personal Injury Lawyers represent people living with <a href=\"\/resources\/glossary\/paralysis\/\">paralysis<\/a> and permanent spinal harm across Florida and nationwide. We explain your options in plain language.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request a Free Case Evaluation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Why Injured Families Turn to CHG<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Licensed<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Florida Bar-admitted attorneys<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--location chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Nationwide<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Catastrophic cases accepted across the U.S.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--chat chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Bilingual<\/h3><p class=\"has-text-align-center wp-block-paragraph\">English &amp; Spanish support<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--phone chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Free<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Confidential case evaluations<\/p><\/div><\/div>\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By CHG Lawyers \u00b7 Published July 17, 2026<\/p>\n\n<article lang=\"en\">\n\n<h2>Catastrophic Back and Neck Injuries in Florida: Your Legal Rights Explained<\/h2>\n<p>A catastrophic back or neck injury causes permanent, life-altering harm. This includes paraplegia, quadriplegia, or lasting paralysis. These injuries don&#8217;t just hurt. They change how you live, work, and care for yourself for the rest of your life.<\/p>\n<p>Did you or a loved one just get this kind of diagnosis? Then you likely have urgent questions. This guide explains what counts as a catastrophic injury. It also covers how Florida law shapes your claim. And it shows how to protect your rights.<\/p>\n<p>We write about <strong>catastrophic back and neck injuries in Florida<\/strong> only. We do not cover minor strains, whiplash, or routine back pain.<\/p>\n<p>This page is general information, not legal advice. For help with your own case, talk to a licensed attorney.<\/p>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/07\/person-using-a-wheelchair-looking-forward-with-quiet-resolve-photo-78.png\" alt=\"a person who uses a wheelchair looking forward with quiet resolve, catastrophic spinal injury\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1376\" height=\"768\"\/><\/figure>\n<h2>What counts as a catastrophic back or neck injury in Florida?<\/h2>\n<p>A catastrophic back or neck injury causes permanent paralysis. Or it causes another lasting, life-altering impairment. The key words are <em>permanent<\/em> and <em>life-altering<\/em>. That is what sets these cases apart from routine injury claims.<\/p>\n<p>Common examples include:<\/p>\n<ul>\n<li><strong>Spinal cord injuries<\/strong> that cause paraplegia. This means loss of function in the legs and lower body.<\/li>\n<li><strong>Quadriplegia (tetraplegia)<\/strong> \u2014 loss of function in all four limbs.<\/li>\n<li><strong>Severe vertebral fractures<\/strong> (broken spine bones) that damage the spinal cord.<\/li>\n<li>Injuries that need lifelong care, a wheelchair, or round-the-clock help.<\/li>\n<\/ul>\n<p>Doctors often grade a spinal cord injury as &#8220;complete&#8221; or &#8220;incomplete.&#8221; A complete injury means total loss of feeling and movement below the injury site. An incomplete injury means some function remains, according to <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">Mayo Clinic<\/a>. Medical teams use a clinical standard called the <a href=\"https:\/\/asia-spinalinjury.org\/international-standards-neurological-classification-sci-isncsci\/\">ASIA Impairment Scale<\/a> to rate how severe the injury is.<\/p>\n<p>To be clear about scope: this page does not cover soft-tissue injuries, whiplash, or a herniated disc without catastrophic complications. Those matter, but they are not the focus here.<\/p>\n<h2>Common causes of catastrophic spinal injuries in Florida<\/h2>\n<p>Most catastrophic spinal injuries come from sudden, high-force events. Finding the cause matters. It points to who may be legally responsible.<\/p>\n<p>In Florida, common causes include:<\/p>\n<ul>\n<li><strong>Car, truck, and motorcycle crashes.<\/strong> Motor vehicle crashes are a leading cause of spinal cord injuries, per <a href=\"https:\/\/www.mayoclinic.org\/diseases-conditions\/spinal-cord-injury\/symptoms-causes\/syc-20377890\">Mayo Clinic<\/a>.<\/li>\n<li><strong>Falls from heights.<\/strong> Construction and workplace falls are common in a state that builds year-round.<\/li>\n<li><strong>Boating and water accidents.<\/strong> Diving into shallow water and boat crashes cause serious neck injuries in Florida.<\/li>\n<li><strong>Medical negligence.<\/strong> Surgical errors, delayed diagnosis, or anesthesia mistakes can cause or worsen spinal damage.<\/li>\n<\/ul>\n<p>The National Spinal Cord Injury Statistical Center (<a href=\"https:\/\/www.nscisc.uab.edu\/\">NSCISC<\/a>) tracks these injuries across the U.S. In the catastrophic cases our attorneys handle, finding out exactly how the injury happened is often the first real step toward accountability.<\/p>\n<h2>Florida laws that affect a catastrophic injury claim<\/h2>\n<p>Florida sets deadlines and fault rules. These can decide whether you recover anything at all. Two laws matter most.<\/p>\n<p><strong>The filing deadline (statute of limitations).<\/strong> This is the time limit to file suit. For most negligence claims that arise on or after March 24, 2023, you generally have <strong>two years<\/strong> to file a lawsuit under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a795.11<\/a>. Miss the deadline, and the court can bar your case forever. Deadlines vary by case type. Acting early protects your options.<\/p>\n<p><strong>Shared fault (comparative negligence).<\/strong> This rule cuts your recovery if you share blame. Florida uses a modified comparative-negligence rule under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7768.81<\/a>. If you share some blame, your recovery drops by your share of fault. If you are found <strong>more than 50% at fault<\/strong>, you generally cannot recover damages at all.<\/p>\n<p>Medical negligence claims follow different rules than accident claims. Florida requires special steps before you can file. These pre-suit steps are strict and time-sensitive.<\/p>\n<p>Laws change, and the facts of your case control the outcome. The official, current text of every Florida statute lives on <a href=\"https:\/\/www.leg.state.fl.us\/statutes\/\">Online Sunshine<\/a>. To learn how these rules apply to you, speak with a licensed attorney.<\/p>\n<h2>Types of damages available in catastrophic injury cases<\/h2>\n<p>Damages aim to cover both today&#8217;s costs and a lifetime of future needs. No one can promise a specific amount. Outcomes depend on the facts and evidence.<\/p>\n<p>Damages often include:<\/p>\n<ul>\n<li><strong>Medical expenses.<\/strong> Emergency care, surgery, hospital stays, and rehab.<\/li>\n<li><strong>Future long-term care.<\/strong> Nursing help, therapy, and repeat procedures over decades.<\/li>\n<li><strong>Lost income and lost earning capacity.<\/strong> Wages you miss now, plus what you can no longer earn.<\/li>\n<li><strong>Home and equipment costs.<\/strong> Wheelchair ramps, accessible vehicles, and assistive devices.<\/li>\n<li><strong>Pain, suffering, and reduced quality of life.<\/strong><\/li>\n<\/ul>\n<p>Catastrophic cases are different because the future costs are so large. A young person facing lifelong paralysis may need care for 40 years or more. Getting those numbers right takes careful planning and expert input.<\/p>\n<h2>How catastrophic spinal injuries are proven<\/h2>\n<p>You prove a catastrophic spinal injury two ways. First, with strong medical evidence. Second, with clear proof of who caused it. The two pieces work together.<\/p>\n<p>The medical side usually includes:<\/p>\n<ul>\n<li><strong>Imaging and records<\/strong> \u2014 MRIs, CT scans, and hospital charts.<\/li>\n<li><strong>Treating-physician documentation<\/strong> showing the injury is permanent.<\/li>\n<li><strong>A life-care plan<\/strong> \u2014 an expert report that maps out every future need and its cost.<\/li>\n<\/ul>\n<p>The liability (fault) side may include:<\/p>\n<ul>\n<li><strong>Accident reconstruction<\/strong> to show how a crash or fall happened.<\/li>\n<li><strong>Witness statements and physical evidence.<\/strong><\/li>\n<li><strong>Expert testimony<\/strong> linking the negligence to your injury.<\/li>\n<\/ul>\n<p>Proving permanence is critical. In the catastrophic cases our attorneys handle, careful proof of long-term impact often carries the most weight. Medical and vocational experts help build that proof. Learn more about how these injuries are proven on our main resource page.<\/p>\n<h2>Steps to take after a catastrophic back or neck injury<\/h2>\n<p>The most important steps are getting medical care and protecting evidence early. Both help your health and your legal rights.<\/p>\n<p>Here&#8217;s what to focus on:<\/p>\n<ol>\n<li><strong>Put treatment first.<\/strong> Follow your doctors&#8217; plans and keep every appointment. Your records also document your injury.<\/li>\n<li><strong>Save evidence.<\/strong> Keep photos, the vehicle, damaged equipment, and any accident reports. Ask others not to change the scene.<\/li>\n<li><strong>Be careful with insurers.<\/strong> You don&#8217;t have to give a recorded statement right away. Adjusters may seem friendly, but they work to limit payouts. Don&#8217;t sign anything or accept a quick offer before you understand your rights.<\/li>\n<li><strong>Get answers early.<\/strong> A free case evaluation can clarify your options and any deadlines that apply.<\/li>\n<\/ol>\n<p>One early mistake can hurt a strong case. A recorded statement or a missed deadline are examples. When in doubt, ask first.<\/p>\n<h2>How CHG Personal Injury Lawyers can help<\/h2>\n<p>CHG Personal Injury Lawyers is a Florida-based firm. We focus on catastrophic spinal and back and neck injuries. Our attorneys are admitted to the Florida Bar. We represent injured people and families across the state \u2014 in Miami, Orlando, Tampa, Jacksonville, and beyond \u2014 as well as nationwide.<\/p>\n<p>We know a paralysis diagnosis turns a family&#8217;s world upside down. Our goal is to explain your options in plain language. We do this without pressure and without empty promises. We offer support in English and Spanish, so language never stands in the way of understanding your rights.<\/p>\n<p>Are you facing a catastrophic back or neck injury in Florida? We&#8217;re here to listen. You can <a href=\"https:\/\/chglawyers.com\/contact-us\/\">request a free case evaluation<\/a> any time. To learn more, visit our catastrophic back and neck injuries resource page.<\/p>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/chglawyers.com\/resources\/wp-content\/uploads\/2026\/07\/young-adult-in-a-wheelchair-working-with-a-physical-therapis-photo-15.png\" alt=\"a young adult in a wheelchair in a spinal-cord-injury rehabilitation gym with a physical therapist\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\" width=\"1376\" height=\"768\"\/><\/figure>\n<h2>Frequently asked questions<\/h2><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What is considered a catastrophic back or neck injury in Florida?<\/summary><p class=\"wp-block-paragraph\">It&#8217;s an injury that causes permanent, life-altering harm. Examples include paraplegia, quadriplegia, or lasting paralysis. Severity and permanence set these cases apart from routine injuries.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to file a catastrophic injury lawsuit in Florida?<\/summary><p class=\"wp-block-paragraph\">For most negligence claims arising on or after March 24, 2023, the deadline is generally two years under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0000-0099\/0095\/Sections\/0095.11.html\">Fla. Stat. \u00a795.11<\/a>. Deadlines vary, so act early.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How does shared fault affect my Florida spinal injury claim?<\/summary><p class=\"wp-block-paragraph\">Under <a href=\"http:\/\/www.leg.state.fl.us\/statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0700-0799\/0768\/Sections\/0768.81.html\">Fla. Stat. \u00a7768.81<\/a>, your recovery drops by your share of fault. If you&#8217;re more than 50% at fault, you generally can&#8217;t recover at all.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the difference between paraplegia and quadriplegia?<\/summary><p class=\"wp-block-paragraph\">Paraplegia affects the legs and lower body. Quadriplegia, also called <a href=\"\/resources\/glossary\/tetraplegia\/\">tetraplegia<\/a>, affects all four limbs and the torso.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Should I talk to an insurance adjuster after a catastrophic spinal injury?<\/summary><p class=\"wp-block-paragraph\">Be careful. You don&#8217;t have to give a recorded statement right away. It&#8217;s wise to understand your rights before you speak with an insurer.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Do I need a lawyer for a permanent paralysis injury claim in Florida?<\/summary><p class=\"wp-block-paragraph\">These cases involve large future costs, strict deadlines, and complex proof. A licensed attorney can explain your options during a free case evaluation.<\/p><\/details><footer class=\"disclaimer\"><em>This is attorney advertising. The information provided is for general informational purposes only and is not legal advice. Prior results do not guarantee a similar outcome, and contacting the firm does not create an attorney-client relationship.<\/em><\/footer>\n<\/article>\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">What Counts as a Catastrophic Back or Neck Injury?<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Spinal Cord Injuries<\/h3><p class=\"wp-block-paragraph\">Damage to the spinal cord that disrupts the body&#x27;s ability to send signals, often leading to permanent loss of function below the injury site.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Paraplegia<\/h3><p class=\"wp-block-paragraph\">Paralysis affecting the lower body and legs, typically caused by injury to the lower spine. It permanently alters daily life, mobility, and independence.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Quadriplegia (Tetraplegia)<\/h3><p class=\"wp-block-paragraph\">Paralysis affecting all four limbs and the torso, usually from injury to the neck region of the spine. These cases carry lifelong care needs.<\/p><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Permanent Paralysis &amp; Impairment<\/h3><p class=\"wp-block-paragraph\">Any spinal, back, or neck injury that leaves lasting, life-altering impairment. Severity and permanence set these apart from routine injuries.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Florida Has a Deadline to File<\/h3><p class=\"wp-block-paragraph\">Most negligence claims in Florida are subject to a strict filing deadline (the statute of limitations). Waiting too long can permanently bar your claim. Speak with a licensed attorney about the deadlines that apply to your situation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Talk to an Attorney<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">How We Help After a Catastrophic Injury<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">Investigate What Happened<\/h3><p class=\"wp-block-paragraph\">We gather evidence, records, and expert input to understand how the injury occurred and who may be responsible.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--users\"><\/span><\/p><h3 class=\"wp-block-heading\">Identify the Full Impact<\/h3><p class=\"wp-block-paragraph\">Catastrophic injuries bring lifelong needs. We work to account for medical care, lost income, and long-term support.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">Deal With Insurers For You<\/h3><p class=\"wp-block-paragraph\">You focus on recovery while our attorneys handle communications and negotiations on your behalf.<\/p><\/div><\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--heart\"><\/span><\/p><h3 class=\"wp-block-heading\">Empathetic, Clear Guidance<\/h3><p class=\"wp-block-paragraph\">We explain every step in plain language, in English or Spanish, so you always understand your options.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-secondary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Understand your rights after a catastrophic spinal, back, or neck injury.<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/chglawyers.com\/contact-us\/\">Request a Free Case Evaluation<\/a><\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Learn what counts as a catastrophic back or neck injury in Florida, how state law affects your claim, and what steps to take. Free case evaluation.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":119,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_canonical":"","chg_lang":"","chg_hreflang":"[{\"hreflang\": \"en\", \"href\": \"https:\/\/chglawyers.com\/resources\/catastrophic-back-and-neck-injuries\/florida\/\"}, {\"hreflang\": \"es\", \"href\": \"https:\/\/chglawyers.com\/resources\/es\/lesiones-espalda-cuello-catastroficas\/florida\/\"}, {\"hreflang\": \"x-default\", \"href\": \"https:\/\/chglawyers.com\/resources\/catastrophic-back-and-neck-injuries\/florida\/\"}]","chg_jsonld":"[{\"about\": [{\"@type\": \"Thing\", \"name\": \"Spinal cord injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Spinal_cord_injury\"}, {\"@type\": \"Thing\", \"name\": \"Paraplegia\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Paraplegia\"}], \"author\": {\"name\": \"CHG Personal Injury Lawyers\", \"@type\": \"Organization\"}, \"@context\": \"https:\/\/schema.org\", \"headline\": \"Catastrophic Back and Neck Injuries in Florida: Your Legal Rights Explained\", \"publisher\": {\"name\": \"CHG Personal Injury Lawyers\", \"@type\": \"LegalService\", \"areaServed\": \"Florida\", \"availableLanguage\": [\"English\", \"Spanish\"]}, \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"disclaimer\": \"This page is for general informational purposes only and is not legal advice. 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No outcome is guaranteed.\", \"inLanguage\": \"en-US\", \"description\": \"A plain-language guide explaining what qualifies as a catastrophic back or neck injury in Florida, how state law affects these claims, the damages that may be available, and the steps to take after a life-altering diagnosis.\", \"mainEntityOfPage\": {\"name\": \"Catastrophic Back & Neck Injuries in Florida: Your Rights\", \"@type\": \"WebPage\"}, \"mentions\": [{\"@type\": \"Thing\", \"name\": \"Tetraplegia\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Tetraplegia\"}, {\"@type\": \"Thing\", \"name\": \"Paralysis\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Paralysis\"}, {\"@type\": \"Thing\", \"name\": \"Spinal cord\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Spinal_cord\"}, {\"@type\": \"Thing\", \"name\": \"American Spinal Injury Association\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/American_Spinal_Injury_Association\"}, {\"@type\": \"Thing\", \"name\": \"Personal injury\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Personal_injury\"}, {\"@type\": \"Thing\", \"name\": \"Statute of limitations\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Statute_of_limitations\"}, {\"@type\": \"Thing\", \"name\": \"Comparative negligence\", \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Comparative_negligence\"}, {\"@type\": \"Thing\", \"name\": \"American Spinal Injury Association (ASIA)\", \"sameAs\": \"https:\/\/www.wikidata.org\/wiki\/Q77640954\"}], \"reviewedBy\": {\"@type\": \"Person\", \"name\": \"Igor Hernandez\", \"url\": \"https:\/\/spinaladvocacygroup.com\/attorneys\/igor-hernandez\/\", \"jobTitle\": \"Attorney\", \"sameAs\": [\"https:\/\/www.floridabar.org\/directories\/find-mbr\/profile\/?num=106386\", \"https:\/\/www.linkedin.com\/in\/igorh\/\", \"https:\/\/profiles.superlawyers.com\/florida\/miami\/lawyer\/igor-hernandez\/cd5f52fd-6cf1-4c47-8c6e-5e8f339a380d.html\"]}, \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"What is considered a catastrophic back or neck injury in Florida?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"It's an injury that causes permanent, life-altering harm. Examples include paraplegia, quadriplegia, or lasting paralysis. Severity and permanence set these cases apart from routine injuries.\"}}, {\"@type\": \"Question\", \"name\": \"How long do I have to file a catastrophic injury lawsuit in Florida?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For most negligence claims arising on or after March 24, 2023, the deadline is generally two years under Fla. Stat. \u00a795.11. Deadlines vary, so act early.\"}}, {\"@type\": \"Question\", \"name\": \"How does shared fault affect my Florida spinal injury claim?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Under Fla. Stat. \u00a7768.81, your recovery drops by your share of fault. If you're more than 50% at fault, you generally can't recover at all.\"}}, {\"@type\": \"Question\", \"name\": \"What is the difference between paraplegia and quadriplegia?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Paraplegia affects the legs and lower body. 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Don\u2019t sign anything or accept a quick offer before you understand your rights.\"}, {\"@type\": \"HowToStep\", \"position\": 4, \"text\": \"Get answers early. A free case evaluation can clarify your options and any deadlines that apply.\"}], \"inLanguage\": \"en\"}, {\"@context\": \"https:\/\/schema.org\", \"@type\": \"BreadcrumbList\", \"itemListElement\": [{\"@type\": \"ListItem\", \"position\": 1, \"name\": \"Home\", \"item\": \"https:\/\/chglawyers.com\/\"}, {\"@type\": \"ListItem\", \"position\": 2, \"name\": \"Catastrophic Back And Neck Injuries\", \"item\": \"https:\/\/chglawyers.com\/resources\/catastrophic-back-and-neck-injuries\/\"}, {\"@type\": \"ListItem\", \"position\": 3, \"name\": \"Florida\", \"item\": \"https:\/\/chglawyers.com\/resources\/catastrophic-back-and-neck-injuries\/florida\/\"}]}]","chg_meta_description":"Learn what counts as a catastrophic back or neck injury in Florida, how state law affects your claim, and what steps to take. 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